ST. PAUL FEDERAL CREDIT UNION

Welcome to St. Paul, your trusted partner in financial wellness! Located at 30 7Th St E Ste 270, Saint Paul, MN 55101, we have been serving our community since 1953. With a strong commitment to our members, we proudly support 14,810 individuals and families who have chosen us for their banking needs. At St. Paul, we believe that banking should be simple and accessible. Our total assets amount to an impressive $254,209,653, allowing us to provide robust financial products tailored to your needs. Whether you're looking for auto loans (with a total of 10,024 loans issued), personal loans, or business banking solutions, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1330 Conway St Ste 200, Saint Paul, MN 55106. Under the leadership of our CEO, Thomas Glatt, and Board President, Donald Sinna, we prioritize community impact and member satisfaction. Our dedicated team of 28 employees works tirelessly to ensure your experience with us is exceptional. With total deposits reaching $26,324,310 and a net worth of $30,261,096, we are financially sound and ready to help you achieve your goals. Plus, we maintain a healthy cash reserve of $1,499,813 to meet your immediate needs. Explore the range of services we offer including checking and savings accounts, mortgage loans and refinancing options, credit cards with rewards, and much more all designed with you in mind. Ready to take the next step? Visit us today or give us a call at 651-772-8744. Experience the difference that comes from being part of the St. Paul family! For more information about our services or to apply for membership online, check out our website at stpaulfcu.org.

Welcome to St. Paul, where our credit union has been a beacon of community support and financial empowerment since 1953. Located at 30 7Th St E Ste 270, Saint Paul, MN 55101, we have grown alongside our members, fostering relationships built on trust and commitment. With over 14,810 members today, our journey is one of collaboration and shared success. From humble beginnings to becoming a cornerstone of the financial landscape in Saint Paul, we have continually evolved to meet the needs of our community. Our total assets now stand at an impressive $254,209,653, reflecting not just our growth but the trust our members place in us. We are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is simple yet profound: to provide accessible financial services while nurturing a sense of belonging and support within our community. We understand that every member's financial journey is unique, and we strive to offer tailored solutions that help them achieve their goals. Whether it's through personal banking or business loans, we are dedicated to making a positive impact. While you can visit us at our branch address for face-to-face service during our operating hours from Monday to Friday, 8 AM to 5 PM, official correspondence should be sent to our mailing address at 1330 Conway St Ste 200, Saint Paul, MN 55106. We also provide shared service center access for added convenience. As part of our commitment to accessibility, we've embraced digital advancements such as online banking and mobile applications. Our services are designed with your needs in mind; we aim for everyone to feel empowered when managing their finances. We also pride ourselves on being ADA compliant and ensuring that all members can easily access our services. We believe in giving back to the community that supports us. Through partnerships with local organizations and outreach efforts, we work tirelessly to uplift those around us. Together with you, we can create a brighter future for all. Join us at St. Paul Credit Union today and experience the benefits of being part of a community-focused institution dedicated to your financial well-being! Visit us online at StPaulFCU.org or call us at 651-772-8744 for more information about how you can become a member.

At St. Paul, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! To be eligible, you need to live, work, or worship in the Ramsey County area or have an immediate family member who is already a member. This means if you're connected to our local community, you're likely already on your way to enjoying the benefits we offer. By joining us at St. Paul, you'll gain access to personalized banking services, lower loan rates, and special promotions tailored just for our members. If you're ready to take the next step, opening an account is easy! You can find all the details you need by visiting our eligibility page at https://stpaulfcu.org/apply-join-now/ . If you have any questions or want assistance with the process, feel free to give us a call at (651) 772-8744. We're here to help you every step of the way!

At St. Paul, we understand that convenience and security are essential in today's fast-paced world. That's why we've made it easy for you to manage your finances anytime, anywhere with our robust digital and online banking services. Our user-friendly platform allows you to access your accounts with just a few clicks, ensuring that your banking needs are always within reach. With our online banking services available 24/7 at https://stpaulfcu.org/ , you can check your account balance, transfer funds, and pay bills without stepping foot into a branch. Plus, we offer electronic signature authorization, making it simple and secure to sign documents from the comfort of your home. No more waiting for paperwork to arrive; everything can be completed digitally. In addition to traditional banking tasks, we provide e-statements so you can easily keep track of your transactions while reducing paper clutter. Our mobile application is designed to fit seamlessly into your lifestyle, allowing you to bank on-the-go. Whether you're at home or out running errands, managing your finances has never been easier. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. Simply use our online platform or mobile app to send funds quickly and securely. At St. Paul, we're committed to keeping your financial information safe. Our advanced security measures protect your data while providing you with real-time access to your accounts. We believe that managing your finances should not only be convenient but also secure. Explore all that digital banking has to offer at https://stpaulfcu.org/ and discover how easy it is to stay connected with your money. With our commitment to accessibility and ease-of-use, you can take control of your financial life today!

At St. Paul, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built on trust and reliability, we strive to provide our members with the best possible banking experience. With a net worth of $30,261,096, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,167,512 in share certificates and $32,354,771 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $28,860,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as shown by the $3,079 in used auto loans and $191,400,083 in total loans and leases. This means we are well-equipped to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $836,752, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 25,458, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Paul is your trusted partner. Visit us at 30 7Th St E Ste 270 Saint Paul Mn 55101 or call (651) 772-8744 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*