Introduction
Welcome to St. Patrick S Parish, your trusted financial partner located at 4552 Vt Route 36, Fairfield, VT 05455. Established in 1953, we have proudly served our community for decades, building lasting relationships with our 316 members. Our commitment to providing personalized service and reliable financial solutions sets us apart. At St. Patrick S Parish, we manage total assets of $627,793, ensuring that your deposits are safe and secure. With total deposits reaching $49,027, we are dedicated to helping you achieve your financial goals through various services, including personal banking, auto loans, mortgages, and more. We pride ourselves on our strong leadership. Under the guidance of our CEO, John Schreindorfer, and Board President, Frank Persons, we continue to grow and adapt to meet the needs of our members. Our small but dedicated team of just one employee works diligently to provide exceptional service and support. For any official correspondence, please send it to our mailing address: PO Box 21, Fairfield, VT 5455. We invite you to visit us during our operating hours from 4:30 PM to 8:30 PM on weekdays or give us a call at 802-827-6684 for any questions or assistance. Join us as we continue to strengthen our community through financial empowerment and support. Explore how St. Patrick S Parish can assist you today!
Branch History & Mission
St. Patrick S Parish has been a beacon of hope and financial support in Fairfield, VT, since it first opened its doors in 1953. Over the years, this branch has grown from a small community credit union into a vital financial institution, currently serving 316 members and managing total assets of $627,793. The commitment to its members and the community is evident in every aspect of its operation. Located at 4552 Vt Route 36, Fairfield, VT 05455, St. Patrick S Parish is easily accessible to locals and newcomers alike. The branch's history is marked by milestones that reflect its dedication to providing personal banking services, including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Each service aims to empower members financially while building lasting relationships within the community. The mission of St. Patrick S Parish is simple yet impactful: to provide exceptional financial services while fostering a sense of belonging among its members. The credit union believes in the power of community support and actively engages in outreach efforts that extend beyond traditional banking. This includes partnerships with local organizations and initiatives that promote financial literacy and well-being. While members can visit us at 4552 Vt Route 36 Fairfield Vt 05455, official correspondence should be sent to PO Box 21, Fairfield, VT 5455. St. Patrick S Parish operates Monday through Friday from 4:30 PM to 8:30 PM, ensuring that members have ample opportunity to access services tailored to their needs. Although there are no ATMs or drive-thru services available at this branch, the team is dedicated to offering personalized assistance whenever you need it. As we look forward to the future, St. Patrick S Parish remains committed to embracing digital advancements for better member experiences while ensuring compliance with accessibility standards for all individuals. This focus on customer-centric initiatives allows us to serve our diverse membership effectively. Join us today at St. Patrick S Parish and discover how we can help you achieve your financial goals while being part of a supportive community. We invite you to experience firsthand the benefits of membership with us! For more information or inquiries, please call us at (802) 827-6684.
Branch Location & Accessibility
A Personal Touch
At St. Patrick S Parish, we offer a variety of services tailored just for you from checking and savings accounts to auto loans and mortgage refinancing. Our goal is to support you in achieving your financial dreams with personalized service that feels like home. Feel free to give us a call at 802-827-6684 if you have any questions or would like more information about how we can assist you. We look forward to welcoming you into our community!
Communication and Correspondence
While you're welcome to visit us at our branch address for personal banking needs, official correspondence should be sent to our mailing address at PO Box 21, Fairfield, VT 5455. This helps ensure that your important documents reach us safely.
Convenient Access and Amenities
Our branch is designed with your convenience in mind. Although we do not currently have drive-thru services or an ATM on-site, our lobby hours are welcoming, open from 4:30 PM to 8:30 PM, Monday through Friday. This allows you plenty of time after work or school to visit us and discuss your financial needs. We strive to make our location accessible for everyone. Our facilities are compliant with ADA standards, ensuring that all members can comfortably reach us. If you need assistance or have special requirements, please feel free to let our team know we're here to help!
Member Eligibility
At St. Patrick S Parish, we believe that joining our community is like becoming part of a family that genuinely cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria which primarily focus on your connection to our community. Whether you live, work, or worship in the area, you're likely already eligible! Plus, if you have family members who are current members, that opens the door for you too. We invite you to explore the full details of these criteria by visiting [this link]. Opening an account with us is a straightforward and welcoming process. You can find all the information you need about how to get started at [this link]. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (802) 827-6684. We're here to help you every step of the way as you embark on your journey with St. Patrick S Parish!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having a reliable partner for processing payments seamlessly. Our merchant services allow you to accept various payment methods, enhancing customer satisfaction and boosting sales. Picture a busy Saturday afternoon where customers are eager to buy but need quick payment options our services ensure that every sale goes smoothly, keeping both you and your customers happy. Located conveniently at 4552 Vt Route 36 Fairfield Vt 05455 in Fairfield, VT, we're here to support your business journey. For more information or to speak with one of our experts, call us at (802) 827-6684. Let's grow together!
Comprehensive List Of Services
Credit Cards and Business Banking
To add even more value, we provide credit cards with rewards that give back on everyday purchases. Imagine earning points for groceries or gas it feels good to know your spending is working for you! For our business members, we offer essential services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our support will help your business thrive.
Digital Convenience
In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features, allowing you to manage your accounts from anywhere at any time. Though we currently do not offer ATM services on-site, our online platform provides all the tools needed for easy cash management right at your fingertips. Our branch operates from 4:30 PM to 8:30 PM, ensuring accessibility for those who might be busy during traditional banking hours. If you have any questions or need assistance with our services, feel free to reach out at 802-827-6684. At St. Patrick S Parish, we're here not just as a credit union but as a partner in achieving your financial goals. We invite you to explore our comprehensive suite of services today!
Personal Banking Services
For individuals and families, our personal banking options include checking and savings accounts that help you manage your daily finances effectively. Picture this: you're saving for a family vacation or setting aside funds for your child's education. With our user-friendly accounts, tracking your savings and spending becomes effortless. When it comes to auto loans and vehicle financing, we understand that purchasing a car is a significant milestone. We offer competitive rates and flexible terms designed to fit your budget. Imagine driving away in that new car you've been dreaming about, knowing that your financing is taken care of. Additionally, our mortgage loans and refinancing options are perfect for those looking to buy their first home or refinance an existing loan. Our team is here to guide you through every step of the process, making home ownership more accessible than ever. If you're facing unexpected expenses or need extra cash flow, our personal loans and debt consolidation services can help simplify your financial situation. We offer tailored solutions that allow you to consolidate your debts into one manageable payment.
Digital & Online Banking
Future Enhancements
As we continue to grow and adapt to the needs of our members, we're exploring options for services like person-to-person transfers and electronic signature authorization. While these features are not available yet, we're excited about bringing more digital solutions to enhance your banking experience soon. In summary, while St. Patrick S Parish might not have all the online tools today, we're focused on providing accessible and secure banking options tailored just for you. Stay tuned for updates as we work toward expanding our digital offerings!
Real-Time Account Management
Even without our online banking platform, staying on top of your finances is crucial. You can still manage your accounts efficiently during lobby hours from 4:30 PM to 8:30 PM on weekdays. Our friendly staff is always ready to assist you with any inquiries or transactions you may need.
Secure Transactions
Your security is our top priority. We ensure that all transactions are handled with the utmost care, so you can bank with confidence knowing your information is protected.
Financial Strength
At St. Patrick S Parish, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to serve our community with confidence and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $77,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize our members' needs. While we currently have no share certificates or money market shares available for investment growth, our commitment remains focused on delivering value through personalized banking experiences. Our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks rather than being diluted by non-member deposits. With $32,761 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $582,776 in total loans and leases. Additionally, with $9,175 in net income, we reflect our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. At St. Patrick S Parish, we pride ourselves on having 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable team dedicated to your needs. We also have a growing member base with 316 total share accounts, showcasing the trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Patrick S Parish is your trusted partner. Visit us at 4552 Vt Route 36 Fairfield Vt 05455 or call 802-827-6684 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $301,212 in used vehicle loans and $27,821 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our friendly team will assist you through the application process and ensure you find the best financing option for your situation.
Mortgage Options
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Property loans available, we encourage you to reach out for potential future offerings. We're dedicated to supporting you on your journey toward owning a home.
Unsecured Credit Card Loans
For those looking for flexibility in managing expenses, we also offer unsecured credit card loans. While we currently have no total outstanding amount in this category, our goal is always to provide options that help our members manage their finances effectively. If you're interested in refinancing options or want to explore eligibility criteria for our various loan products, don't hesitate to contact us at 802-827-6684. Our knowledgeable staff is ready to guide you through the available options and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At St. Patrick S Parish, we pride ourselves on transparency and are committed to helping you find the right financial solutions tailored just for you.
Loan Aggregator
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