Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 A.M. to 5:00 P.M., Friday from 9:00 A.M. to 6:00 P.M., and Saturday from 9:00 A.M. to 12:00 N. While we currently do not offer ATM or drive-thru services, we provide robust online banking options that allow you to manage your finances easily from anywhere. As part of our commitment to accessibility and inclusivity, we ensure all our services meet ADA compliance standards, making it easier for everyone to benefit from what we offer. In conclusion, we invite you to join us at St. Michael's Fall River Federal Credit Union. Experience firsthand how our member-focused approach can support your financial goals while contributing positively to our community. Together, let's build a brighter future! For inquiries or assistance, feel free to contact us at 508-674-3861 or visit us online at St. Michael's FCU.
At St. Michael's, our mission is clear: to enhance the lives of our members by offering personalized financial solutions while supporting the communities we serve. With a total membership of 3,104 and assets amounting to $114,652,200, we take pride in being a member-focused institution where your needs come first. We believe in more than just banking; we strive to uplift our community through various outreach programs and partnerships. Whether it's providing educational resources or engaging in local events, we are dedicated to making a positive impact in Fall River.
In addition to loans, we provide merchant services that simplify your payment processes. Imagine running your café and being able to accept payments seamlessly through various platforms. Our services help you streamline transactions so you can focus on what really matters growing your business. With an outstanding commercial loan portfolio of $7,127,051, we continue to drive economic growth by financing new and expanding businesses in Fall River, MA. Visit us at 775 Davol St, Fall River, MA 02720 or call us at 508-674-3861 to learn how we can help turn your business dreams into reality!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. With each loan, we aim to empower local entrepreneurs by providing the financial support they need to thrive. - For those outside our membership, we also offer flexible financing solutions, ensuring that the broader business community has access to the capital it requires.
In addition to mortgages, we provide Personal Loans and Debt Consolidation options that can help ease financial stress. If you're looking to consolidate debt or fund a project, our loans come with favorable terms that fit your lifestyle. Credit cards are another essential service we offer. With our Credit Cards with Rewards, you can earn points on everyday purchases, allowing you to enjoy benefits like cash back or travel rewards while managing expenses effectively.
For entrepreneurs and small business owners, our Business Banking services, including Merchant Services and Business Loans, are crafted to support your growth. Whether you need financing for equipment or assistance with payment processing, we're here to help your business thrive.
In today's fast-paced world, convenience matters. That's why at St. Michaels Fall River, we offer robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere from checking balances to transferring funds easily through our secure online platform. Additionally, we provide ATM and Cash Withdrawal Services for quick access to your money when you need it most.
With so many services designed with you in mind, there has never been a better time to join us at St. Michaels Fall River. If you have questions or want more information about how we can help with your financial journey, don't hesitate to reach out! Call us at 508-674-3861 or visit us online at http://www.stmichaelsfcu.com. We're excited to support all your banking needs!
We understand that managing your finances can be overwhelming. That's why we offer Checking and Savings Accounts designed for your convenience. Whether you're saving for a special occasion or just need an everyday account, we've got you covered. Our accounts come with competitive interest rates and no hidden fees, making it easier for you to reach your financial goals. If you're in the market for a vehicle, look no further than our Auto Loans and Vehicle Financing options. We offer flexible terms that fit any budget, ensuring you drive away with the car you want without breaking the bank. For those considering homeownership, our Mortgage Loans and Refinancing services help make your dream home a reality. Our experienced loan officers will guide you through every step of the mortgage process, whether you're buying your first home or refinancing an existing loan to save money.
We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 5,625, showing a strong and growing member base that trusts us with their finances.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Michaels Fall River is your trusted partner. Visit us at 775 Davol St Fall River Ma 02720 or call (508) 674-3861 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $9,483,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $61 in used auto loans and $101,432,690 in total loans and leases.
Members' savings are secured through $47,945,634 in share certificates and $9,015,330 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,806,521, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $10,242,543, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
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