St. Mary’s Credit Union Westborough MA | Quick Personal Loans & ATM Services

Introduction

Welcome to St. Mary's Credit Union, where your financial needs are our top priority! Located at 96 Turnpike Rd, Westborough, MA 01581, we have been serving our community since 1913. With a proud history spanning over a century, we have grown into a trusted partner for 55,208 members who rely on us for their banking needs. At St. Mary's, we understand that every member's journey is unique. That's why we offer a comprehensive range of services tailored to fit various lifestyles and financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, our dedicated team is here to help you every step of the way. Our commitment to excellence is reflected in our impressive financial standing: we currently manage total assets of $998,983,281 and maintain total deposits amounting to $18,245,836. With a strong net worth of $114,341,348, you can trust that your money is safe with us. We also pride ourselves on being a responsible lender with 22,056 loans and leases in our portfolio. Under the leadership of CEO James Petkewich and Board President Gerard Richer, we strive to create a welcoming environment where members feel valued and supported. Our team of 116 employees is dedicated to providing exceptional service, ensuring that every visit feels personal and meaningful. While you can reach us at our branch location, please note that official correspondence should be sent to the same address: 96 Turnpike Rd, Westborough, MA 01581-2802. We invite you to explore all that St. Mary's Credit Union has to offer by visiting our website at stmaryscu.org. If you have any questions or need assistance, don't hesitate to call us at 508-490-8000. Come experience the difference of community-focused banking today!

Branch History & Mission

Community Commitment

St. Mary's Credit Union is dedicated to giving back to the communities we serve. We actively participate in various outreach programs and partnerships aimed at uplifting local organizations and residents alike. Whether it's through financial literacy workshops or sponsorships for local events, we strive to contribute positively to the fabric of our community.

Join Us Today!

As we continue on this journey together, we invite you to become part of the St. Mary's family. Whether you're looking for a loan or simply want to open an account with us, we're here to help you every step of the way. Experience the benefits of being a member-focused credit union where your financial well-being is always our top priority. Call us today at (508) 490-8000 or visit our website at St. Mary's Credit Union for more information on how you can join!

Modern Banking Solutions

In today's digital world, we know convenience matters. That's why we provide online banking services, allowing members to manage their accounts anytime and anywhere. Plus, with an ATM available at our location and mobile banking options available via our app, accessing your funds has never been easier.

Our Mission

Our mission at St. Mary's Credit Union is simple yet impactful: to empower our members with accessible and reliable financial solutions while fostering a strong sense of community. We understand that each member's needs are unique, which is why we offer a diverse range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our goal is not just to facilitate transactions but to build lasting relationships based on trust and support. We believe in making banking easier and more inclusive for everyone. While you can visit us at our Westborough branch, official correspondence should be directed to our mailing address at 96 Turnpike Rd, Westborough, MA 01581-2802.

Branch Location & Accessibility

Convenient Access and Features

When you arrive at our Westborough location, you'll find ample parking available right at the entrance. We take accessibility seriously, ensuring that our facilities are compliant with ADA standards so everyone can enjoy easy access to our services. If you need assistance or have questions, our dedicated team is always ready to help. While members can visit us at 96 Turnpike Rd, official correspondence should be sent to the same address: 96 Turnpike Rd, Westborough, MA 01581-2802. This helps ensure that your important documents reach us without delay.

Get in Touch!

If you're looking for a place where community meets convenience, look no further than St. Mary's Credit Union. Feel free to call us at 508-490-8000 for any inquiries or just drop by during our operating hours. We're excited to help you achieve your financial goals!

Operating Hours

St. Mary's Credit Union is here for you during convenient hours! Our lobby is open Monday through Wednesday from 8:30 AM to 4:00 PM, and on Thursdays and Fridays until 6:00 PM. We also welcome you on Saturdays from 8:30 AM to 12:30 PM. Whether you're stopping by for a quick transaction or a longer consultation about your financial needs, we're ready to assist.

Services at Your Fingertips

Our branch offers a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards! Plus, with ATM availability on-site, you can easily access cash or check your balance whenever you need it.

Member Eligibility

Becoming a member of St. Mary's is like joining a caring community that's dedicated to your financial well-being. If you live, work, or worship in the area around Westborough, MA, you're already on the path to membership! At St. Mary's, we embrace all individuals who share our commitment to fostering a supportive environment. Plus, once you join us, you'll enjoy a range of benefits including competitive loan rates and personalized service tailored just for you. To learn more about the specific eligibility criteria and how easily you can start your membership journey, feel free to check out our detailed information at [this link]( https://www.stmaryscu.org/personal/personal-savings/membership-savings .html ). If you're ready to take the next step or have any questions, don't hesitate to reach out at 508-490-8000. We're here for you at 96 Turnpike Rd, Westborough, MA 01581!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $361 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,547,553, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that streamline payment processing for businesses. Imagine a busy retail store where customers can pay quickly and easily, leading to higher customer satisfaction and repeat visits. Our services make transactions seamless, allowing you to focus on what truly matters growing your business. Located at 96 Turnpike Rd, Westborough, MA 01581, we're here to partner with you every step of the way. For more information or assistance, call us at 508-490-8000 or visit our website at St. Mary's Credit Union. Let's work together to make your business aspirations come true!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options. We understand that purchasing a car is a significant investment, and our competitive rates can help make it easier for you to hit the road. With flexible terms and personalized service, we aim to simplify your car-buying experience.

Business Banking

We also support local businesses with our Business Banking services that include merchant services and business loans. If you're an entrepreneur looking to expand or start anew, we're here to help you succeed with tailored financial solutions.

Convenient Access

At St. Mary's, convenience is key. Our ATM & Cash Withdrawal Services ensure that you can access your money whenever needed. Basic ATM access allows for quick withdrawals and balance checks without any hassle. Whether you're stopping by our branch at 96 Turnpike Rd, Westborough MA 01581 or reaching out via phone at 508-490-8000 during our operating hours (M-W 8:30 AM - 4:00 PM; Th-F 8:30 AM - 6:00 PM; Sat 8:30 AM - 12:30 PM), we're always here for you. In today's fast-paced world, managing your finances should be simple and accessible. Explore all that St. Mary's Credit Union has to offer by visiting us online at stmaryscu.org. Join us today and experience banking designed with you in mind!

Credit Cards with Rewards

For those who love earning while they spend, our Credit Cards with Rewards are perfect for you. Enjoy benefits like cash back or points towards travel while making everyday purchases. It's a great way to maximize your spending power!

Mortgage Loans & Refinancing

Looking to buy a home or refinance an existing mortgage? Our Mortgage Loans & Refinancing services are designed to cater to your unique financial situation. Picture yourself moving into your dream home while enjoying favorable interest rates and manageable payments. Our team is here to guide you through every step of the process.

Personal Banking

For individuals looking to manage their finances effectively, we offer Personal Banking options that include both checking and savings accounts. Whether you're saving for a special occasion or need a reliable account for everyday transactions, we've got you covered. Imagine opening your account from the comfort of your home through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills with just a few clicks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. Whether it's for medical bills, home repairs, or consolidating debt into one easy payment, our loans provide the financial relief you need without added stress.

Digital & Online Banking

Key Features

Our digital banking includes features like e-statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also reduces paper clutter while keeping your information secure. Plus, if you're looking to send money quickly, our person-to-person transfer service makes sharing expenses with friends or family a breeze. For those who prefer using their smartphones, we offer a mobile application that provides all the essential banking functions right in your pocket. While we don't currently support mobile payments, our app allows you to manage your accounts efficiently on the go.

Security and Convenience

Your security is our priority. We ensure that all transactions are protected with advanced security measures so you can bank with confidence. Even though we do not provide electronic signature authorization at this time, we still focus on providing a safe environment for all your online activities. In summary, St. Mary's Credit Union combines accessibility and ease-of-use in its digital banking services. Whether you're checking an account balance or making a quick transfer, we've got you covered every step of the way!

Financial Strength

Growing Member Base

With a total of 70,536 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust empowers us to maintain our commitment to delivering high-quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary's is your trusted partner. Visit us at 96 Turnpike Rd Westborough Ma 01581 or call 508-490-8000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $254,495,610 in share certificates and $82,800,503 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $1,353,367 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $112,314,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,107 in used auto loans and a total of $759,482,948 in loans and leases.

Strong Financial Health

With a net worth of $114,341,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,152,390 in used vehicle loans and $112,566,551 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in a vehicle you love.

Business Financing

For business owners, our outstanding commercial loans totaling $61,547,553 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering tailored solutions that meet your specific needs.

Eligibility and Refinancing Options

If you're considering refinancing or need information about eligibility for any of our loan products, we encourage you to reach out to us at (508) 490-8000. Our friendly staff is ready to assist you with any questions you may have regarding our offerings. We invite you to visit us at 96 Turnpike Rd Westborough Ma 01581 or check out our website at St Mary's Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals may be, St. Mary's is here for you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,074,515, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can help you cover unexpected costs while enjoying peace of mind.

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