St. Mary’s Credit Union Marlborough MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to St. Mary's Credit Union, a trusted financial partner in the heart of Marlborough, MA. Since our establishment in 1913, we've been dedicated to serving our community with integrity and care. Located at 1 Northboro Rd E, Marlborough, MA 01752, we pride ourselves on being more than just a financial institution; we are a vital part of the lives of over 55,208 members who rely on us for their banking needs. At St. Mary's, we manage an impressive $998,983,281 in assets, ensuring that our members have access to the resources they need. With total loans amounting to 22,056, we are committed to providing flexible solutions whether it's for personal loans, vehicle financing, or mortgages. Our robust deposit base of $18,245,836 reflects our members' trust and confidence in us as a safe haven for their savings. Our leadership team is here to guide you every step of the way. CEO James Petkewich and Board President Gerard Richer bring years of experience and a deep understanding of our community's financial landscape. Together with our dedicated staff of 116 employees, we strive to create an environment where each member feels valued and supported. While you can visit us at our branch location for your everyday banking needs including our ATM and drive-thru services we also encourage you to explore our online offerings at St. Mary's Credit Union. Here, you can access personal banking options like checking and savings accounts or learn more about our loan products tailored to fit your lifestyle. Whether you're looking to open a new account or need assistance with existing services, feel free to reach out! You can contact us at 508-490-8000 during our lobby hours from Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday from 7:30 AM to 6:00 PM, Friday from 7:30 AM to 7:00 PM, and Saturday from 8:00 AM to 12:30 PM. Join us at St. Mary's Credit Union today where your financial well-being is our top priority!

Branch History & Mission

A Legacy of Service

Located at 1 Northboro Rd E, Marlborough, MA 01752, St. Mary's has played an essential role in helping individuals and families achieve their financial dreams. Throughout the years, we have adapted to meet the changing needs of our members while staying true to our mission of putting people first. We are proud to manage total assets exceeding $998 million, reflecting our commitment to responsible stewardship and growth. Our branch is not just a place to conduct transactions; it is a hub for community engagement and support. With operating hours that accommodate busy schedules Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday until 6:00 PM, Friday until 7:00 PM, and Saturday mornings we aim to make banking as convenient as possible. Additionally, we offer ATM services and drive-thru banking for quick and easy access.

Community Commitment

St. Mary's is deeply committed to supporting the local community through various outreach initiatives and partnerships. We actively participate in events that uplift our neighbors and strengthen ties within Marlborough and beyond. This commitment is part of what makes us more than just a credit union; we are your trusted partner in building a brighter future for all. If you're looking for a place where your financial needs matter and your voice is heard, we invite you to join St. Mary's Credit Union today. Experience the difference that comes from being part of a dedicated community-focused institution that truly cares about its members. For any inquiries or assistance, feel free to reach out at 508-490-8000 or visit us online at StMarysCU.org. Together, let's build a secure financial future!

Our Mission Statement

At St. Mary's Credit Union, our mission is straightforward: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members through education and support as they navigate their financial journeys. Whether it's opening a savings account or securing a mortgage loan, we are here to guide you every step of the way. While our physical presence is important, we've also embraced digital advancements to serve you better. Our online banking platform allows members to manage their accounts anytime, anywhere making it easier than ever to stay on top of finances.

Branch Location & Accessibility

Banking Services

Our location is equipped with an ATM for quick cash withdrawals and balance checks whenever you need them. At St. Mary's, we offer a variety of banking services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to open a new account or need help with online banking, our friendly team is ready to assist you.

Convenient Access and Features

At St. Mary's, we prioritize making your banking experience as smooth as possible. Our branch features ample parking spaces and is fully ADA-compliant, ensuring that everyone can easily access our services. If you prefer to handle your transactions quickly, we offer a drive-thru service that allows you to manage deposits and withdrawals without ever leaving your car. While members can visit us at 1 Northboro Rd E, official correspondence should be sent to our mailing address at PO Box 729, Marlborough, MA 01752.

Operating Hours

We know that life can get busy, which is why our operating hours are designed to fit your schedule. You can drop by Monday through Wednesday from 7:30 AM to 5:00 PM, and on Thursdays, we stay open until 6:00 PM. We're also here for you on Fridays until 7:00 PM and Saturdays from 8:00 AM to 12:30 PM. Feel free to give us a call at 508-490-8000 if you have any questions or need assistance.

Visit Us Today!

We invite you to stop by St. Mary's today! Experience the personalized service that comes with being part of our community-focused credit union. Whether you're already a member or thinking about joining us, we're here to help make your banking experience straightforward and enjoyable. Come see how we can support your financial journey!

Member Eligibility

At St. Mary's, we believe that becoming a member means joining a community where your financial needs are understood and prioritized. If you're curious about eligibility, you'll find that it's quite simple and inclusive! Anyone who lives, works, or worships in the area is welcome to apply for membership. This means that whether you're a local resident or just work nearby, you can enjoy all the benefits we offer. Our members enjoy personalized service, competitive rates on loans, and access to various financial products tailored to support your goals. To learn more about the specific eligibility criteria, feel free to visit our detailed page at https://www.stmaryscu.org/personal/personal-savings/membership-savings.html. And when you're ready to open an account, it's easy! You can reach out to us at (508) 490-8000 or simply stop by our branch located at 1 Northboro Rd E Marlborough Ma 01752. We're excited to have you as part of our family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $361 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,547,553, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly while keeping track of transactions effortlessly this is what our merchant services provide. They help you serve customers better and manage your finances more efficiently. Let us be your partner in growth at our branch located at 1 Northboro Rd E, Marlborough, MA 01752. Together, we can navigate the path to success! For more information, call us at 508-490-8000 or visit us online at St. Mary's Credit Union.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances or transferring funds through our mobile app or website, accessing your money has never been easier.

Business Banking Solutions

At St. Mary's, we also cater to local businesses with our comprehensive business banking services. From merchant services that simplify payment processing to various types of business loans, we provide tools that help small businesses thrive in our community.

Cash Access Made Simple

Need cash? Our ATMs provide easy access for withdrawals and balance checks whenever you need it. Plus, with basic drive-thru banking available for deposits and simple transactions, getting in and out is quick and hassle-free. At St. Mary's Credit Union, we're here to support you every step of the way whether it's through personal banking or business solutions. If you have any questions about our services or would like assistance navigating your financial options, don't hesitate to reach out! Call us at 508-490-8000 or visit us at our branch in Marlborough. We look forward to serving you! Explore all we have to offer by visiting StMarysCU.org.

Home Sweet Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing solutions make it possible for you to own that perfect home. We understand that every member's journey is different, which is why we offer personalized guidance throughout the mortgage process.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a reliable savings option, we have you covered. Our personal banking services include checking and savings accounts designed for everyday use, so managing your finances feels effortless. If you're considering buying a new car or need funds for an unexpected expense, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank.

Rewarding Credit Card Options

Looking for a credit card that gives back? Explore our credit cards with rewards program. You can earn points on everyday purchases while enjoying competitive rates perfect for those who want to make the most out of their spending.

Simplifying Personal Loans

For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options are designed to give you peace of mind. We aim to provide flexible terms that fit into your budget, making it easier to take control of your finances.

Digital & Online Banking

At St. Mary's, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easier than ever. With just a few clicks, you can take control of your banking needs from anywhere, at any time. One of the standout features is our 24/7 online banking service. This means you can check your account balances, view transactions, and transfer funds anytime day or night. If you prefer to manage your finances on-the-go, our mobile application provides a user-friendly platform for banking right from your smartphone. For those looking to simplify their financial management, we offer e-statements that allow you to receive and review your statements electronically. This not only saves paper but also gives you easy access whenever you need it. While we currently do not support electronic signature authorization, our other features ensure that your banking experience remains smooth and efficient. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family with just a few taps. Plus, if you're out and about, you can enjoy the convenience of mobile payments though this feature is currently not available at St. Mary's. To explore all these great services and more, visit us at St. Mary's Credit Union. Here, you'll find everything you need to manage your finances securely and conveniently. Whether you're accessing your accounts from home or on the go, St. Mary's is committed to providing the tools you need for effective financial management.

Financial Strength

Commitment to Growth and Innovation

With $112,314,617 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $759,482,948, which supports your financial goals across various sectors including auto loans. Specifically, we offer $10,107 in used auto loans to help you drive away with confidence.

Growing Member Base

We have established a strong community presence with 70,536 total share accounts, showing that more members trust us with their finances every day. This growth is crucial as it allows us to enhance the services we provide while maintaining sound financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, St. Mary's is your trusted partner. Visit us at 1 Northboro Rd E Marlborough Ma 01752 or call 508-490-8000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $1,353,367 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $254,495,610 in share certificates and $82,800,503 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our commitment to using our resources for your benefit through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $114,341,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,152,390 in used vehicle loans and $112,566,551 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $61,547,553 provide the capital needed to grow and expand. These loans are tailored to meet the unique demands of your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,074,515, make buying or refinancing simple. We guide you through every step of the process so you can secure a loan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans or need help determining your eligibility for our various loan products, our team is ready to assist you. We believe in making the process as straightforward as possible for our members. For more information about our loan offerings or to speak with one of our representatives, feel free to reach out at 508-490-8000. Our branch is located at 1 Northboro Rd E, Marlborough, MA 01752, and we're open Monday through Wednesday from 7:30 AM to 5:00 PM; Thursday from 7:30 AM to 6:00 PM; Friday from 7:30 AM to 7:00 PM; and Saturday from 8:00 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way to handle everyday expenses while offering peace of mind.

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ST. MARY'S CREDIT UNION - Marlborough, MA

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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