At St. Mary's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building trust and providing reliable services that meet the needs of our community. With a
net worth of $114,341,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 11.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$254,495,610 in share certificates and
$82,800,503 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$112,314,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have
$10,107 in used auto loans and a total of
$759,482,948 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our
net income of $1,353,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
113 full-time employees and
3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at
70,536, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary's is your trusted partner. Visit us at
46 Lizotte Dr Marlborough Ma 01752 or call
508-490-8000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results.*