St. Mary’s Credit Union Hudson MA | Best Auto Loans & Business Banking

Introduction

Welcome to St. Mary's Credit Union, where community and financial growth go hand in hand! Located at 439A Main St, Hudson, MA 01749, our credit union has been serving members since 1913. With a strong commitment to our community and a member-focused approach, we take pride in being more than just a place to bank; we are your partner in achieving financial wellness. As of now, we proudly serve 55,208 members, supported by a dedicated team of 116 employees. Our total assets have reached an impressive $998,983,281, and we maintain robust financial health with $18,245,836 in total deposits and a net worth of $114,341,348. With over 22,056 loans extended to our valued members, we strive to provide the financial products that help you thrive. At St. Mary's Credit Union, you'll find services tailored to your needs be it personal banking, auto loans, or business financing solutions. We believe in fostering relationships built on trust and transparency. Our CEO, James Petkewich, along with Board President Gerard Richer, leads our team with integrity and dedication. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 439A Main St, PO Box 729, Hudson, MA 01749. We invite you to join us on this journey toward financial empowerment. Whether you're looking for loans, savings accounts, or simply need guidance on your financial path, don't hesitate to reach out. Call us at 508-490-8000 or visit our website at StMarysCU.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

St. Mary's Credit Union has a rich history that dates back to 1913, when it first opened its doors in Hudson, MA. Since then, this community-focused institution has grown tremendously, serving over 55,000 members with a commitment to fostering financial wellness and community support. Located at 439A Main St, near the heart of Hudson, our branch is easily accessible for all who seek reliable financial services. From our humble beginnings, St. Mary's has evolved into a robust credit union with total assets reaching an impressive $998,983,281. This growth reflects not just our dedication to sound financial practices but also our members' trust in us. We take pride in offering a variety of services tailored to meet the needs of individuals and businesses alike ranging from personal checking and savings accounts to auto loans and mortgage financing. Our mission at St. Mary's Credit Union is clear: we are here to empower our members through education, personalized service, and innovative financial solutions. We aim to create lasting relationships with our members by supporting their financial journeys while also giving back to the communities we serve. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive to make a positive impact in Hudson and beyond. While members can visit us at 439A Main St, official correspondence should be sent to PO Box 729, Hudson, MA 01749 if needed. In today's world, we understand the importance of digital accessibility. That's why we've embraced online banking tools that allow our members to manage their accounts anytime, anywhere without compromising on security or service quality. Our drive-thru banking facility and ATM availability ensure convenience for those who prefer face-to-face transactions or cash withdrawals. At St. Mary's Credit Union, we believe that everyone deserves access to fair financial services regardless of their background or circumstances. With over a century of experience under our belt and a commitment to innovation and community service, we invite you to join us on this journey toward achieving your financial goals. If you're looking for a credit union that prioritizes your needs while fostering a sense of belonging within the community, look no further than St. Mary's Credit Union. Visit us today or call us at 508-490-8000 to learn more about how we can help you thrive financially!

Branch Location & Accessibility

Accessibility and Parking

At St. Mary's, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available right outside our door, making your banking experience hassle-free.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 508-490-8000. Our friendly team is ready to help you with anything you need. We invite you to come visit us at St. Mary's Credit Union and discover how we can support your financial journey!

Operating Hours

We know your time is valuable! That's why we offer flexible banking hours designed to fit your schedule: - Monday to Wednesday: 8:00 AM - 4:00 PM - Thursday: 8:00 AM - 7:00 PM - Friday: 8:00 AM - 6:00 PM - Saturday: 8:00 AM - 12:30 PM Whether you prefer to visit during the week or on a Saturday morning, we're here to serve you.

Services Offered

St. Mary's Credit Union offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM is available on-site for convenient withdrawals and balance checks. We also provide drive-thru banking for simple transactions, ensuring that your banking experience is both efficient and pleasant.

Member Eligibility

At St. Mary's, we believe that joining our community is not just about opening an account it's about becoming part of a family that supports one another. If you're looking to become a member, the process is straightforward and welcoming. To qualify, you simply need to live, work, worship, or attend school in Middlesex County or be related to someone who does. This means that whether you're a longtime resident of Hudson or new to the area, you can take advantage of all the benefits we offer. Becoming a member at St. Mary's opens doors to numerous advantages like personalized banking services, competitive loan rates, and access to online banking features. It's easy to get started! You can find more information about the eligibility criteria by visiting our website at this link. If you have any questions or would like assistance during the application process, feel free to give us a call at (508) 490-8000. We're here to help you every step of the way as you embark on this journey with us at St. Mary's located at 439A Main St Hudson Ma 01749.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $361 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,547,553, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer robust merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly whether online or in-person allowing you to focus on what truly matters: growing your business. Our services ensure you can manage transactions effortlessly, giving you more time to serve your customers. Located at 439A Main St Hudson Ma 01749 in Hudson, MA, we invite you to explore how our business banking and commercial services can help your company thrive. For more information or to schedule a consultation, call us at (508) 490-8000. Let's build your business together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick cash withdrawals or simple transactions, our ATM services are available right at your fingertips. We also offer basic drive-thru banking for deposits, withdrawals, and other straightforward needs perfect when you're in a hurry!

Business Banking Services

At St. Mary's, we also cater to local businesses with specialized banking solutions. Our business banking services include merchant services that simplify transactions for your customers as well as tailored business loans to help your company grow.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere from the comfort of your home or on-the-go through our user-friendly app. You can perform tasks like checking balances, transferring funds, and making payments effortlessly.

Join Us Today!

No matter where you are in life starting out on your own or running a successful business St. Mary's is here to support you every step of the way. To learn more about how we can assist with all your banking needs or if you have questions about specific services, feel free to reach out at 508-490-8000. Visit us today at St. Mary's Credit Union and discover how we can help make your financial dreams a reality!

Personal Banking Solutions

We offer a comprehensive selection of personal banking options designed to make managing your money easy and convenient. With checking and savings accounts, you can enjoy features that suit your lifestyle, whether you're saving for a rainy day or managing everyday expenses. When it comes to larger purchases like cars or homes, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. If buying a home is in your future, consider our mortgage loans and refinancing options to help you secure the best deal possible. For those unexpected expenses or projects, our personal loans and debt consolidation services can give you the financial breathing room you need. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Accessibility at Your Fingertips

In today's fast-paced world, having quick access to your finances is essential. That's why our online banking platform is built for simplicity and real-time account management. Whether you're checking your balance during lunch or making payments late at night, St. Mary's makes sure you're never out of touch with your money. Join us today and discover how St. Mary's digital banking services can make managing your finances smoother than ever!

Enhanced Security

Your security is our priority. While we currently do not support electronic signature authorization, our systems are designed with strong protections in place to safeguard your data. You can bank with peace of mind knowing that we take every measure to keep your information safe.

Key Services

Our 24/7 online banking service allows you to check balances, pay bills, and transfer money whenever you need to. Whether you're at home or on the go, you can stay in control of your accounts with ease. For those moments when you need to send money quickly, our person-to-person transfers make it simple to send cash directly to friends and family without any hassle. We also offer e-statements, so you can say goodbye to paper clutter. Enjoy the benefits of receiving your account statements electronically while keeping your financial information secure. Plus, if you're looking for a mobile solution, our user-friendly mobile application gives you access to all these features right from your smartphone.

Financial Strength

At St. Mary's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $114,341,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $254,495,610 in share certificates and $82,800,503 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,314,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $10,107 in used auto loans and a total of $759,482,948 in loans and leases available to our members, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident in our net income of $1,353,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 70,536, showing a strong and growing member base that trusts us with their finances. This growth reflects the commitment we have towards each of you as we strive to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary's is your trusted partner. Visit us at 439A Main St Hudson Ma 01749 or call 508-490-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $148,152,390 in used vehicle loans and $112,566,551 in new vehicle loans already helping members get on the road, we make it easier than ever to drive away with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget perfectly.

Credit Lines and Personal Loans

We also provide various credit lines totaling $381,635,864, giving you access to funds when you need them most. This flexibility allows you to manage expenses or invest in opportunities without stress. If you're looking for personal loans or debt consolidation options, we can help tailor a solution that meets your individual financial situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $86,074,515. We aim to simplify the process of buying or refinancing your home. Whether you're a first-time buyer or looking to refinance an existing loan for better terms, we have options that can work for you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued yet, our commitment remains strong in providing products that help members manage their finances effectively. For business owners seeking capital for growth and expansion, our outstanding commercial loans total $61,547,553, designed to support your business needs. At St. Mary's Credit Union, we value transparency and aim to serve our community effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, feel free to reach out at 508-490-8000 or visit us at our branch. We're here to help guide you through every step of the process!

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St Marys