St. Mary’s Credit Union Framingham MA | Best Auto Loans & Business Banking

Introduction

At St. Mary's Credit Union, located at 1255 Worcester Rd in Framingham, MA, we understand that financial services are more than just numbers; they are about building relationships and supporting our community. Established in 1913, our commitment to members has only grown stronger over the years. With a total membership of 55,208, we take pride in offering personalized banking solutions tailored to meet your needs. As a member-focused organization, St. Mary's Credit Union boasts total assets of $998,983,281 and total deposits reaching $18,245,836. Our strong financial foundation allows us to provide competitive loans currently totaling 22,056 with a dedication to helping you achieve your financial goals. While members can visit us at our branch for any banking needs, official correspondence should be sent to the same address: 1255 Worcester Rd., Framingham, MA 1701. Under the leadership of CEO James Petkewich and Board President Gerard Richer, our team of 116 dedicated employees is here to ensure that you receive exceptional service every time you reach out. We offer a wide range of products including checking and savings accounts, auto loans, mortgage financing, and business banking services. We also embrace modern banking with features like online and mobile banking for added convenience. Feel free to give us a call at (508) 490-8000 or visit our website at stmaryscu.org for more information. At St. Mary's Credit Union, we're not just here to manage your finances; we're here to help you thrive in your financial journey!

Branch History & Mission

Commitment to Innovation

As we navigate the ever-changing landscape of banking, St. Mary's Credit Union remains dedicated to integrating technology that enhances your experience. With robust online and mobile banking options available, you can manage your finances conveniently from anywhere. Our commitment to accessibility includes ADA compliance measures that ensure all members can benefit from our services without barriers. We also understand the importance of traditional banking methods; that's why we offer drive-thru services for quick transactions and have ATMs available for easy cash access.

Join Us

As we celebrate over a century of service and look toward the future, we invite you to become part of the St. Mary's family. Experience firsthand how we prioritize your financial well-being while supporting our vibrant community. For inquiries or assistance, please reach out at 508-490-8000 or visit us during our operating hours: - Monday - Wednesday: 8:00 AM - 4:00 PM - Thursday - Friday: 8:00 AM - 6:00 PM - Saturday: 8:00 AM - 12:30 PM While members can visit us at 1255 Worcester Rd, official correspondence should be sent to 1255 Worcester Rd., Framingham, MA 1701 if different from our branch address. Join us today and discover how St. Mary's Credit Union can help you achieve your financial dreams while contributing positively to the community around us!

Our Mission

At St. Mary's Credit Union, our mission is clear: to empower our members through exceptional financial services while fostering community development. We strive to be more than just a financial institution; we aim to be a trusted partner in our members' journeys toward achieving their personal and business goals. Our focus on community support is evident through various outreach initiatives, partnerships with local organizations, and programs designed to help those in need. We believe that when our members succeed, our entire community thrives.

Branch Location & Accessibility

Convenient Access and Features

At St. Mary's, we understand that accessibility is key. Our branch offers ample parking, with ADA-compliant features to ensure ease of access for all members. If you prefer to bank from your car, our drive-thru service is ready to assist you with deposits and withdrawals, allowing for quick and convenient transactions without leaving your vehicle. We're proud to say that we have ATM availability on-site, so whether you need cash for an unexpected expense or want to check your balance, we've got you covered.

Get in Touch!

If you have questions or need assistance, don't hesitate to reach out! Call us at 508-490-8000 or stop by our branch today. We look forward to welcoming you into the St. Mary's family where your financial journey is our priority!

Operating Hours That Work for You

Our friendly team is here to help during the following hours: Monday through Wednesday from 8:00 AM to 4:00 PM, Thursday and Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:30 PM. We strive to accommodate your schedule because we know life can get busy! While members can visit us at our branch location for all their personal banking needs like checking and savings accounts, auto loans, and mortgage refinancing official correspondence should be sent to our mailing address at 1255 Worcester Rd., Framingham, MA 1701 if it differs from the physical location.

Member Eligibility

Becoming a member of St. Mary's is like joining a warm, supportive family where your financial well-being is the priority. If you're looking to enjoy personalized banking services and community-focused benefits, you're in the right place! To qualify for membership, you generally need to live, work, or worship in certain areas around Framingham, MA, or have a family member who is already a member. This inclusive approach ensures that anyone connected to our community has access to our valuable resources. For the most accurate and detailed eligibility criteria, feel free to check out our dedicated page at St. Mary's Membership Eligibility. Opening an account with us is straightforward and welcoming! Simply visit us at 1255 Worcester Rd, Framingham, MA 01701, or give us a call at 508-490-8000. Our friendly team is ready to guide you through the process and answer any questions you might have. We're excited to have you join our growing community and take advantage of all the great services we offer!

Business Banking & Commercial Services

At St. Mary's, we understand that every business has unique needs and aspirations. That's why we offer tailored business banking and commercial services designed to help you grow and thrive. Whether you're starting a new venture or expanding an established one, our range of commercial loans can provide the financial support you need to succeed. Imagine a local bakery looking to upgrade its equipment to keep up with rising demand. With our member commercial loans, we've funded over $361 in loans for businesses just like yours, helping them scale operations and serve more customers. For those not yet part of our credit union family, we're proud to extend $3 in non-member commercial loans, offering flexible financing solutions for all. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: With an outstanding commercial loan portfolio of $61,547,553, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. From mobile payment options to secure transactions, we equip you with the tools needed to enhance customer satisfaction. Visit us at 1255 Worcester Rd, Framingham, MA 01701 or call us at 508-490-8000 to learn how St. Mary's can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With available ATM & Cash Withdrawal Services, accessing cash has never been easier. You can use our ATMs for withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to fit your budget. Picture driving off the lot in the vehicle you've always wanted, with affordable monthly payments that won't break the bank.

Business Banking

If you're a business owner, our Business Banking services will support your entrepreneurial journey. From Merchant Services that simplify transactions to tailored Business Loans, we have solutions designed specifically for businesses of all sizes.

Credit Cards with Rewards

Our Credit Cards with Rewards provide an excellent way to earn while you spend. Imagine earning points for every purchase that can be redeemed for travel, merchandise, or cash back. It's not just a credit card; it's an opportunity to make your spending work for you.

Drive-Thru & Basic ATM Access

For those who prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking offers quick service for deposits and withdrawals. Plus, with basic ATM access available, managing your money is convenient and straightforward. We invite you to visit us at St. Mary's Credit Union or give us a call at 508-490-8000 to learn more about how we can assist you with all your financial needs. Your journey towards better financial health starts here!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans are designed with you in mind. We offer personalized assistance to guide you through the process, ensuring that purchasing or refinancing your home is as stress-free as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds on the go, our secure platform puts banking at your fingertips.

Personal Banking

When it comes to managing your everyday finances, our Personal Banking options make it easy. Whether you're looking for checking or savings accounts, we've got you covered. Imagine having a place where you can easily deposit your paycheck or save for that dream vacation. With our accounts, you'll find convenient features that simplify banking.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans and Debt Consolidation services come into play. Whether you need funds for a special project or want to consolidate high-interest debt into one manageable payment, we're here to help you regain control of your finances.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balances, view transaction history, and transfer funds all from the comfort of your home or while out and about. Our user-friendly interface ensures that accessing your financial information is a breeze. Plus, you can say goodbye to paper clutter! With E-statements available, reviewing your monthly statements has never been more convenient. Need to send money to a friend? Our person-to-person transfers allow you to send funds quickly and securely without needing to write checks or handle cash. If you're always on the move, you'll appreciate our mobile application, which lets you manage your accounts right from your smartphone.

Security & Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that all online banking activities are protected with the latest security measures. And if you're interested in using mobile payments, keep in mind that while we don't offer that feature yet, our commitment to enhancing our digital services means we're continually looking for ways to improve your experience. At St. Mary's, we strive to make banking as simple and effective as possible. Join us today and take advantage of all these great digital tools that put you in charge of your financial life!

Financial Strength

At St. Mary's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our branch is built on a solid foundation of financial strength, ensuring we can serve you effectively today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $114,341,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $254,495,610 in share certificates and $82,800,503 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,314,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,107 in used auto loans and an impressive $759,482,948 in total loans and leases. Our operational efficiency shines through with a net income of $1,353,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 70,536, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary's is your trusted partner. Visit us at 1255 Worcester Rd Framingham MA 01701 or call 508-490-8000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $61,547,553 provide the capital needed to grow and expand. Additionally, if you're interested in personal loans or debt consolidation options, we can assist you in finding a solution that fits your needs. Our team at St. Mary's is dedicated to helping you explore refinancing or eligibility options for all our loan products. We believe in providing clear and practical information so that you can make informed decisions about your financial future. For any questions or to get started with an application, feel free to reach out to us at (508) 490-8000 or visit us at 1255 Worcester Rd Framingham MA 01701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,152,390 in used vehicle loans and $112,566,551 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,074,515, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we can help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have not issued any unsecured credit card loans yet, our credit card options are designed to help you manage your finances effectively when they become available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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St Marys