St. Mary’s Bank Manchester NH Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to St. Mary's Bank, your trusted financial partner located at 48 Perimeter Rd, Manchester, NH 03103. Since our establishment in 1909, we have proudly served our community, fostering a spirit of cooperation and support that empowers our members. With a total membership of 95,280 and assets totaling an impressive $1,573,773,269, we are committed to providing exceptional banking services tailored to your needs. At St. Mary's Bank, we offer a range of financial products including personal banking accounts, auto loans, mortgage options, and business loans designed to help you achieve your financial goals. Our dedication to member satisfaction is evident through our total deposits of $85,397,858 and robust net worth of $152,487,596. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 48 Perimeter Rd, Manchester, NH 3103. Our friendly team of 279 employees, led by CEO Ken Senus and Board President Stephen Grzywacz, is ready to assist you during our convenient operating hours: Monday-Wednesday from 9 AM to 5 PM, Thursday-Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. With over 40,314 loans and leases issued to date, we understand the importance of trust in financial relationships. Whether you're looking for competitive rates on a loan or need guidance on managing your savings effectively, we are here for you every step of the way. Join us today and experience the difference that comes with being part of a credit union that genuinely cares about its members. For more information or assistance, feel free to call us at 603-669-4600 or visit our website at St. Mary's Bank. Your journey towards better financial health starts here!

Branch History & Mission

Community Impact

At St. Mary's Bank, we believe that a strong community benefits everyone. Our commitment extends beyond traditional banking; we actively participate in local events and initiatives that promote financial literacy and support for those in need. With operating hours that cater to your schedule Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday mornings until 12:30 PM we aim to provide flexibility for all our members.

Join Us

As we continue our journey into the future, we invite you to join St. Mary's Bank and experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information on how to become a member or learn about our services, visit us at St. Mary's Bank or call us at 603-669-4600 today!

Our Journey

From our humble beginnings over a century ago, St. Mary's Bank has been dedicated to fostering financial well-being for our members. With a focus on community and member service, we have expanded significantly over the years. Today, we proudly serve a total membership of over 95,000 individuals, all while managing total assets of approximately $1.57 billion. Located at 48 Perimeter Rd in Manchester, NH 03103, our branch is easily accessible for those living and working nearby. Whether you're coming from downtown or the surrounding neighborhoods, we are committed to being your trusted partner in finance.

Our Mission

Our mission is simple yet powerful: to improve the lives of our members through personalized banking solutions and community support. We offer a range of services including personal banking accounts, auto loans, mortgages, and credit cards all designed with your needs in mind. Beyond financial services, we are deeply committed to giving back to the community through various outreach programs and partnerships that uplift those around us. While members can visit us at 48 Perimeter Rd, official correspondence should be sent to the same address for consistency. We strive for convenience by offering ATM availability and online banking options so you can manage your finances anytime.

Branch Location & Accessibility

Accessibility Features

At St. Mary's Bank, we believe that everyone should have easy access to banking services. Our branch is fully ADA compliant, featuring ramps and wide doorways for those with mobility challenges. Parking is available right outside the entrance, ensuring a hassle-free visit whether you're stopping by for a quick transaction or a more in-depth consultation.

Operating Hours

We understand that your time is valuable. That's why we're here to serve you during convenient hours! Our lobby is open from 9:00 AM to 5:00 PM Monday through Wednesday, extending our hours until 6:00 PM on Thursdays and Fridays. On Saturdays, we welcome you from 9:00 AM until 12:30 PM, making it easy for you to stop by even on the weekend.

Services Offered

St. Mary's Bank provides a range of personal banking services designed to meet your needs whether it's checking and savings accounts, auto loans, or credit cards with rewards. Need cash? We're happy to let you know that an ATM is available right here at our branch for quick withdrawals and balance checks. While we currently do not offer drive-thru banking, our friendly staff is always ready to assist you inside the branch. Plus, we take pride in offering online and mobile banking options so you can manage your finances from anywhere. We invite you to visit us at St. Mary's Bank today! If you have any questions or would like more information about our services, please give us a call at 603-669-4600. Your financial journey starts here!

Member Eligibility

At St. Mary's Bank, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and open to individuals who live, work, or worship in our service area. If you have a family member who is already a member, you can join too! We welcome you to explore the many benefits of membership, such as personalized service and competitive rates on loans and savings. To get started, simply visit our eligibility page at http://www.stmarysbank.com/for-you/join/become-a-member for the latest details on joining us. If you have any questions, feel free to give us a call at 603-669-4600, and our friendly team will be happy to assist you. Join us at 48 Perimeter Rd, Manchester, NH 03103, and experience the difference that comes with being part of St. Mary's Bank!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $352 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $154,053,816, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether you're at a brick-and-mortar location or on the go. Our tools help you manage transactions smoothly, allowing you more time to focus on what matters most growing your business. Whether you're a startup or an established enterprise, St. Mary's Bank is here to partner with you every step of the way. Visit us today or call us at 603-669-4600 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, St. Mary's Bank provides essential support through our business banking services, including merchant services and business loans. Whether you're starting out or looking to grow your existing business, our team is dedicated to helping you thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services provide basic access for withdrawals and balance checks without any hassle. With just a phone call to 603-669-4600, or by visiting us online at StMarysBank.com, we invite you to explore all these services and more! Let us help you navigate your financial journey with confidence and ease. At St. Mary's Bank, we're not just about transactions; we're about building lasting relationships with our members in Manchester and beyond. Come see how we can serve you better today!

Personal Banking Solutions

Our personal banking options are designed with you in mind. With checking and savings accounts, managing your money has never been easier. Imagine having the peace of mind that comes from knowing your funds are secure and accessible whenever you need them. Plus, our credit cards with rewards give you an opportunity to earn while you spend perfect for those everyday purchases. When it comes to financing, our auto loans and vehicle financing help make your dream car a reality. Picture yourself driving off in a new vehicle with a loan that fits your budget. Additionally, if you're thinking about purchasing a home or refinancing your current mortgage, we offer tailored mortgage loans and refinancing options that suit various financial situations.

Support for Your Financial Goals

We understand that life can bring unexpected expenses. That's why our personal loans and debt consolidation services are here to help you regain control over your finances. Imagine consolidating multiple debts into one manageable payment making life simpler and less stressful.

Digital & Online Banking

Convenient Online Banking Services

With our online banking services, you can check your account balances, transfer funds, and pay bills all from the comfort of your own home. You no longer have to worry about rushing to the bank before closing time! Our 24/7 online banking means that you can manage your finances on your schedule.

Easy Mobile Access

For those who prefer banking on their smartphones, our mobile application is here to help. Enjoy mobile payments that let you make purchases quickly and easily. You can also send money directly to friends or family with our person-to-person transfer feature no cash needed! At St. Mary's Bank, we believe in making banking accessible and straightforward. Our user-friendly digital tools are designed with you in mind so that you can focus on what truly matters in life while staying on top of your finances. Visit us today at St. Mary's Bank and experience the convenience of modern banking!

Secure Features for Peace of Mind

We prioritize your security with features like electronic signature authorization. This ensures that your transactions are safe and verified without the need for paper forms. Plus, you can opt for e-statements, which not only help the environment but also allow you to access your financial statements securely online.

Financial Strength

At St. Mary's Bank, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, backed by solid performance metrics and a commitment to serving our community. With a net worth of $152,487,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 968 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $368,721,042 in share certificates and $401,879,325 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,134,892 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,085 in used auto loans and a total of $1,357,061,278 in loans and leases available for our members' diverse financial needs. Our net income of $13,567,714 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 266 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,639,882. Total Share Accounts: 200,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary's Bank is your trusted partner. Visit us at 48 Perimeter Rd Manchester NH 03103 or call 603-669-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $351,266,082 in used vehicle loans and $94,634,813 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $142,104,000, making buying or refinancing simple. We provide competitive rates and terms that can be customized to suit your needs. If you're considering refinancing an existing mortgage or are unsure about eligibility requirements, our team is here to guide you through the process.

Other Financing Options

In addition to auto and mortgage loans, we also provide credit lines totaling $239,159,415, giving members access to funds when they need them most. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $154,053,816 offer essential capital for expansion and operational needs. At St. Mary's Bank, we pride ourselves on being more than just a lender; we're your partner in achieving financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply for a loan or simply want more information about your options, don't hesitate to contact us or visit our website at St Mary's Bank. Let's work together to make your financial dreams a reality!

Unsecured Credit Card Loans

Managing finances effectively is crucial. We offer flexible terms on unsecured credit card loans, with a total of $19,388,184 in loans available to help our members navigate their financial journeys with confidence.

Loan Aggregator

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St Marys Bank