St. Mary’s Bank Manchester NH Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to St. Mary's Bank, your trusted financial partner located at 234 Elm St, Manchester, NH 03101. Established in 1909, we have been dedicated to serving our community for over a century. With a membership base of 95,280 and total assets reaching an impressive $1,573,773,269, we pride ourselves on being a pillar of support for our members. At St. Mary's Bank, we understand that financial needs vary from person to person. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total loans amount to 40,314, showcasing our commitment to helping you achieve your financial goals. Your trust is essential to us. That's why we focus on transparency and community impact. With a net worth of $152,487,596 and cash in hand totaling $17,021,680, we are well-equipped to provide you with the best services possible. Our experienced team of 279 employees, led by CEO Ken Senus and Board President Stephen Grzywacz, is here to assist you every step of the way. While members can visit us at our branch address above, official correspondence should be sent to the same location. If you have questions or need assistance, don't hesitate to reach out at (603) 669-4600. Join us today and experience the difference at St. Mary's Bank where your financial well-being is our priority! For more information about our services and how to become a member, please visit our website at St. Mary's Bank. We look forward to serving you!

Branch History & Mission

Welcome to St. Mary's Bank, where our roots run deep in the community of Manchester, NH. Founded in 1909, we have proudly served our members for over a century, growing from a small local credit union into a significant financial institution with a membership of nearly 95,280 individuals. Our branch, located at 234 Elm St, is a place where personal connections and financial growth go hand in hand. Throughout our history, we have been committed to not just banking but also uplifting the community around us. From our humble beginnings, we have continually evolved to meet the needs of our members. As we expanded our services over the years, we embraced innovations that enhance member experiences while remaining true to our mission: to provide exceptional financial services while fostering community support and engagement. Our mission is clear: We aim to empower individuals and businesses by offering accessible financial solutions tailored to their needs. Whether it's personal banking through checking and savings accounts or providing loans for homes and vehicles, we strive to make banking simple and beneficial for everyone. We believe that when our members thrive, so does our community. While members can visit us at 234 Elm St, official correspondence should be sent to 234 Elm St, Manchester, NH 3101. Our branch operates with convenience in mind offering lobby hours from 9:00 AM to 5:00 PM on weekdays and until 12:30 PM on Saturdays. For those who prefer drive-thru services, we're open from 8:00 AM during weekdays and offer extended hours on Thursdays until 7:00 PM. In addition to traditional banking services like auto loans and mortgages, we've embraced technology to serve you better. With features such as online banking, mobile payments, and electronic statements, managing your finances has never been easier. Plus, our ATM availability ensures you can access your funds whenever you need them. Community outreach is at the heart of what we do. We actively partner with local organizations and initiatives aimed at enhancing the quality of life for all residents in Manchester and beyond. From supporting educational programs to participating in local events, we are dedicated to making a positive impact. Join us at St. Mary's Bank today! Experience firsthand how we blend financial expertise with a genuine commitment to serving our community. Together, let's build a brighter future for all! For more information about membership or services offered, give us a call at 603-669-4600 or visit our website at StMarysBank.com.

Branch Location & Accessibility

Welcome to St. Mary's Bank, your friendly neighborhood credit union located at 234 Elm St, Manchester, NH 03101! Situated in the heart of Manchester, our branch is easily accessible and surrounded by familiar landmarks that make it a convenient stop for all your banking needs. Whether you're coming from the nearby Derryfield Park or just passing through downtown, we're right here to serve you. At St. Mary's Bank, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring everyone can enjoy a comfortable visit. Plus, we offer ample parking for both cars and those who prefer to use our drive-thru service. If you need to take care of quick transactions like deposits or withdrawals without leaving your vehicle, our drive-thru is open for your convenience. We pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage services, we're dedicated to helping you achieve your financial goals. Our ATM is readily available, allowing for easy cash access whenever you need it. Our lobby hours are designed with your schedule in mind: we're open from 9 AM to 5 PM Monday through Friday and even have Saturday hours from 9 AM to 12:30 PM. If you're looking for extended drive-up hours, we're available from 8 AM to 6 PM Monday through Wednesday and until 7 PM on Thursdays making it easier than ever to fit banking into your busy day! While members can visit us at 234 Elm St, official correspondence should be sent to the same address as our mailing address: 234 Elm St, Manchester, NH 3101. If you have any questions or would like assistance with our services, please don't hesitate to reach out! You can call us at 603-669-4600 our friendly staff is always ready to help. We invite you to stop by St. Mary's Bank today; let us show you how we can make banking simple and approachable!

Member Eligibility

At St. Mary's Bank, we believe that everyone deserves a place in our community, and becoming a member is as simple as a friendly conversation! If you live, work, worship, or attend school in Hillsborough County or have a family member who is already a member, you're eligible to join us. We're all about making banking accessible and supportive. With membership, you can enjoy a range of benefits tailored just for you like competitive rates on loans and access to personalized financial services. Ready to take the next step? You can find more detailed information about eligibility at this link. If you have any questions or need assistance with the application process, don't hesitate to give us a call at (603) 669-4600. Our team is here to help you every step of the way. Join us at our branch located at 234 Elm St Manchester Nh 03101, where your financial journey starts with a welcoming smile!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $352 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $154,053,816, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

In addition to loans, we offer merchant services that make transactions easier. Picture this: a busy Saturday at your shop where customers want quick payment options. With our merchant services, you can accept payments easily and keep lines moving swiftly, enhancing customer satisfaction. Ready to take your business to the next level? Visit us at 234 Elm St, Manchester, NH 03101 or give us a call at 603-669-4600. Your success story starts here!

Comprehensive List Of Services

Business Banking Services

For local businesses, we understand the unique challenges you face. Our business banking services include essential features like merchant services and business loans that empower you to grow and thrive in today's competitive market.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They come with perks that can benefit your lifestyle while providing a convenient way to manage everyday purchases.

Digital Banking Features

In this fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can easily manage your accounts from anywhere at any time, making transactions simple with just a few clicks on your smartphone or computer. Need cash? Accessing funds is easy through our ATM and cash withdrawal services, which are available at our branch.

Drive-Thru & ATM Access

For those who prefer traditional banking methods, we have a basic drive-thru banking service where you can handle deposits, withdrawals, and other simple transactions without leaving your car. Plus, our ATM provides quick access for withdrawals and balance checks whenever you need it. Our commitment at St. Mary's Bank is to ensure that every member has access to the financial tools they need to succeed. If you're interested in learning more about any of these services or how we can assist you further, please reach out by calling us at 603-669-4600 or visit us in person. We look forward to serving you!

Personal Banking Solutions

For individuals and families, our personal banking services are designed with you in mind. We offer checking and savings accounts that not only help you manage your day-to-day finances but also encourage saving for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream a reality without stretching your budget too thin. When it comes to home ownership, we provide mortgage loans and refinancing options that cater to various needs and financial situations. Our team is dedicated to guiding you through the process, ensuring you feel confident every step of the way. Additionally, if you're facing financial challenges, our personal loans and debt consolidation services can help simplify your payments and reduce stress.

Digital & Online Banking

Accessibility & Security

We prioritize your security while ensuring our services are user-friendly. Our systems are designed with robust security measures to keep your information safe as you manage your finances online. With real-time account management tools, you'll have a clear view of your financial situation at all times. At St. Mary's Bank, we aim to make banking simple and accessible for everyone. Whether you're at home or on the move, our digital banking options empower you to take charge of your finances confidently and securely. Experience the convenience today!

Key Features

One of the standout features of our online services is the ability to view e-statements. This means you can say goodbye to paper clutter and easily access your financial statements digitally. Plus, with electronic signature authorization, signing important documents has never been easier or safer. For those who prefer banking on the go, our mobile application provides all the functionalities of online banking right in your pocket. You can make person-to-person transfers, enabling you to send money quickly to friends or family without any hassle. Additionally, our mobile payments feature allows you to pay for purchases directly from your phone making shopping more convenient than ever.

Financial Strength

At St. Mary's Bank, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our strong financial position demonstrates our commitment to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $152,487,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 968 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $368,721,042 in share certificates and $401,879,325 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,134,892 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have provided $20,085 in used auto loans and have a total of $1,357,061,278 in loans and leases available to support members' financial goals across various sectors. Our net income of $13,567,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,639,882. Total Share and Deposit Accounts: 200,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, St. Mary's Bank is your trusted partner. Visit us at 234 Elm St Manchester NH 03101 or call 603-669-4600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $351,266,082 in used vehicle loans and $94,634,813 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $154,053,816 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to support your success with tailored financing solutions. If you're considering refinancing any of these options or want to know about eligibility requirements, please visit our website or give us a call at 603-669-4600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At St. Mary's Bank, we strive to offer you not only competitive rates but also the guidance you need every step of the way.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $142,104,000, making buying or refinancing simple. We provide various mortgage products to help you navigate the home-buying process smoothly.

Personal Loans and Credit Lines

We also offer competitive unsecured credit card loans, with a total of $19,388,184 in loans helping members manage their finances effectively. If you're looking for extra funds for personal expenses or debt consolidation, our personal loan options are designed with your needs in mind.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the information provided is both accurate and reliable, allowing users to see fair and transparent offers.

St Marys Bank