Introduction
Welcome to St. Mary Parish School Emp, your trusted partner in financial services since 1976! Located at 1401 Cynthia St, Franklin, LA 70538, we are proud to serve our community with dedication and care. With a total membership of 275 and assets exceeding $515,720, we strive to create a supportive environment for our members' financial growth. At St. Mary Parish School Emp, we understand the unique needs of our members. Our commitment to providing personalized banking solutions is reflected in our diverse offerings, including checking and savings accounts, auto loans, personal loans, credit cards with rewards, and much more. Whether you're looking to finance a new vehicle or simply want to open a savings account, we're here to help every step of the way. Our team consists of two dedicated employees, led by CEO Fallon Mitchell and Board President JBertrand Ina. Together, they ensure that our operations run smoothly while maintaining the high level of service you deserve. While members can visit us at 1401 Cynthia St, official correspondence should be sent to P.O. Box 209, Franklin, LA 70538 if needed. For any inquiries or assistance, don't hesitate to reach out at (337) 828-0143. Join us today and experience the difference that a member-focused credit union can make in your financial journey! We invite you to visit us or call for more information about how we can support your goals. Your community bank is ready to serve you!
Branch History & Mission
Welcome to St. Mary Parish School Emp., a credit union that has been a cornerstone of our community since it first opened its doors in 1976. Located at 1401 Cynthia St, Franklin, LA 70538, our branch stands as a testament to the growth and resilience of local financial institutions dedicated to serving their members and the surrounding area. Over the years, we have proudly grown our membership to 275 individuals, providing essential financial services while fostering a sense of community spirit. Our total assets now amount to an impressive $515,720, reflecting the trust and commitment our members place in us. This journey from humble beginnings to where we stand today showcases our dedication to meeting the needs of our members through personal banking solutions, auto loans, mortgages, and more. At the heart of our mission is a simple yet profound belief: we strive to empower our members by offering not just financial services but also support for their dreams and aspirations. We are committed to promoting financial literacy and inclusivity, ensuring that everyone in Franklin has access to the resources they need for a brighter future. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 209, Franklin, LA 70538. Our operating hours are designed with you in mind; we welcome you from 4:45 PM to 6:00 PM, Monday through Friday. Although we currently do not offer ATM services or drive-thru banking, we focus on providing personalized service that meets your needs directly. We take pride in being an integral part of the Franklin community, engaging in various outreach efforts and partnerships aimed at uplifting those around us. Our dedicated team works tirelessly to ensure that every member feels valued and supported. Join us at St. Mary Parish School Emp., where your financial well-being is our priority. Experience firsthand how we can help you achieve your goals together, let's build a stronger community! If you have any questions or need assistance, don't hesitate to reach out at 337-828-0143. We look forward to welcoming you!
Branch Location & Accessibility
Conveniently Located
Nestled near local landmarks, our branch is not just a place for transactions; it's a community hub. You can find us close to essential spots that make your visit even easier. With ample parking available right outside our doors, getting in and out is simple. Plus, we ensure that our facilities meet ADA compliance standards so everyone can access our services comfortably.
Get in Touch
Our friendly staff is always eager to help! If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 337-828-0143. We invite you to visit us at St. Mary Parish School Emp., where personalized service meets community spirit!
Operating Hours
We know how busy life can get! That's why we're here for you Monday through Friday from 4:45 PM to 6:00 PM. Whether you're coming after work or during a lunch break, we're ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more.
Services Offered
At St. Mary Parish School Emp., we offer a range of services designed to cater to your financial needs. From personal loans and credit cards with rewards to business banking solutions like merchant services, we've got something for everyone. Although we currently do not have ATM availability or drive-thru service, our dedicated team is here to help you with any inquiries you might have. If you prefer official correspondence or need to send documents by mail, please address them to P.O. Box 209, Franklin, LA 70538.
Member Eligibility
Becoming a member of St. Mary Parish School Emp. is like joining a close-knit family that supports your financial journey. If you're looking for a welcoming community, you'll be pleased to know that membership is available to those who live, work, or attend school in the area. This means if you're part of the local community, you're likely eligible! Joining us not only opens the door to great financial products but also connects you with people who care about your success. To get started on opening an account and exploring all the benefits we offer, visit us at 1401 Cynthia St Franklin La 70538 or give us a call at (337) 828-0143. You can also check out more detailed eligibility criteria for the most up-to-date information. We can't wait to welcome you into our community!
Business Banking & Commercial Services
Merchant Services That Work for You
In addition to loans, we offer merchant services designed to streamline payment processing for your business. Whether you're running a café or managing an online store, our solutions simplify transactions, so you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we're here to make payments easier for you. Located at 1401 Cynthia St Franklin La 70538 in Franklin, LA, we invite you to explore how our business banking and commercial services can empower your success. Contact us at (337) 828-0143 today!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Support
For our business members, we offer robust business banking solutions including merchant services and business loans to help you thrive in today's competitive market. From funding growth opportunities to managing day-to-day operations, we're here to assist.
Convenient Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services so you can manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills with just a few clicks on your smartphone or computer. While we currently do not have ATM facilities or drive-thru service at our branch, rest assured that our team is always ready to assist you during lobby hours from 4:45 PM to 6:00 PM on weekdays.
Home Financing Options
Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. We guide you through the entire process, helping you choose the right mortgage plan that fits your budget and lifestyle.
Personal Banking Solutions
We understand that managing your finances can be overwhelming at times. That's why we offer personal banking options like checking and savings accounts tailored to fit your lifestyle. Imagine having a safe place for your money that also helps you grow your savings with competitive interest rates. If you're planning to purchase a car, our auto loans and vehicle financing services make it easy to get behind the wheel of your dream vehicle without breaking the bank. We provide flexible terms and affordable rates, ensuring that you can drive away satisfied.
Personal Loans for Life's Needs
Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can tackle those financial hurdles head-on. Whether it's a medical emergency or home improvement project, we have options to help ease your burden.
Reach Out Today!
At St. Mary Parish School Emp., we believe in empowering our members through comprehensive financial services. If you're interested in learning more about how we can support your financial journey or if you have questions about any of our offerings, please don't hesitate to reach out! Call us at 337-828-0143 today; we're excited to assist you!
Rewarding Credit Card Choices
Don't forget about our credit cards with rewards! Enjoy perks while you spend whether it's cash back or travel points making everyday purchases more rewarding.
Digital & Online Banking
Accessibility and Support
Our team is dedicated to providing support during regular operating hours. If you have questions about your account or need assistance, don't hesitate to reach out by calling us at (337) 828-0143. We're here to help guide you through any inquiries you may have about accessing your accounts or utilizing available services. In summary, while our digital banking capabilities may be limited at this time, St. Mary Parish School Emp. is committed to delivering a trustworthy banking experience that prioritizes member safety and satisfaction. We look forward to enhancing our offerings as technology continues to evolve!
Key Features
Although we don't offer e-statements or mobile payment options just yet, our commitment to keeping your information safe remains our priority. You can trust us to handle your data with the utmost care. If you're looking for a quick way to send money, you might notice that person-to-person transfers aren't available right now either. However, as we grow and adapt to the needs of our members, more features could be introduced in the future.
Financial Strength
At St. Mary Parish School Emp., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the financial health of your credit union is crucial to your trust in us. With a net worth of $92,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is crucial for our members' peace of mind. Members' savings are secured through $0 in share certificates and $0 in money market shares, both offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $100,066 in total loans and leases. Our operational efficiency is reflected in our $7,027 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 275, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Mary Parish School Emp. is your trusted partner. Visit us at 1401 Cynthia St Franklin La 70538 or call 337-828-0143 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.* Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy to find the right fit for your budget.
Business Financing
For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing tailored solutions that meet your needs. At St. Mary Parish School Emp., we're dedicated to ensuring our loan offerings are accessible and straightforward. If you're interested in exploring refinancing options or determining your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (337) 828-0143 or visit us at our branch located at 1401 Cynthia St Franklin La 70538 in Franklin, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward fulfilling your financial goals today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance your current mortgage, our dedicated team is here to guide you through each step of the process.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build credit while enjoying convenient purchasing power.
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