St. Louis Policemen's Credit Union Saint Louis MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to St. Louis Policemen's Credit Union, a cornerstone of financial support and community service since 1934. Located at 1915 Olive St, Saint Louis, MO 63103, we are proud to serve over 2,186 members with dedication and care. Whether you're looking for personal banking options or business solutions, our team is here to help you achieve your financial goals. At St. Louis Policemen's Credit Union, we understand that trust is built on strong relationships. That's why we prioritize transparency and accessibility in all our services. With total assets of $21,612,242 and total deposits of $1,481,595, we ensure that your money is not just safe but also working hard for you. We currently offer 571 loans and leases to our members, demonstrating our commitment to providing the resources you need for life's important moments. Our leadership team, led by CEO John Carnaghi and Board President John Murray, is passionate about fostering a supportive environment where every member feels valued. With a dedicated staff of 3 employees, we are equipped to provide personalized service tailored to your unique financial needs. While members can visit us at our branch for a wide range of services including auto loans, mortgage options, and online banking official correspondence should be sent to our mailing address at 1200 Clark Ave, Saint Louis, MO 63103. We invite you to explore how St. Louis Policemen's Credit Union can make a difference in your financial journey. Feel free to reach out at (314) 444-5392 or visit us online at stlpolicecu.com to learn more about our offerings and how you can become part of our growing family!

Branch History & Mission

Community Engagement

Our roots run deep in community engagement. We actively participate in local events and initiatives aimed at improving life in Saint Louis. Through partnerships with various organizations, we work tirelessly to give back to those who serve us every day. We invite you to experience the difference at St. Louis Policemen's Credit Union. Whether you're looking for a reliable place to save or seeking guidance on your financial journey, we're here for you. Join us today and become part of a community-focused credit union that truly cares about its members! If you have questions or would like more information about membership eligibility or services offered, feel free to reach out at 314-444-5392 or visit us online at stlpolicecu.com.

Our Evolution

Located at 1915 Olive St, Saint Louis, MO 63103, our branch is more than just a financial institution; it's a part of the fabric of this great city. Over the decades, we have adapted to meet the needs of our members while maintaining a focus on community values. We are honored to be a trusted partner for local officers and their families, offering personal banking services such as checking and savings accounts, auto loans, mortgages, and much more. While members can visit us at 1915 Olive St for all their banking needs, official correspondence should be sent to our mailing address at 1200 Clark Ave, Saint Louis, MO 63103.

Our Mission

Our mission at St. Louis Policemen's Credit Union is simple: to provide exceptional financial services that empower our members and foster community growth. We believe in supporting not just the financial well-being of our members but also their personal aspirations. By offering competitive rates and personalized service, we strive to make banking accessible and beneficial for everyone. As part of our commitment to serving the community better, we continually invest in digital advancements that make banking easier for our members. With online and mobile banking options available, managing finances has never been more convenient. We are proud to maintain ADA compliance so that all members can access our services without barriers.

Branch Location & Accessibility

Contact Us

While members can visit us at 1915 Olive St for all their banking needs, official correspondence should be sent to our mailing address at 1200 Clark Ave, Saint Louis, MO 63103. If you have any questions or need assistance, feel free to give us a call at 314-444-5392. Our friendly staff is here to support you! We invite you to come by and experience the difference at St. Louis Policemen's Credit Union today!

Convenient Access

Our branch is nestled near popular local spots, making it easy for you to stop by while running errands or enjoying a day out in the city. With ample parking available, visiting us is hassle-free. Plus, we ensure that our facilities are accessible for all members, including those who may need ADA-compliant features.

Services and Hours

At St. Louis Policemen's Credit Union, we are here to cater to your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is ready to help. While our lobby is open Monday through Friday from 8:00 a.m. to 4:00 p.m., you can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. If you prefer to conduct business from home, we offer robust online banking services that make managing your finances simple and convenient.

Member Eligibility

Welcome to the St. Louis Policemen's Credit Union, where becoming a member means joining a community that truly cares about your financial well-being. If you're a sworn officer or employee of the St. Louis Police Department, or even a family member of one, you're already eligible to join us! We believe in offering support and resources tailored specifically for those who serve our community. For more details on eligibility criteria, feel free to check out our website at https://stlpolicecu.com/membership/. Joining is easy and straightforward simply give us a call at (314) 444-5392, and we can guide you through the account opening process. You'll find that being part of the St. Louis Policemen's Credit Union comes with numerous benefits, including competitive rates on loans and savings options designed to help you achieve your financial goals. Our branch is conveniently located at 1915 Olive St Saint Louis Mo 63103, making it easy for you to stop by and learn more about how we can serve you. We look forward to welcoming you as a member!

Business Banking & Commercial Services

At St. Louis Policemen`s, we understand that running a business comes with its unique challenges and opportunities. That's why we offer tailored business banking solutions designed to help you thrive. Picture this: you're ready to expand your operations or purchase new equipment, but you need the right financial backing. Our commercial loan options can be the key to unlocking your business's potential. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions smooth and efficient. Imagine having the ability to accept payments anywhere, anytime, giving your customers more ways to shop with you. With our reliable merchant services, you can focus on what matters most growing your business. Located at 1915 Olive St Saint Louis Mo 63103 in Saint Louis, MO, we're here to support your journey every step of the way. Reach out today at (314) 444-5392 and discover how we can partner in your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow basic transactions like withdrawals and balance checks without any hassle. You'll find an ATM conveniently located nearby for quick access whenever you need it. At St. Louis Policemen's, we strive to provide comprehensive financial solutions that make managing money easier and more efficient for our members in Saint Louis, MO. If you'd like to learn more about how we can assist you with any of these services, don't hesitate to contact us at 314-444-5392 or visit us at 1915 Olive St Saint Louis Mo 63103 during our lobby hours from Monday through Friday between 8:00 AM - 4:00 PM. Join us today and experience the difference that personalized service can make!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options can make the process smoother. Picture driving off in that new car you've been eyeing, all while knowing you've got a competitive rate from us. We aim to simplify your car-buying experience so you can focus on enjoying your new ride.

Business Banking Services

For business owners, we provide essential services such as merchant services and business loans. Growing a business is challenging enough; let us help you streamline your banking needs so you can focus on what really matters your customers.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that offer rewards. This means every dollar spent brings you closer to redeemable perks whether it's travel points or cash back rewards making each transaction more rewarding.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your current mortgage payment, we provide personalized service every step of the way. Our team at St. Louis Policemen's will guide you through the application process, making it easier than ever to secure the home of your dreams.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on-the-go.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having a straightforward way to keep track of your spending while also saving for future plans. With St. Louis Policemen's, you can easily open an account that suits your lifestyle.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you need a little extra cash, our personal loans can help bridge the gap. Additionally, if you're juggling multiple debts, consider our debt consolidation options. We understand how overwhelming it can be, and we're here to help simplify your finances.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that help you stay in control of your financial life. You can view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. For those who prefer paperless options, we also provide e-statements, so you can keep track of your transactions without the clutter of paperwork.

Mobile Convenience

For even more convenience, our mobile application makes it easy to manage your finances right from your smartphone. Although mobile payments are not currently available, our app allows you to check balances, transfer money, and access important account information with just a few taps.

Security You Can Trust

Your safety is our priority. While we do not offer electronic signature authorization at this time, rest assured that our online systems utilize advanced security measures to protect your personal information. We want you to feel confident when banking online.

Stay Connected

If you need to send money quickly, our platform supports person-to-person transfers another way we make banking simple for you. Whether you're splitting a bill or sending money to family and friends, it's all done securely through our online banking system. At St. Louis Policemen`s, we strive to provide an accessible and efficient banking experience. Join us today and take advantage of the many digital tools we offer to help you manage your money with ease!

Financial Strength

At St. Louis Policemen`s, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial position, ensuring that you can trust us with your money and your future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,601,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,666 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,813, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,601,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $272 in used auto loans and $8,384,195 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 3,506, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Policemen`s is your trusted partner. Visit us at 1915 Olive St Saint Louis Mo 63103 or call (314) 444-5392 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

Whether you're an individual or a business owner seeking growth opportunities, St. Louis Policemen's has something for everyone. While we currently do not have outstanding commercial loans available, our personal banking services include checking and savings accounts as well as auto financing options. For more information on eligibility and how to apply for our loan products, please visit our website or call us at 314-444-5392. Our dedicated team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to take the first step towards achieving your financial dreams with us!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,866,566 in used vehicle loans and $2,251,411 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit any budget.

Credit Lines and Unsecured Loans

For those needing extra funds for unexpected expenses or projects, we provide credit lines with a total limit of $1,000,000. This allows you to access cash when you need it most. Additionally, we offer flexible terms on unsecured credit card loans; although currently we do not have any outstanding amounts in this category, our services can help manage finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $57,627, designed to help you secure your dream home without hassle. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing reflects accurate information so that users can trust the rates they see.

Benefits of Using LendMesh

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