St. Louis Community Credit Union University City MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to St. Louis Community, your trusted financial partner located at 7350 Olive Blvd, University City, MO 63130. Since our establishment in 1942, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our 54,767 members. With total assets exceeding $418,800,688 and total deposits reaching $81,567,785, we are dedicated to ensuring your financial growth and security. At St. Louis Community, we understand that every member's financial journey is different. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. For businesses, we provide comprehensive banking solutions such as merchant services and business loans. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. Our friendly staff is here to assist you during our operating hours from 8:00 AM to 6:00 PM, Monday through Friday. Under the leadership of CEO Kirk Mills and Board President Angela Franks, our team of 148 employees is devoted to creating a positive impact in the community we serve. We take pride in maintaining a robust net worth of $63,948,892 and ensuring that our members feel secure with cash reserves totaling $20,875,989. We invite you to explore how St. Louis Community can help you achieve your financial goals. Whether you're looking for a new loan or want assistance with your account management, feel free to give us a call at 314-534-7610 or visit our website at www.stlouiscommunity.com. Join us today and experience the difference of community-focused banking!

Branch History & Mission

Looking Ahead

As we move forward, St. Louis Community remains committed to enhancing our digital offerings while ensuring ADA compliance so that all members can easily access our services online and in-person. With features like online banking and mobile applications on the horizon, we're excited about what's next. Join us today and experience firsthand how St. Louis Community can make a difference in your financial journey. Visit us or call us at 314-534-7610 to learn more about how we can support you!

Our Journey

Located at 7350 Olive Blvd, University City, MO 63130, St. Louis Community has been a cornerstone of the local financial landscape for over eight decades. As we grew, so did our commitment to providing excellent service and innovative financial products tailored to meet the diverse needs of our community. Today, we proudly serve more than 54,000 members and manage assets totaling over $418 million. Over the years, we have embraced advancements in technology while remaining dedicated to personal connections. Our operating hours are designed with your convenience in mind; we're here Monday through Friday from 8:00 AM to 6:00 PM. Whether you need assistance with checking accounts or are looking for auto loans and mortgages, our team is ready to help.

Our Mission

At St. Louis Community, our mission is simple yet powerful: to provide exceptional financial services while nurturing strong relationships within the communities we serve. We believe that everyone deserves access to quality banking options that can help them achieve their goals whether it's buying a home or saving for education. We also understand the importance of giving back. Our outreach efforts focus on supporting local initiatives and partnerships that enhance the well-being of our members and neighbors alike. By working together with local organizations, we strive to create positive change right here in University City and beyond. While members can visit us at 7350 Olive Blvd, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108.

Branch Location & Accessibility

Convenient Access

At St. Louis Community, we understand that convenience is key. That's why our branch features ample parking spaces for easy access and is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. For those who prefer driving through, we offer drive-thru banking services for quick deposits and withdrawals without leaving your car.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:00 AM to 6:00 PM, allowing you plenty of time to come in and discuss your banking needs. Feel free to reach out to us anytime during these hours at 314-534-7610. We're always eager to assist you!

Services Offered

St. Louis Community provides a wide array of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need to manage your finances effectively. Plus, with ATM availability on-site, accessing cash has never been easier. If you have any official correspondence, please note that it should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We invite you to stop by our University City branch or give us a call today! Your financial journey is important to us, and we're excited to serve you at St. Louis Community.

Member Eligibility

Becoming a member of St. Louis Community is like joining a close-knit community that truly cares about your financial well-being. To be eligible, you simply need to live, work, or attend school in the areas we serve or have an immediate family member who is already a member. This means that many people can easily join our supportive family and start enjoying the benefits we offer. Our members gain access to a variety of services designed with their needs in mind, including checking and savings accounts, auto loans, and more, all aimed at helping you achieve your financial goals. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find detailed eligibility criteria by visiting http://www.stlouiscommunity.com/accounts/membership, which will provide you with all the information you need to get started. If you have any questions or need assistance, feel free to give us a call at (314) 534-7610. We're here to help you every step of the way as you embark on this exciting journey with St. Louis Community at our convenient location: 7350 Olive Blvd University City Mo 63130.

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, our merchant services help streamline your daily operations. Imagine having the ability to accept payments effortlessly, whether online or in-store. Our tools are designed for convenience and efficiency, allowing you to focus more on what matters growing your business. If you're located in University City, MO, visit us at 7350 Olive Blvd University City Mo 63130 or call us at (314) 534-7610 to explore how we can support your business banking needs. Let's work together to build a brighter future for your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with our business banking services, including merchant services and business loans. At St. Louis Community, we understand the unique challenges that come with running a business and are committed to helping you succeed.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few clicks or taps on your phone, you can check balances, transfer funds, and even make person-to-person payments effortlessly. Plus, our ATM and cash withdrawal services ensure that accessing your money is quick and easy.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions without leaving their car, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions with ease. Our ATMs are available for quick withdrawals and balance checks anytime you need them. At St. Louis Community, we strive to provide comprehensive financial solutions that empower our members in every aspect of their financial lives. We invite you to explore all that we have to offer at Ucity! For more information or to get started with any of our services, please visit us online or give us a call today!

Flexible Loan Options

Need extra cash? Our personal loans and debt consolidation services provide flexible solutions that can help you take control of your finances. Whether it's for unexpected expenses or consolidating existing debt, we've got you covered. Additionally, our credit cards with rewards give you the chance to earn benefits while you shop.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for your everyday needs. Our checking and savings accounts make managing your money simple and straightforward. Imagine having easy access to your funds whenever you need them while earning interest on your savings! For those considering purchasing a new car, our auto loans and vehicle financing can help turn that dream into reality. We work with you to create financing plans that fit your budget. If homeownership is on your mind, our mortgage loans and refinancing options are here to support you through the process.

Digital & Online Banking

Accessibility and Real-Time Management

In today's fast-paced world, having access to real-time account management is crucial. With our online banking services and mobile app, you can monitor your accounts closely and make informed decisions quickly. You'll have everything you need right at your fingertips! Join us at St. Louis Community and experience the future of banking today! For more details on our digital services, visit our website.

Key Features

Our digital banking comes with several user-friendly features. For instance, e-statements are available, making it simple for you to keep track of your finances without the clutter of paper statements. You also have the option for person-to-person transfers, which means sending money to friends or family is just a few clicks away. If you prefer managing your accounts from your mobile device, our mobile application makes banking even more accessible. It's designed for ease-of-use so you can view transactions and manage payments on the go. Security is a top priority for us at St. Louis Community. While we do not currently offer electronic signature authorization, rest assured that all transactions are secured with advanced encryption technology to protect your personal information.

Financial Strength

Commitment to Growth

With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we offer $3,704 in used auto loans and $214,414,182 in total loans and leases to support your financial goals across various sectors.

Operational Efficiency

Our performance metrics reflect our operational efficiency; with a net income of $0, we focus on maintaining stability while continuing to provide valuable services. We also take pride in having 146 full-time employees and 2 part-time employees who are dedicated to helping you with your needs.

Security for Your Savings

Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 7350 Olive Blvd University City Mo 63130 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments or tap into your vehicle's equity.

Business Financing

For business owners in need of capital to grow and expand, our outstanding commercial loans totaling $35,914,524 provide the necessary funding. We are dedicated to supporting local businesses and helping them thrive in today's competitive market. At St. Louis Community located at 7350 Olive Blvd University City Mo 63130, our team is ready to assist you in finding the right loan product that fits your needs. Feel free to give us a call at 314-534-7610 or visit our website at www.stlouiscommunity.com for more details about eligibility and application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Card Loans

Managing your finances is easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $135,538 already helping members effectively manage their everyday expenses. This option is perfect for those who want to consolidate debt or handle unexpected costs without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we can guide you through every step of the process.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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