St. Louis Community Credit Union Saint Louis MO | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to St. Louis Community, your trusted partner in financial well-being, located at 10024 W Florissant Ave, Saint Louis, MO 63136. Since our establishment in 1942, we have been dedicated to serving our community with a wide range of financial services tailored to meet the needs of our members. With over 54,767 members and total assets reaching $418,800,688, we pride ourselves on being a cornerstone of support for families and businesses in the area. At St. Louis Community, we understand that every financial journey is unique. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking services. Our commitment to you is reflected in our impressive total deposits of $81,567,785 and a robust net worth of $63,948,892 numbers that showcase our strength and stability. Led by our experienced CEO, Kirk Mills, and Board President, Angela Franks, our team of 148 dedicated employees is here to assist you every step of the way. We invite you to visit us for any financial inquiries or assistance. While members can visit us at the branch location mentioned above, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We are proud to be more than just a credit union; we're an active member of the community. With a wide array of services available including convenient online banking and ATM access we strive to make your banking experience seamless and straightforward. If you're looking for reliable financial guidance or simply need assistance with your accounts, don't hesitate to reach out! Call us today at 314-534-7610 or explore more about what we offer on our website here. Join us in building a brighter financial future together!

Branch History & Mission

At St. Louis Community, our journey began in 1942, rooted in the heart of Saint Louis, MO. Over the years, we have grown from a small financial institution to a thriving community credit union with over 54,000 members and total assets exceeding $418 million. Our branch, located at 10024 W Florissant Ave, Saint Louis, MO 63136, has become a trusted partner for individuals and families seeking financial solutions tailored to their needs. Throughout our history, we have focused on building strong relationships within our community. We aim to provide not just banking services but also support and guidance to help our members achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to offering accessible financial services that empower our members. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial resources and support. This commitment drives us every day as we seek to make a positive impact in Saint Louis and beyond. While members can visit us at our branch location, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. Our dedicated staff is available Monday through Friday from 8:00 AM to 6:00 PM, ready to assist you with your banking needs. In addition to our in-branch services, we understand the importance of staying current with technology. That's why we offer online banking and mobile app services that allow you to manage your finances conveniently from anywhere. Plus, with ATM availability at our location, accessing your funds is quick and easy. As part of our commitment to community outreach, we actively participate in local initiatives aimed at improving financial literacy and providing support for those in need. Our partnerships with local organizations further strengthen our ability to serve as a resource for education and assistance. We invite you to join the St. Louis Community family today! Experience firsthand how we can help you navigate your financial journey while being an integral part of your community. For more information or to get started on your membership application, please call us at 314-534-7610 or visit us online at StLouisCommunity.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to come visit us today or give us a call at 314-534-7610. Join the St. Louis Community family and experience banking tailored to your needs!

Nearby Landmarks and Accessibility

If you're looking for us, you'll find our branch close to popular local spots like the Ferguson Park and the bustling Florissant Avenue shopping district. We pride ourselves on being a community-centric bank, making it easy for you to drop by while running errands or visiting nearby attractions. Our branch is designed with accessibility in mind. We offer ample parking for both our members and visitors, along with features like ADA-compliant ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 6:00 PM, making it convenient for you to stop by before or after work. Whether you're interested in opening a checking account, applying for an auto loan, or simply need assistance with online banking, our knowledgeable staff is ready to help. For those who prefer cash transactions, we have an ATM available on-site for quick withdrawals and balance checks. Please note that we do not offer drive-thru banking at this location, but our interior services are designed to make your visit as smooth as possible. While members can visit us at 10024 W Florissant Ave, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108.

Member Eligibility

At St. Louis Community, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming, designed for those who live, work, or worship in our local area. If you meet these criteria, you're already on the path to enjoying the many benefits we offer, from personalized service to competitive rates on loans and savings accounts. For more specific details about eligibility, we encourage you to check out our membership page at http://www.stlouiscommunity.com/accounts/membership. Opening an account with us is just as easy! You can start your journey toward financial empowerment by visiting our account opening page at https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us. If you have any questions or need assistance, don't hesitate to reach out at (314) 534-7610. We are excited to welcome you to St. Louis Community located at 10024 W Florissant Ave Saint Louis Mo 63136, where your financial future can truly begin!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Your Operations

Imagine having a payment system that not only accepts payments but also helps you manage sales effectively. Our merchant services provide just that, allowing you to focus on what you do best running your business. From simple credit card processing to advanced analytics, we equip you with tools that streamline operations and enhance customer experiences. Located at 10024 W Florissant Ave, Saint Louis, MO 63136, our team is ready to assist you in navigating your business banking needs. Call us at 314-534-7610 or visit our website at St. Louis Community to learn more about how we can support your journey toward success.

Comprehensive List Of Services

Business Banking Services

For our members who are entrepreneurs or small business owners, we offer comprehensive business banking services. From merchant services that simplify transactions to business loans that fuel growth, we have the tools needed to help your business thrive.

Convenient Access

Accessing your money should never be a hassle. That's why we provide ATM services so you can withdraw cash or check balances conveniently whenever needed. Our location also features basic ATM access for all essential transactions.

Embracing Technology

In today's fast-paced world, convenience is key. Our robust digital banking options allow you to manage your finances on-the-go. With online banking and mobile applications available, staying on top of your accounts has never been easier. At St. Louis Community, we're more than just a credit union; we're your partner in achieving financial well-being. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to call us at 314-534-7610 or visit us online at stlouiscommunity.com. Let's work together towards building a brighter financial future!

Loans for Every Need

When life throws you a curveball, having access to loans can be a lifesaver. At St. Louis Community, we provide various loan options including auto loans and vehicle financing to help you purchase your dream car. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed to fit your budget and lifestyle. Need some extra cash? Our personal loans and debt consolidation options can assist in managing expenses or combining multiple debts into one manageable payment. Plus, if you love rewards, don't forget about our credit cards with rewards that let you earn points for everyday purchases.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services that make it easier for you. With our checking and savings accounts, you can easily keep track of your money while earning interest on your savings. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer funds, and even pay bills from the comfort of your home.

Digital & Online Banking

Key Services

Our online banking features include e-statements, allowing you to keep track of your financial activity without the clutter of paper statements. Enjoy the peace of mind that comes with knowing your information is safely stored and easily accessible. While we currently do not support mobile payments, our mobile application provides a user-friendly interface for managing your accounts on the go. Need to send money to a friend or family member? Our person-to-person transfer service makes it quick and simple. Just a few taps on your screen and the funds are on their way!

Security You Can Trust

Security is our top priority. Although we do not offer electronic signature authorization right now, our systems are built to protect your personal information. You can bank with confidence knowing that your data is safeguarded. Whether you're checking your balance, transferring money, or viewing statements, our online banking services at St. Louis Community are here to provide you with real-time account management that fits seamlessly into your lifestyle. Experience the ease of modern banking today!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which ensures that you can trust us with your hard-earned money. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $3,704 in used auto loans and $214,414,182 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 108,228, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 10024 W Florissant Ave Saint Louis Mo 63136 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Our financing options are straightforward and designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand your business. We're here to support your entrepreneurial journey and help bring your business goals to life.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We can help you navigate the process with ease so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we offer competitive rates and easy eligibility options that may save you money over time. Don't hesitate to ask about how refinancing can work for you! For more information about our loan products or to speak with one of our friendly representatives, please visit us at 10024 W Florissant Ave Saint Louis Mo 63136 or call us at 314-534-7610. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and take the first step towards achieving your financial goals with St. Louis Community!

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible terms on unsecured credit card loans. With a total of $135,538 in loans available, our credit cards are designed to help you manage your finances effectively while offering rewards for your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By using verified data from legitimate financial institutions, LendMesh provides users with confidence in their loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.