St. Louis Community Credit Union Saint Louis MO | Quick Personal Loans & Business Banking

Introduction

Welcome to St. Louis Community, your trusted partner in financial wellness, located at 2828 Gravois Ave, Saint Louis, MO 63118. Established in 1942, our credit union has been committed to serving our members and the local community for over 80 years. With a total membership of 54,767, we take pride in providing personalized financial solutions that meet the unique needs of each member. At St. Louis Community, we believe in empowering our members with the tools they need to achieve their financial goals. Our total assets amount to an impressive $418,800,688, showcasing our strong financial foundation. We have successfully issued 21,423 loans and leases, reflecting our dedication to supporting your borrowing needs, whether it's for a new vehicle or a home mortgage. Our commitment to you extends beyond just numbers. We understand the importance of trust and reliability in banking, which is why our net worth stands at $63,948,892, ensuring that your money is safe with us. With total deposits reaching $81,567,785 and cash in hand totaling $20,875,989, we are well-equipped to assist you with all your financial transactions. Under the leadership of CEO Kirk Mills and Board President Angela Franks, our dedicated team of 148 employees is here to offer exceptional service and guidance. Whether you have questions about personal banking, auto loans, or business services, we are ready to help you navigate your options. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We invite you to explore what St. Louis Community can offer you today! Feel free to give us a call at 314-534-7610 or visit our website at www.stlouiscommunity.com for more information on how we can help you thrive financially. Your journey towards financial success starts here!

Branch History & Mission

The St. Louis Community Credit Union, located at 2828 Gravois Ave in the vibrant heart of Saint Louis, Missouri, has been a cornerstone of our community since its inception in 1942. Over the years, we have grown from a small group of dedicated individuals into a thriving financial institution serving over 54,000 members. With total assets reaching an impressive $418,800,688, we are proud to provide reliable and accessible financial services tailored to meet the needs of our diverse membership. Our mission is simple yet profound: to empower our members through comprehensive financial services while fostering a strong sense of community. We believe that when our members thrive, so does our community. Whether it's through personal banking options like checking and savings accounts or various loan products such as auto loans and mortgages, our aim is to help you achieve your financial goals. We also focus on community support by actively engaging in outreach programs and partnerships that uplift those around us. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. This ensures that all communications are handled efficiently. In addition to traditional banking services, we have embraced modern technology to enhance your experience with online banking and mobile applications. Our commitment to making banking more accessible means you can manage your finances anytime, anywhere. Although we currently do not have ATM availability or drive-thru service at this branch, we continue to prioritize customer convenience and satisfaction. At St. Louis Community Credit Union, we recognize the importance of being ADA compliant and ensuring all members can access our services comfortably. Our team is dedicated to providing exceptional customer service with a focus on understanding your unique financial needs. As we look back on our rich history and continue to grow, we invite you to join us on this journey. Experience firsthand the benefits of membership at St. Louis Community Credit Union and be part of a community-focused organization that truly cares about your financial well-being. For more information or to become a member today, call us at 314-534-7610 or visit our website at stlouiscommunity.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At St. Louis Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Call to Action

Ready to take the next step? We encourage you to visit us at St. Louis Community or give us a call at 314-534-7610. Our dedicated staff looks forward to welcoming you and helping you navigate your financial journey!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 10 AM to 5:15 PM and Friday from 10 AM to 6 PM. Feel free to stop by during these hours for assistance with your banking needs.

Services Offered

Our branch offers a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Additionally, we provide business banking solutions and online banking services for your convenience. We currently do not have ATM or drive-thru services available at this location, but our team is always ready to assist you directly inside the branch.

Member Eligibility

Joining the St. Louis Community is like becoming part of a family that genuinely cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily focus on living or working in the local community. Whether you're looking for personal banking services, auto loans, or even business banking solutions, becoming a member opens the door to a world of personalized support and competitive rates. You can easily find the specific details about eligibility by visiting our website at http://www.stlouiscommunity.com/accounts/membership. Once you're ready to take the next step, opening an account is straightforward! Just follow the instructions available at https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us, or give us a call at (314) 534-7610 if you have any questions. We're here to help you every step of the way as you embark on your journey with us at 2828 Gravois Ave, Saint Louis, MO 63118.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services tailored to streamline your operations. Imagine having easy access to payment processing solutions that allow you to focus on what you do best running your business. Our services enable you to accept payments efficiently, manage transactions seamlessly, and improve cash flow. Visit us at 2828 Gravois Ave Saint Louis Mo 63118 in Saint Louis, MO, or give us a call at (314) 534-7610 to learn how our business banking and commercial services can empower your enterprise today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Anytime

Our commitment extends beyond traditional banking hours. With online and mobile banking available 24/7, you can manage your finances whenever it suits you best. We also offer ATM and cash withdrawal services for added convenience just another way we strive to make banking easy. We invite you to visit us at St. Louis Community located at 2828 Gravois Ave Saint Louis Mo 63118 or give us a call at (314) 534-7610. Let's work together to find the right financial solutions tailored just for you! Explore more about what we offer by visiting our website: Benton Park. Your journey toward financial wellness starts here!

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized business banking services. From merchant services that simplify transactions to business loans that fuel growth, we're invested in helping your venture thrive. Our understanding of local businesses allows us to tailor solutions that meet your specific needs.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! Enjoy perks while managing expenses easily with cards designed for everyday use. Whether it's earning points on purchases or enjoying cashback offers, there's something for everyone.

Home Sweet Home

Thinking about purchasing a home? Our mortgage loans and refinancing services can guide you through the process smoothly. We know how important homeownership is and are dedicated to making it accessible for all members of our community. Picture yourself enjoying your new space while knowing that your financial partner is here to support you.

Personal Banking Made Easy

We provide a range of personal banking options tailored to fit your lifestyle. With our checking and savings accounts, managing your day-to-day finances becomes simple and straightforward. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. This convenience is perfect for busy individuals who need quick access to their accounts on the go. If you're considering buying a new vehicle, our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we make it easier for you to get behind the wheel without breaking the bank. Plus, if you're looking for ways to consolidate debt or cover unexpected expenses, our personal loans are designed with you in mind.

Digital & Online Banking

Key Features of Our Digital Banking

We offer a variety of features to enhance your banking experience: - E-Statements: Go green with e-statements! Enjoy easy access to your financial statements without the hassle of paper clutter. - Person-to-Person Transfers: Need to send money to a friend? With our person-to-person transfer feature, it's quick and simple just a few taps on your device. - Mobile Application: Download our mobile app for even more convenience. Whether you're at home or on the go, everything you need is just a click away. While we currently do not support mobile payments or electronic signature authorization, rest assured that our focus remains on providing a safe and efficient banking experience. At St. Louis Community, we prioritize security and accessibility in all our services. Your personal information is protected with advanced security measures so that you can bank confidently from anywhere. Explore all that our digital banking options have to offer by visiting St. Louis Community today!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and sound financial practices, we ensure that your funds are safe and your future is bright. With a net worth of $63,948,892, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $54,583,785 in undivided earnings. We reinvest these earnings into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $37,040,000 in used auto loans and a total of $214,414,182 in loans and leases available for our members' needs across various sectors, we support your financial goals effectively. Our operational efficiency is evident with a reported net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 108,228, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, St. Louis Community is your trusted partner. Visit us at 2828 Gravois Ave Saint Louis Mo 63118 or call 314-534-7610 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. If you're considering refinancing your existing auto loan, we can help you explore eligibility options that may save you money.

Business Financing

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand. We aim to support local businesses in achieving their aspirations through accessible financing solutions.

Conclusion

At St. Louis Community, our mission is to empower our members with the financial tools they need. Our dedicated team is ready to assist you with any questions regarding our loan products or eligibility requirements. Contact us today at 314-534-7610 or visit us at 2828 Gravois Ave, Saint Louis, MO 63118. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide flexible terms to ensure that you find the right fit for your financial situation.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan offer is verified, providing peace of mind that users are looking at legitimate options.

Benefits of Using LendMesh

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