St. Louis Community Credit Union MO | Affordable Vehicle Loans & Checking

Introduction

Welcome to St. Louis Community, your trusted financial partner located at 1436 S Big Bend Blvd, Saint Louis, MO 63117. Since our establishment in 1942, we have dedicated ourselves to serving our members with integrity and commitment. With over 54,767 members, we take pride in being a cornerstone of the community, providing personalized banking services tailored to meet your unique needs. At St. Louis Community, we boast total assets of $418,800,688 and a net worth of $63,948,892. Our strong financial foundation allows us to offer competitive rates on loans and deposits while ensuring your savings are secure. We currently manage a robust loan portfolio totaling 21,423 loans and leases, along with total deposits amounting to $81,567,785. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of CEO Kirk Mills and Board President Angela Franks, our staff of 148 employees is here to assist you every step of the way. While members can visit us at our branch location for all banking needs including personal accounts, auto loans, mortgages, and business services official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We invite you to explore what makes us different. With services like online banking and mobile access available, managing your finances has never been easier. If you have any questions or would like more information about how we can help you achieve your financial goals, please don't hesitate to reach out by calling us at 314-534-7610 or visiting our website at www.stlouiscommunity.com. Your journey towards financial wellness starts here!

Branch History & Mission

Welcome to St. Louis Community, where our journey began in 1942. Since our inception, we have been committed to empowering our members and fostering a sense of community in Saint Louis, MO. Located at 1436 S Big Bend Blvd, just a stone's throw from local landmarks, we have become a trusted financial partner for thousands. Over the years, St. Louis Community has evolved significantly, adapting to the needs of our members while maintaining our core mission: to provide accessible financial services that improve lives. Today, with over 54,000 members and total assets reaching an impressive $418,800,688, we stand as a testament to the strength of community-focused banking. Our mission is simple yet profound: we strive to enhance the financial well-being of our members while actively contributing to the communities we serve. We offer a variety of services tailored to meet diverse needs from personal banking accounts and auto loans to business banking solutions and mortgages. Our commitment extends beyond traditional banking; we aim to be a resource for education and support within the community. While members can visit us at 1436 S Big Bend Blvd Saint Louis Mo 63117, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. Our branch operates Monday through Friday from 8:00 AM to 6:00 PM, making it easy for you to access our services when you need them most. At St. Louis Community, we embrace innovation while ensuring accessibility for all. We offer online and mobile banking options along with ATM services for your convenience. With a drive-thru available for quick transactions and ADA-compliant facilities, we prioritize your comfort and ease. We also pride ourselves on our outreach efforts within the community. By forming partnerships with local organizations and participating in events that uplift those around us, we work tirelessly to make a positive impact. Join us at St. Louis Community today! Experience firsthand how we're dedicated not only to your financial success but also to building a stronger community together. Feel free to reach out at 314-534-7610 or explore more about our services online at StLouisCommunity.com. We look forward to welcoming you into our family!

Branch Location & Accessibility

Connect With Us

We invite you to come visit us at St. Louis Community! Our friendly team is ready to help with all your financial needs. Feel free to give us a call at 314-534-7610 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Convenient Access

Our location features ample parking spaces, making it easy for you to stop by. Plus, we've ensured that our facilities are ADA compliant, so everyone can enjoy a hassle-free visit. If you're looking for a quick banking experience, take advantage of our drive-thru services for deposits and withdrawals without leaving your car. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108.

Friendly Services and Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 6:00 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, and mortgage options. You can also access our ATM services anytime for quick cash withdrawals and balance checks. For those who prefer digital banking solutions, we offer online and mobile banking options to manage your finances easily from anywhere.

Member Eligibility

At St. Louis Community, we believe that becoming a member means joining a caring community that puts you first. If you're looking to enjoy the many benefits of membership, it's simple! Anyone who lives, works, or attends school in the area is eligible to join us. This includes family members of current members, creating an even tighter-knit family atmosphere. You'll find a range of services tailored to meet your financial needs, from checking and savings accounts to loans and credit cards with rewards. To get started on your journey with us, visit our eligibility page at http://www.stlouiscommunity.com/accounts/membership for the full details. When you're ready to open an account, just head over to https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us and see how easy it is to take this important step. If you have any questions along the way, feel free to give us a call at (314) 534-7610 we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly while managing your cash flow efficiently. Our merchant services offer exactly that! From credit card processing to online payment solutions, we provide everything you need to streamline your transactions and focus on what you do best running your business. Located at 1436 S Big Bend Blvd, Saint Louis, MO 63117, our team is here to discuss how we can help your business thrive. Call us at 314-534-7610 or visit our website for more information: St. Louis Community. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide access to ATMs for convenient cash withdrawals and balance checks. With these services readily available at our branch, you can manage your finances with ease. Whether you're looking to open a new account or need assistance with an existing service, don't hesitate to reach out! Call us at (314) 534-7610 or visit us at 1436 S Big Bend Blvd Saint Louis Mo 63117 during our lobby hours: Monday through Friday from 8:00 AM to 6:00 PM. At St. Louis Community, we're here to help simplify your financial journey so that you can focus on what truly matters your goals and aspirations. Explore all that we offer today!

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive business banking solutions. Our services include merchant services and business loans, enabling you to manage cash flow efficiently and invest in growth opportunities.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Richmond Heights. With our robust online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills anytime from anywhere. If you prefer in-person interactions, our branch offers basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Services

Starting with personal banking, we offer various options including checking and savings accounts designed to help you manage your money effectively. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing, ensuring that whether you're buying your first home or looking to lower your monthly payments, you have a reliable partner by your side. Sometimes, life throws unexpected expenses our way. For those moments, our personal loans and debt consolidation services can help ease financial burdens. Plus, our credit cards with rewards allow you to earn points on purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to set up e-statements. This means no more waiting for paper statements in the mail; instead, you can receive them electronically, giving you quicker access to important information while helping the environment. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that without any fuss. For those who prefer mobile banking, we've got you covered! Our mobile application is available for download, letting you manage your finances directly from your smartphone. While we currently do not support mobile payments, our app still offers robust functionalities to ensure you're always connected to your accounts.

Security and Accessibility

Your security is a top priority at St. Louis Community. We ensure that all transactions are encrypted and protected so you can bank with peace of mind. Even though we do not offer electronic signature authorization right now, our commitment to keeping your information safe remains unwavering. In summary, digital banking at St. Louis Community offers an accessible way to stay on top of your finances anytime, anywhere. With features like e-statements and person-to-person transfers combined with our dedicated online services, managing your money has never been easier. Visit us today at https://www.stlouiscommunity.com/ and discover how simple banking can be!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 108,228, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 1436 S Big Bend Blvd Saint Louis Mo 63117 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,704 in used auto loans and $214,414,182 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that fit your budget.

Credit Lines and Business Loans

For those needing additional flexibility, our total credit lines amount to $16,402,194, allowing members to access funds when needed without the hassle of applying for multiple loans. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $35,914,524 provide the capital needed to expand operations and invest in future success. We also recognize that refinancing can be an excellent option for many borrowers looking to lower their monthly payments or secure better rates. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. Our dedicated team at St. Louis Community is ready to assist you through every step of the lending process. For more information or to apply for one of our loan products today, please visit us at 1436 S Big Bend Blvd Saint Louis MO 63117 or call us at 314-534-7610. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find a solution that works for you.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans assisting members in managing their finances effectively. These cards come with competitive interest rates and no annual fees perfect for those looking to build or improve their credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent.