St. Louis Community Credit Union MO | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to St. Louis Community, your trusted partner in achieving financial wellness since 1942! Located conveniently at 4435 Chippewa St, Saint Louis, MO 63116, our branch is dedicated to serving the needs of our members with a personal touch. Whether you're looking for savings accounts, auto loans, or business financing, we are here to support you every step of the way. At St. Louis Community, we pride ourselves on being more than just a credit union; we are a part of your community. With over 54,767 satisfied members and total assets exceeding $418,800,688, our commitment to helping you reach your financial goals is unwavering. Our CEO, Kirk Mills, along with Board President Angela Franks, lead a team of 148 passionate employees who are dedicated to providing exceptional service tailored to your unique needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3651 Forest Park, Saint Louis, MO 63108. We understand that having access to your money and services when you need them matters. That's why we offer convenient features like ATM access and drive-thru banking for quick transactions. As a member-focused organization, we ensure that every decision we make puts your best interests first. In fact, with total deposits amounting to $81,567,785 and robust loan offerings totaling 21,423, we are well-equipped to assist you in building your financial future. Explore how we can make a difference in your life by visiting our website at stlouiscommunity.com or calling us at 314-534-7610. We invite you to stop by and see how joining the St. Louis Community can benefit you today!

Branch History & Mission

St. Louis Community has been a cornerstone of financial support and community service since it opened its doors in 1942. Located at 4435 Chippewa St, Saint Louis, MO 63116, our branch has grown alongside the community, currently serving over 54,000 members. With total assets exceeding $418 million, we pride ourselves on being a trusted partner for individuals and families seeking financial stability and growth. Our journey began with a simple mission: to provide accessible financial services that meet the unique needs of our members. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, business banking solutions, and more. Whether you are looking to open a checking account or secure a loan for your dream car, we are here to guide you every step of the way. At St. Louis Community, we believe that banking is about more than just transactions; it's about building relationships and supporting our neighbors. Our mission emphasizes not only providing exceptional financial services but also actively contributing to the well-being of our community through outreach programs and partnerships with local organizations. We strive to make a positive impact in Saint Louis by investing in initiatives that promote education, financial literacy, and economic development. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 3651 Forest Park, Saint Louis, MO 63108. Our dedicated team is available to assist you during operating hours from Monday to Friday, 8:00 AM to 6:00 PM. We offer convenient services such as ATM access and drive-thru banking to enhance your experience. As technology evolves, so do we. Our commitment to digital advancements ensures that you can manage your finances securely through online and mobile banking options. We also prioritize accessibility for all members by adhering to ADA compliance standards. In addition to our core services, we are proud of our community outreach efforts that include financial education workshops and support for local charities. By partnering with various organizations throughout Saint Louis, we aim to empower individuals with the knowledge they need to achieve their financial goals. Join us at St. Louis Community and discover how we can help you thrive financially while fostering a sense of belonging within our vibrant community. Experience the difference today! For any inquiries or assistance, feel free to contact us at 314-534-7610. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for those who need them. We strive to create a welcoming environment where everyone feels comfortable accessing our services.

Contact Us

Have questions? Feel free to give us a call at 314-534-7610. Our friendly staff is eager to assist you with anything you may need. We invite you to visit us soon and discover how St. Louis Community can support your financial journey!

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:00 AM to 6:00 PM, making it easy for you to drop in before or after work. You can also take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. At St. Louis Community, we offer a range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, personal loans, and business banking solutions. Plus, with ATM availability right on-site and online banking options at your fingertips, managing your finances has never been easier.

Member Eligibility

Becoming a member of St. Louis Community is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Saint Louis area, you're likely eligible to join us! Our membership is open to individuals who meet these simple criteria, making it easy for you to access a range of benefits tailored just for you. By becoming a member at St. Louis Community, you'll enjoy personalized service, competitive rates, and a community-focused approach that sets us apart from traditional banks. To get started on your membership journey, visit us at 4435 Chippewa St Saint Louis Mo 63116 or give us a call at (314) 534-7610. You can also check out our eligibility details at http://www.stlouiscommunity.com/accounts/membership for the most up-to-date information. Opening an account with us is a breeze; find all the necessary information through this link: https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Financing Options That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling café where customers can pay quickly and easily with their cards. Our merchant services make this possible. By offering reliable payment processing solutions, we ensure that you can focus on what matters most serving your customers and growing your business. Located at 4435 Chippewa St, Saint Louis, MO 63116, we invite you to visit us or contact us at 314-534-7610 to learn more about how our business banking services can support your journey. Your success is our priority!

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the importance of having reliable banking services. Our Business Banking solutions include essential Merchant Services and tailored Business Loans to help you grow and manage your enterprise effectively.

Cash Withdrawal Services

Need cash on the go? We provide both ATM and cash withdrawal services that ensure you're never without access to your funds. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days!

Connecting With Us

We invite you to explore all the services available at St. Louis Community by visiting us at our branch or calling us at 314-534-7610 during our operating hours from Monday to Friday, 8:00 AM - 6:00 PM. Whether you're a member or considering joining us, we're here to assist you in every step of your financial journey. Join us today and discover how St. Louis Community can help you achieve your financial goals! Visit our website for more information on membership and account opening options.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access through our mobile app and online platform, tasks like checking balances or transferring funds become effortless.

Flexible Loan Options

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the support you need. For everyday purchases and emergencies alike, our Credit Cards with Rewards offer benefits that make spending rewarding.

Personal Banking Solutions

Whether you're looking to open a new checking account or save for future goals, our Personal Banking options are tailored just for you. With various Checking & Savings Accounts, you can choose what fits your lifestyle best. For those in need of financing, our Auto Loans & Vehicle Financing help make car ownership accessible. Additionally, we offer Mortgage Loans & Refinancing services that can guide you through the process of buying or refinancing your home.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also send money easily through our person-to-person transfer feature, making it simple to share expenses with friends or family. Plus, if you're concerned about the environment, you'll appreciate that we offer e-statements, allowing you to go paperless while keeping track of your transactions. For those who prefer banking on the go, our mobile application is available for download, providing you with all the functionalities of online banking right at your fingertips. Whether you need to check your balance during lunch or deposit a check while waiting in line, our app makes it convenient and hassle-free.

Security and Convenience

Your security is our top priority. While we do not currently support electronic signature authorization for documents, rest assured that all transactions are protected with robust security measures. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts without any confusion. With features like these, managing your finances has never been easier. Join us at St. Louis Community today to experience the convenience of digital and online banking that keeps you connected to your money on your terms!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can save, borrow, and plan with confidence. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial for our members as it reflects our capability to withstand economic fluctuations. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $37,704 in used auto loans and a total of $214,414,182 in loans and leases, supporting our members' financial goals across various sectors. Our performance insights reflect operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we have 108,228 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, indicating that all funds are actively working for the benefit of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, St. Louis Community is your trusted partner. Visit us at 4435 Chippewa St Saint Louis Mo 63116 or call 314-534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget. Plus, if you're considering refinancing an existing auto loan, we have great options available to help you save more.

Business Financing

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to providing tailored solutions that align with your goals.

Conclusion

Our commitment at St. Louis Community is to empower our members through accessible financial products that help them thrive. To learn more about eligibility for these loan products or explore refinancing options, don't hesitate to reach out! You can contact us at 314-534-7610 or visit us at 4435 Chippewa St., Saint Louis, MO 63116. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you make your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, making buying or refinancing simple. We pride ourselves on providing personalized service to ensure you find the right mortgage product for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. This can be a great way to handle everyday expenses while enjoying benefits like rewards programs and low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers without hidden fees or surprise terms. Every lender listed has been verified to ensure accuracy and legitimacy.