St. Louis Community Credit Union MO | Quick Personal Loans & ATM Access

Introduction

Welcome to St. Louis Community, where we believe in putting our members first! Located at 7224 Gravois Ave, Saint Louis, MO 63116, our credit union has been a cornerstone of the community since 1942. With a strong commitment to service and financial empowerment, we proudly serve over 54,767 members with total assets of $418,800,688. At St. Louis Community, we understand that financial stability is essential for both individuals and businesses. That's why we offer a range of services, including personal banking, auto loans, mortgages, and business financing. Our members can enjoy the peace of mind that comes with knowing their deposits totaling $81,567,785 are secure with us. Led by our dedicated CEO, Kirk Mills, and Board President Angela Franks, our team of 148 employees is here to provide personalized support tailored to your unique needs. Whether you're looking to open a new account or need assistance with loans our friendly staff is ready to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3651 Forest Park, Saint Louis, MO 63108. We invite you to explore all that we have to offer by visiting our website at www.stlouiscommunity.com. Join us today and discover how St. Louis Community can help you achieve your financial goals! Feel free to call us at 314-534-7610 or stop by during our lobby hours from 8:00 AM to 6:00 PM on weekdays. We're here for you!

Branch History & Mission

At St. Louis Community, we take pride in our rich history and commitment to serving our members since 1942. Located at 7224 Gravois Ave, Saint Louis, MO 63116, our branch has been a cornerstone of the community for over 80 years. With a strong focus on helping individuals and families achieve their financial goals, we have grown alongside our members, fostering relationships built on trust and support. Over the decades, St. Louis Community has evolved significantly. From our humble beginnings to now serving 54,767 members with total assets exceeding $418,800,688, we have consistently prioritized the needs of our community. Our dedicated staff works diligently to provide personal banking services, auto loans, mortgage options, and more all designed to empower our members financially. Our mission is simple yet powerful: We aim to deliver exceptional financial services while actively supporting and uplifting the communities we serve. We believe in making banking accessible and straightforward for everyone. This commitment extends beyond transactions; it includes outreach initiatives that positively impact lives in Saint Louis. As part of our member-focused approach, we offer convenient operating hours from 8:00 AM to 6:00 PM, Monday through Friday. For those who prefer ease of access, we also have an ATM available and provide drive-thru banking for quick service. Whether you're stopping by for a loan consultation or simply need to make a deposit, we're here for you. While members can visit us at 7224 Gravois Ave, official correspondence should be sent to 3651 Forest Park, Saint Louis, MO 63108. This ensures that all communications are handled promptly and efficiently. At St. Louis Community, we embrace modern technology while ensuring compliance with ADA standards so that all members can enjoy our services seamlessly. From online banking features to mobile applications, we strive to keep pace with the needs of today's world while remaining deeply rooted in community values. Join us in making a difference! By becoming a member of St. Louis Community, you gain not just a financial partner but a community ally dedicated to your success. Experience the benefits of personalized service and community support visit us today! For any inquiries or assistance, feel free to call us at 314-534-7610 or check out our website at www.stlouiscommunity.com.

Branch Location & Accessibility

Accessibility Features

At St. Louis Community, we believe that everyone should have access to our services. Our branch is ADA compliant, ensuring that all members can enjoy a seamless experience. You'll find ample parking available, as well as ramps for easy entry.

Convenient Location

Our branch is nestled in a vibrant area, making it a breeze for you to stop by on your way to nearby landmarks. Whether you're running errands or just passing through, we're here to help you with all your banking needs.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 314-534-7610. We're here and ready to assist you! Stop by today and discover how St. Louis Community can support your financial journey.

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Friday from 8:00 AM to 6:00 PM, making it simple for you to drop in whenever it's most convenient for you.

Services Offered

At our South City location, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need a quick cash withdrawal? Our ATM is available for your convenience, along with drive-thru banking for quick transactions. While members can visit us at 7224 Gravois Ave, official correspondence should be sent to 3651 Forest Park, Saint Louis, MO 63108.

Member Eligibility

At St. Louis Community, we believe in fostering a welcoming community where everyone can thrive. Becoming a member is a simple and rewarding process! If you live, work, worship, or attend school in the greater St. Louis area, you may be eligible to join us. We also welcome family members of current members, creating a supportive network for all. Our members enjoy benefits like personalized service, competitive rates on loans and savings, and access to a range of financial products tailored to your needs. To learn more about eligibility requirements and see if you qualify, please visit our detailed page at http://www.stlouiscommunity.com/accounts/membership. When you're ready to open an account, it's easy! You can find all the information you need at https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us. If you have any questions or need assistance, feel free to call us at (314) 534-7610. We can't wait for you to join the St. Louis Community family at our branch located at 7224 Gravois Ave Saint Louis Mo 63116!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer essential merchant services that streamline your operations. Imagine being able to accept payments easily from your customers, whether they're using credit cards or mobile payments. Our solutions simplify transactions so you can focus on what matters most: growing your business. Visit us at 7224 Gravois Ave Saint Louis Mo 63116 in Saint Louis, MO or call us at (314) 534-7610 to learn more about how we can support your business journey today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer robust Business Banking solutions, including Merchant Services and Business Loans. We understand the unique challenges small businesses face and are here to support your growth every step of the way.

Connect With Us

At St. Louis Community, we're committed to meeting all of your banking needs under one roof. If you'd like to learn more about any of our services or have questions about how we can help you achieve your financial goals, feel free to call us at 314-534-7610 or visit our website at www.stlouiscommunity.com. We look forward to serving you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your phone or computer. Our ATM services ensure that cash withdrawals are quick and easy, complemented by basic drive-thru banking for deposits and simple transactions making it easy for you to access what you need without hassle.

Credit Cards and Rewards

Don't forget about our rewarding Credit Cards with Rewards! Whether you're using them for daily purchases or special occasions, you can earn points toward exciting benefits while managing your spending.

Personal Banking Solutions

Whether you're starting your first savings account or looking to manage your finances more effectively, we offer various Personal Banking services. Our checking and savings accounts are designed with you in mind, offering features that help you save for future goals or manage everyday expenses. For those considering a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward and affordable. Imagine driving off in a car that fits your lifestyle without breaking the bank. We also provide Mortgage Loans & Refinancing options, perfect for anyone looking to buy their dream home or reduce their monthly payments. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help lighten the financial load. With competitive rates and flexible terms, we work to find solutions that fit your budget.

Digital & Online Banking

Key Features

Our online banking services allow you to stay on top of your finances with just a few clicks. Visit us at https://www.stlouiscommunity.com/ to explore all the features available at your fingertips. You can check balances, pay bills, and transfer money all from the comfort of your home or while on the go. For those who prefer modern solutions, we provide person-to-person transfers, making it simple to send money to friends or family quickly and easily. If you're looking for more streamlined options, our mobile application is available for download, offering an intuitive experience for managing your accounts right from your smartphone.

Security and Accessibility

We prioritize your security with advanced measures to protect your information. Even though we don't currently offer electronic signature authorization, our online banking platform is built to keep your data safe. Plus, with e-statements available, you can opt for paperless statements that reduce clutter while keeping everything organized. Whether you're accessing our services during the day or late at night, our 24/7 online banking ensures that you have real-time access to your accounts whenever you need it. This means no more waiting in lines or rushing before closing hours banking is now truly at your convenience. In summary, St. Louis Community is dedicated to providing a secure and efficient digital banking experience tailored for our members' needs. Start exploring today by visiting https://www.stlouiscommunity.com/ and take control of your financial journey!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a reliable banking experience backed by solid financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $3,704 in used auto loans and $214,414,182 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 108,228, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 7224 Gravois Ave Saint Louis Mo 63116 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have financing options that fit your budget.

Credit Lines

If you're seeking additional financial flexibility, consider our credit lines totaling $16,402,194. These can be an excellent resource for unexpected expenses or planned projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand all your options.

Refinancing Options

For those interested in refinancing existing loans or exploring eligibility options for any of our products, we are here to help. Our team can guide you through the process and help identify the best solutions for your financial situation. At St. Louis Community, our goal is to empower you with the right tools and information needed for sound financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or give us a call we're ready to assist you in taking the next steps toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. These cards come with benefits designed to make everyday purchases easier while allowing you to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike many comparison sites, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, allowing you to compare and choose the best option for your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent, giving users confidence in their options.