St. Louis Community Credit Union MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to St. Louis Community, your trusted partner for financial services located at 3412 Union Blvd, Saint Louis, MO 63115. Since our establishment in 1942, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 54,767 members and total assets of $418,800,688, we are here to offer you personalized banking solutions tailored to your needs. At St. Louis Community, we believe that every member deserves access to quality financial products and services. That's why we provide a range of options from checking and savings accounts to auto loans, mortgages, and even business banking services. Our dedicated team of 148 employees, led by CEO Kirk Mills and Board President Angela Franks, is committed to ensuring that you receive the support you need on your financial journey. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. With total loans amounting to 21,423 and deposits reaching $81,567,785, St. Louis Community is equipped to help you manage your finances effectively. We also have a solid net worth of $63,948,892, reflecting our stability and commitment to serving you better. Whether you're looking for guidance on how to save for the future or seeking financing options for your next vehicle purchase, we're here for you. Don't hesitate to reach out at 314-534-7610 or visit our website at www.stlouiscommunity.com for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

A Legacy of Growth

Located at 3412 Union Blvd, Saint Louis, MO 63115, our branch is easily accessible and surrounded by local landmarks that highlight the rich culture of our city. We opened our doors with the mission to empower individuals and families through tailored financial solutions. Over the decades, we've expanded our offerings to include personal banking, auto loans, mortgages, and business services all designed with our members' needs in mind. As of now, we proudly hold total assets of $418,800,688. This growth allows us to continuously enhance our services and invest back into the community. Our operating hours from 9:00 AM to 5:15 PM on weekdays provide ample opportunity for members to engage with us in person.

Join Us Today!

If you're looking for a financial partner who puts you first look no further than St. Louis Community! With a dedicated team ready to assist you and an array of member-focused services, we invite you to experience all that we have to offer. Give us a call at 314-534-7610 or explore more about becoming a member by visiting our website. Together, let's build a brighter financial future!

Our Mission

At St. Louis Community, our mission is simple yet powerful: to serve as a trusted partner in your financial journey. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. Whether you're looking for checking accounts, vehicle financing, or credit cards with rewards, we are here to help every step of the way. We also prioritize community support through various outreach initiatives and partnerships aimed at uplifting those around us. We understand that our success is intertwined with the well-being of our community; thus, we actively seek ways to give back and make a difference. While members can visit us at 3412 Union Blvd Saint Louis Mo 63115, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. Additionally, our branch offers ATM availability and drive-thru banking services for your convenience.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside the entrance and ADA-compliant features such as ramps to ensure everyone can enter without hassle. Our friendly staff is always ready to assist if you have any questions or need support during your visit.

Get in Touch!

We invite you to visit us at the St. Louis Community Gateway branch. Feel free to call us at 314-534-7610 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 5:15 PM, offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we aim to provide solutions that fit every lifestyle. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, making banking even more convenient for those on the go. In addition, we have an ATM available for cash withdrawals and balance inquiries whenever you need it. With our commitment to serving the community, we also offer online and mobile banking options so you can manage your finances anytime and anywhere.

Member Eligibility

Joining the St. Louis Community is like becoming part of a warm, welcoming family that's dedicated to your financial well-being. If you're looking to become a member, you'll be pleased to know that it's quite simple! Eligibility is open to anyone who lives, works, worships, or attends school in the Saint Louis area. This means that whether you're a long-time resident or just starting out, there's a place for you here at our branch located at 3412 Union Blvd, Saint Louis, MO 63115. We believe in creating an inclusive community where everyone can benefit from our range of services designed just for you. To get started on your membership journey, simply visit our website for more detailed information about eligibility criteria at this link. If you have any questions or need assistance along the way, don't hesitate to give us a call at 314-534-7610. We're here to help make the process as smooth and enjoyable as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from customers while managing your cash flow effortlessly. Our merchant services provide you with the ability to accept various payment methods, ensuring that your customers have a smooth purchasing experience. This not only enhances customer satisfaction but also helps keep your sales flowing seamlessly. Located at 3412 Union Blvd Saint Louis Mo 63115 in Saint Louis, MO, we're here to partner with you on your business journey. Reach out today at (314) 534-7610 to explore how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network includes convenient ATM and cash withdrawal services, allowing you access anytime you need it without hassle.

Auto Loans & Vehicle Financing

When it's time to hit the road with a new or used vehicle, our auto loans and vehicle financing options come into play. Picture yourself driving off in that reliable car you've always wanted, with flexible terms and competitive rates that make it affordable.

Business Banking

Running a business? Our business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. Whether you're starting out or looking to expand, we want to be part of your journey.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards let you maximize your spending. Whether you're shopping for groceries or booking travel, earn points that can go toward great benefits.

Drive-Thru & Basic Transactions

Sometimes life requires speed our drive-thru banking option lets you handle deposits and withdrawals without leaving your car. It's perfect for busy days when every minute counts! At St. Louis Community, we're committed to providing personalized service that makes banking easier for you. Whether you're located at our branch on 3412 Union Blvd Saint Louis Mo 63115 or accessing us online through our website, we're here to help. For more information about our services or if you have any questions, feel free to reach out at 314-534-7610. Let us partner with you on your financial journey today!

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your existing mortgage, we have you covered with our mortgage loans. We work with you to find the right solution, ensuring that you can settle into your new space without breaking the bank.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your accounts is just a click away. Check balances, transfer funds, and pay bills whenever it suits you no more waiting in line at the bank!

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine needing quick access to cash for a family outing or having the perfect account for saving up for that dream vacation. Our accounts make it easy to manage your finances while helping you achieve your goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way whether it's medical bills or home repairs. Our personal loans and debt consolidation services provide the financial relief you need when times get tough, allowing you to breathe easier and focus on what matters most.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service, accessible at https://www.stlouiscommunity.com/, allows you to view your account balances, pay bills, and transfer funds with just a few clicks. You can also take advantage of e-statements, which provide a fast and eco-friendly way to keep track of your transactions without the hassle of paper statements. Plus, our person-to-person transfer feature makes it simple to send money to friends or family instantly.

Mobile Application

For those who prefer banking on their smartphones, our mobile application is available for easy download. It gives you access to all the essential features right at your fingertips. Whether you need to deposit a check or check your balance while waiting in line, our app ensures that you're always connected.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our online banking platform employs robust security measures to protect your personal information. We aim to make banking accessible and straightforward, allowing you to manage your accounts in real-time without any complicated processes. With 24/7 online banking services available at St. Louis Community, you are never far from your financial information. This flexibility means you can handle banking tasks whenever it suits you best whether it's early morning or late at night. Explore more about our digital offerings today by visiting https://www.stlouiscommunity.com/. Enjoy the peace of mind that comes with having complete control over your finances with just a few taps!

Financial Strength

Commitment to Growth

With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $3,704 in used auto loans and $214,414,182 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

We have a strong community of trust with 108,228 total share accounts. This shows that more people are choosing St. Louis Community as their preferred credit union for managing their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 3412 Union Blvd Saint Louis Mo 63115 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also have options for those looking to refinance existing loans or explore eligibility for our various loan products. Our team is ready to discuss how we can help you find solutions that work for your financial situation. Feel free to reach out to us at (314) 534-7610 or visit us at 3412 Union Blvd Saint Louis Mo 63115 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to financial stability starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team can assist you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand your business. Whether you need funding for equipment or working capital, we're here to support your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide personalized guidance throughout the mortgage process and offer competitive rates that can fit your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $135,538 in loans helping members manage their finances effectively, our credit cards come with benefits designed for your everyday spending.

Loan Aggregator

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