St. Louis Community Credit Union MO | Top Auto Loans & Business Banking

Introduction

Welcome to St. Louis Community, where your financial well-being is our top priority! Located at 2808 Endicott Ave, Saint Louis, MO 63114, we have proudly served our community since 1942. With a commitment to excellence, we currently boast a membership of over 54,767 individuals, all benefiting from our wide array of services designed to meet your personal and business banking needs. At St. Louis Community, we understand that every financial journey is unique. That's why we offer tailored solutions ranging from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand strong at an impressive $418,800,688, while our members enjoy the peace of mind that comes with knowing their deposits totaling $81,567,785 are in safe hands. While you can visit us at our branch for assistance, official correspondence should be directed to our mailing address: 3651 Forest Park Ave, Saint Louis, MO 63108. Under the leadership of CEO Kirk Mills and Board President Angela Franks, we strive to create a welcoming environment where your financial goals can thrive. Our dedicated team of 148 employees is here to support you with personalized service and expert advice. With a net worth of $63,948,892 and cash on hand amounting to $20,875,989, we are well-positioned to offer competitive rates on loans over 21,423 loans are currently managed by us. We're proud to say that our members have access to crucial financial resources that empower them in their day-to-day lives. So whether you're looking for a new vehicle loan or seeking advice on managing your savings effectively, St. Louis Community is here for you. Feel free to reach out via phone at 314-534-7610 or explore our website at stlouiscommunity.com for more information. Join us today as we continue our mission of enhancing the financial health of our community!

Branch History & Mission

Community Engagement

Our commitment to community goes hand in hand with our values of transparency and accessibility. With features like drive-thru banking and ATMs readily available, we make it easy for our members to manage their finances conveniently. Moreover, we embrace digital advancements while ensuring ADA compliance so that every individual can access our services without barriers. As we move forward, we are excited about the future and continue looking for ways to improve and expand our offerings. By joining St. Louis Community, you become part of a family that supports each other both financially and personally. We invite you to connect with us at (314) 534-7610 or visit us online at StLouisCommunity.com for more information on how you can become a member today! Join us in making a difference in your financial future while being part of something bigger a thriving community dedicated to mutual support and success.

Our Mission

At the core of our mission is a desire to provide exceptional financial services while fostering community development. We believe that everyone deserves access to quality banking options. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages all designed with our members' needs in mind. We are not just about numbers; we're about people. Our mission extends beyond banking; it's about building relationships within our community. We strive to support local initiatives, partner with organizations that uplift residents, and create opportunities for growth and success. While members can visit us at 2808 Endicott Ave Saint Louis Mo 63114, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. We invite you to experience our welcoming environment during our operating hours from 9:00 AM to 5:15 PM on weekdays. Whether you prefer face-to-face interactions or online banking solutions through platforms like mobile applications and online banking, we are here for you.

Branch Location & Accessibility

Convenient Access and Amenities

At St. Louis Community, we prioritize making your visit as smooth as possible. Our branch features ample parking with easy access points for everyone, including ADA-compliant ramps for those who need them. Whether you're stopping by for a quick transaction or want to discuss your financial goals with one of our friendly staff members, we have everything you need right here.

Operating Hours

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 5:15 PM, so you can find a time that fits your busy schedule. If you need assistance outside these hours, feel free to reach out by phone at 314-534-7610, and our team will be happy to help.

Services Offered

At this branch, you'll find an array of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. We also offer credit cards with rewards and various business banking solutions. Plus, enjoy the convenience of drive-thru banking for quick deposits or withdrawals without leaving your car. With an ATM available on-site, accessing cash has never been easier. Our drive-thru service ensures that even simple transactions can be completed quickly while you're on the go.

Visit Us Today!

We invite you to visit us at St. Louis Community's St John's branch! Our team is ready to assist you with all your banking needs and provide personalized service that makes you feel valued as a member of our community. Stop by today or give us a call we look forward to seeing you!

Member Eligibility

At St. Louis Community, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! To join our family, you simply need to meet a few eligibility criteria, which typically include living, working, or worshipping in the areas we serve. You can explore the specific details about eligibility on our website at http://www.stlouiscommunity.com/accounts/membership. We welcome individuals from all walks of life, so whether you're new to banking or looking for better options, there's a place for you here. Once you're ready to take that step towards membership, opening an account is a breeze! Just visit us at our branch located at 2808 Endicott Ave Saint Louis Mo 63114, or give us a call at (314) 534-7610 for more information. Our friendly team is here to guide you through the process and answer any questions you may have. Join St. Louis Community today and experience the advantages of being part of a community-focused credit union that truly cares about your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier and more efficient. Picture this: a bustling retail store smoothly processing sales while tracking inventory in real-time. Our merchant services equip you with the tools needed to thrive in a competitive market, ensuring you can focus on what matters most your business. Visit us at 2808 Endicott Ave Saint Louis Mo 63114 in Saint Louis, MO, or call us at (314) 534-7610 to learn how we can help your business grow today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we understand how important it is to have reliable banking solutions. Our business banking services include everything from merchant services that simplify payment processing to business loans that help fund your growth initiatives.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we provide essential ATM services for cash withdrawals and balance checks without any hassle. If you prefer face-to-face interactions, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle.

Credit Card and Rewards Program

Who doesn't love rewards? With our credit cards, you can earn points on every purchase which can be redeemed for travel, merchandise, and more. This makes managing expenses rewarding in itself!

Digital Features

Embracing technology means offering features that make banking easier than ever. With our online banking, you can check balances, transfer funds, and pay bills all from the comfort of your home or while on the go. Plus, our mobile app offers similar functionalities right at your fingertips. If you're ready to explore these services further or have any questions, feel free to reach out at 314-534-7610 or visit us online at St. Louis Community. Your financial journey matters to us let's take the next step together!

Personal Banking Solutions

For individuals and families, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine having easy access to your funds with our online and mobile banking services that let you manage your accounts anytime, anywhere. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options are competitive and designed with your budget in mind. Additionally, if you're thinking about purchasing a home or refinancing your mortgage, we provide comprehensive mortgage loans that can help you secure the right financing for your dream home. For those looking to consolidate debt or need quick access to cash, our personal loans offer flexible terms that can ease financial stress.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.stlouiscommunity.com/, you can easily check your account balances, pay bills, and transfer money whenever it suits you. This means no more rushing to the bank before closing time; everything you need is accessible from the comfort of your home or on the go.

Quick and Easy Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple. You can quickly send funds directly from your account without needing cash or checks. It's fast, easy, and helps you stay connected financially with those who matter most.

Secure Transactions

We prioritize your security with features like electronic signature authorization for important transactions, ensuring that only you have access to your accounts. While mobile payments are not currently offered at St. Louis Community, our other security measures keep your information protected while you enjoy a smooth online banking experience. In summary, at St. Louis Community, we're committed to providing digital banking options that are accessible, secure, and tailored to meet your needs. Embrace the convenience of modern banking today!

Stay Informed with E-Statements

Say goodbye to cluttered mailboxes! Our e-statements feature allows you to view your account statements online anytime. It's not just about convenience; it's also a step towards being environmentally friendly. Plus, with secure access to your financial documents, you can feel confident knowing that your information is safe.

User-Friendly Mobile App

For those who prefer managing finances on their mobile devices, our mobile application offers a user-friendly experience. Whether you're checking balances or making transactions, everything is designed for ease of use. Just download the app and take charge of your banking wherever life takes you.

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of a trusted financial partner, and we're proud to share our solid financial foundation with you. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $37,004,370 in used auto loans and a total of $214,414,182 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 108,228, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 2808 Endicott Ave Saint Louis Mo 63114 or call 314-534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, we offer various services including online banking and personal banking solutions such as checking and savings accounts. If you're considering refinancing existing loans or would like information on eligibility for any of our products, please reach out to us at 314-534-7610. We're here to guide you through the process and ensure that you find the right fit for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or simply want more information about our loan offerings at St. Louis Community, don't hesitate to visit us or call today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options designed for you.

Business Financing

For business owners looking to expand or enhance operations, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and thrive in today's competitive market.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also provide flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. Our credit card options are designed to give you the purchasing power you need without sacrificing control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, ensuring that you can find a mortgage solution that fits your budget and lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan comparison reflects current rates and terms, helping you make informed decisions without confusion.