St. Louis Community Credit Union MO | Best Auto Loans & Business Banking

Introduction

Welcome to St. Louis Community at our convenient location on 5503 Delmar Blvd, Saint Louis, MO 63112! With a proud history dating back to 1942, we have built a strong foundation of trust and reliability, serving the financial needs of our members for over 80 years. As part of our commitment to the community, we proudly support 54,767 members, helping them achieve their financial goals with personalized services. At St. Louis Community, we understand that every member's journey is unique. That's why we offer a variety of financial products tailored to your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. With total assets exceeding $418 million and total deposits reaching $81.5 million, you can trust that your money is in safe hands. Our dedicated team of 148 employees is led by our CEO, Kirk Mills, and Board President, Angela Franks, who are deeply committed to enhancing your experience with us. Whether you are looking for competitive loan rates or straightforward banking solutions, we're here to assist you every step of the way. While members can visit us at 5503 Delmar Blvd, official correspondence should be sent to our mailing address: 3651 Forest Park Ave, Saint Louis, MO 63108. For any inquiries or assistance, don't hesitate to reach out at (314) 534-7610. Join us today and discover how we can help you grow your finances in a community-focused environment. Visit our website at www.stlouiscommunity.com for more information on membership eligibility and available services. We look forward to welcoming you into the St. Louis Community family!

Branch History & Mission

At St. Louis Community, we take pride in our rich history and unwavering mission to serve the community. Established in 1942, our branch located at 5503 Delmar Blvd, Saint Louis, MO 63112 has been a cornerstone for financial empowerment and community support for over eight decades. As we reflect on our journey, we celebrate milestones that have shaped our growth and strengthened our commitment to the members we serve. Since opening our doors, St. Louis Community has grown significantly, now boasting a total membership of 54,767 dedicated individuals. Our total assets have reached an impressive $418,800,688, reflecting not just financial strength but also the trust placed in us by our members. We are proud to say that through the years, we've adapted to meet the evolving needs of our community while maintaining a personal touch that defines our service. Our mission is straightforward: to provide exceptional financial services while uplifting the communities we serve. We believe that everyone deserves access to quality banking solutions that empower them to achieve their goals. Whether it's helping families secure auto loans or providing support for small businesses through tailored financing options, we're here every step of the way. While members can visit us at 5503 Delmar Blvd, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. Our branch operates Monday through Friday from 9 AM to 5 PM, ensuring that we are available when you need us most. Although we currently do not offer ATM services or drive-thru banking, our team is always ready to assist you directly with any inquiries or financial needs. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and business loans, we've embraced digital advancements with online banking and mobile applications that make managing your finances easier than ever. We strive for accessibility and inclusivity in everything we do. Community outreach is at the heart of what we stand for. Through partnerships with local organizations and initiatives aimed at supporting education and financial literacy programs, we work tirelessly to give back and create lasting positive impacts in Saint Louis. We invite you to join us at St. Louis Community and experience firsthand how we can help you achieve your financial dreams while being part of a vibrant community-focused credit union. Together, let's build a brighter future! For more information or to become a member today, please call us at 314-534-7610 or visit our website.

Branch Location & Accessibility

Call Us or Visit Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 314-534-7610. Our friendly staff is ready to help you with all your financial needs. While members can visit us at 5503 Delmar Blvd, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. Come see how St. Louis Community can support your financial journey today!

Nearby Landmarks and Accessibility

Our branch is nestled near several local landmarks, making it easy for you to drop by while exploring the area. If you're headed to the nearby Forest Park or visiting one of the many local shops, stop in and see us! We offer ample parking for our visitors, ensuring that your visit is hassle-free. Our location is fully ADA compliant, with ramps and accessible entry points to accommodate everyone comfortably.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, making it convenient for you to stop by before or after work. While you're here, take advantage of our range of services tailored just for you whether it's opening a checking account, applying for an auto loan, or discussing mortgage options.

Member Eligibility

At St. Louis Community, we believe that everyone deserves the chance to be part of a welcoming community where financial empowerment is at the forefront. If you're looking to join us, you'll find that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in our area can become a member. We also welcome family members of current members, making it easy for your loved ones to share in the benefits too. By choosing St. Louis Community, you gain access to a variety of services tailored to help you achieve your financial goals, from checking accounts to loans and credit cards with rewards. Getting started is simple! You can learn more about the specific eligibility criteria by visiting our website at http://www.stlouiscommunity.com/accounts/membership. If you're ready to open an account and take advantage of everything we have to offer, head over to https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us for all the details on how to apply. Have any questions? Don't hesitate to reach out at (314) 534-7610; we're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the tools you need to accept payments seamlessly while managing your cash flow efficiently. Our merchant services provide just that enabling you to focus on what matters most: running your business. From payment processing solutions to managing transactions, we ensure that your financial operations run smoothly so you can concentrate on serving your customers. Located at 5503 Delmar Blvd Saint Louis Mo 63112 in Saint Louis, MO, we're here to help you navigate the financial landscape. Reach out at (314) 534-7610 or visit us online at Delmar Divine to learn more about how we can partner with you for success.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, St. Louis Community has tailored solutions just for you! Our business banking services, including merchant services and business loans, are designed to help your business thrive in today's competitive market. We take pride in supporting local businesses and ensuring they have the resources they need to succeed.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone or computer no need to visit the branch during busy hours!

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services such as checking and savings accounts designed to help you save for that dream vacation or simply keep your day-to-day expenses in check. With us, you can easily track your spending and access your funds whenever you need them. Need a new car? Our auto loans and vehicle financing options provide competitive rates, making it easier for you to get behind the wheel of the car you want. Plus, if you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process and help you secure a loan that fits your budget.

Reach Out to Us

If you're interested in any of our services or have questions about how we can assist you further, please don't hesitate to call us at 314-534-7610 during our operating hours from Monday to Friday, 9 AM - 5 PM. At St. Louis Community, we're committed to helping you achieve financial success while providing the friendly service you deserve. Explore how we can support you today by visiting us online at St. Louis Community. We look forward to being part of your financial journey!

Support for Your Financial Goals

Life can throw unexpected challenges your way. Whether it's an emergency expense or debt that needs consolidating, our personal loans and debt consolidation services are here to lend a helping hand. With flexible terms and easy application processes, we aim to make borrowing simple. For those who love rewards, consider our credit cards with rewards. Not only do they provide convenience, but they also offer perks that can enhance your everyday spending experience.

Digital & Online Banking

Key Features

One of the highlights of our online banking is the ability to manage your account with E-Statements. This means you can view your statements online rather than waiting for them to arrive in the mail, reducing clutter and making it easier to keep track of your finances. Plus, you can quickly download or print them whenever needed. Need to send money to a friend or family member? Our Person-to-Person Transfers make it simple to send funds directly from your account. Just a few clicks and you're done no need for checks or cash. For those on the go, our Mobile Application provides all the same great features right at your fingertips. You can deposit checks, pay bills, and more all from your smartphone. While we currently do not support Mobile Payments, we're continually looking for ways to enhance our services. Security is paramount at St. Louis Community. Although we do not offer Electronic Signature Authorization yet, rest assured that all transactions made through our online platform are protected by robust security measures. We are committed to providing a convenient and safe banking experience that works for you. Join us at St. Louis Community and take control of your finances today!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we have the strength and resources to support your financial journey. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear with $3,704 in used auto loans and $214,414,182 in total loans and leases; this capacity supports our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 108,228, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 5503 Delmar Blvd Saint Louis Mo 63112 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our financing options make it easy to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand. If you're looking to invest in your business or explore new opportunities, our commercial loan services can help you achieve those ambitions. At St. Louis Community, we strive to make borrowing straightforward and accessible. For more information about our loan offerings or to discuss eligibility options further, feel free to contact us at 314-534-7610 or visit us at 5503 Delmar Blvd Saint Louis Mo 63112. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your budget and lifestyle. Plus, we can help guide you through eligibility requirements for refinancing your current mortgage.

Personal and Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. These credit cards are designed for convenience and flexibility to meet your day-to-day spending needs without breaking the bank.

Loan Aggregator

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