St. Louis Community Credit Union MO | Best Auto Loans & Mortgage Rates

Introduction

At St. Louis Community, located at 3651 Forest Park Ave, Saint Louis, MO 63108, we believe in the power of community and the importance of supporting our members through every financial journey. Established in 1942, our credit union has grown to serve over 54,767 members with a commitment to providing personalized banking solutions. With assets totaling an impressive $418,800,688, we are well-equipped to meet your financial needs, whether you're looking for a new car loan or planning for a home purchase. Our dedicated team of 148 employees works tirelessly to ensure that your experience with us is smooth and rewarding. Under the leadership of CEO Kirk Mills and Board President Angela Franks, we strive to create a welcoming environment where every member feels valued and understood. We take pride in not just being a bank but a trusted partner in your financial success. You can count on us for various services, including personal banking, auto loans, mortgage financing, and business banking options. We know that navigating finances can be overwhelming; that's why we're here to help you every step of the way. Our robust online and mobile banking platforms make it easier than ever for you to manage your accounts whenever you need. While members can visit us at our branch location, official correspondence should be sent to the same address: 3651 Forest Park Ave, Saint Louis, MO 63108. For any inquiries or assistance, don't hesitate to reach out at 314-534-7610 during our lobby hours from 8:00 AM to 6:00 PM, Monday through Friday. Join us today at St. Louis Community where your financial wellbeing is our top priority! Visit us online at www.stlouiscommunity.com to learn more about our offerings or open an account today!

Branch History & Mission

At St. Louis Community, we pride ourselves on a rich legacy that has been shaping the financial landscape of Saint Louis since 1942. Our branch, located at 3651 Forest Park Ave, is not just a place for banking; it's a hub for community connection and support. Over the years, we have grown from our humble beginnings to serve over 54,767 members with total assets reaching an impressive $418,800,688. This growth reflects our unwavering commitment to providing accessible and meaningful financial services. Our mission is straightforward yet powerful: to enhance the lives of our members through exceptional service and community engagement. We believe that everyone deserves access to financial resources that empower them to achieve their goals. Whether it's through personal banking options like checking and savings accounts or vehicle financing solutions, we strive to meet the diverse needs of our community. While members can visit us at our branch location on Forest Park Avenue, official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We are conveniently open Monday through Friday from 8:00 AM to 6:00 PM, ensuring that you have ample opportunity to connect with us. As we continue to evolve, we embrace digital advancements while maintaining ADA compliance and focusing on customer-centric initiatives. Our branch offers ATM access for quick cash withdrawals and a drive-thru service for your convenience. These features are part of our effort to provide a hassle-free banking experience tailored to modern lifestyles. Community outreach is at the heart of what we do. We engage in various partnerships and programs aimed at uplifting those around us whether through financial education workshops or local sponsorships that promote growth and development in Saint Louis. Join us at St. Louis Community as we continue this journey together. Experience firsthand the benefits of being part of a credit union that prioritizes its members and community above all else. If you're looking for a supportive financial partner dedicated to your success, we invite you to explore membership with us today!

Branch Location & Accessibility

Come Visit Us!

At St. Louis Community, we believe in providing personalized service that meets your needs. Whether you're looking for simple transactions or more complex financial solutions, our friendly staff is ready to help you every step of the way. We invite you to stop by today and discover how we can support your financial journey!

Convenient Access and Nearby Landmarks

Our branch sits close to several well-known landmarks, making it easy for you to stop by. Just a stone's throw away from the scenic Forest Park, which is perfect for a leisurely stroll before or after your visit. Plus, with ample parking available, accessing our services is hassle-free. We've ensured that our facility is ADA compliant, providing ramps and accessible entrances for everyone.

Operating Hours and Services Offered

We're open Monday through Friday from 8:00 AM to 6:00 PM, allowing you plenty of opportunities to manage your finances around your busy schedule. Our team is here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need cash quickly? Our ATM is available on-site for your convenience. For those who prefer a drive-thru experience, we offer basic drive-thru banking services for deposits and withdrawals. While members can visit us at 3651 Forest Park Ave, official correspondence should be sent to the same address. Should you have any questions or need assistance, feel free to give us a call at 314-534-7610.

Member Eligibility

Becoming a member of St. Louis Community means joining a caring community that's focused on your financial well-being. If you're interested in membership, it's great to know that eligibility is open to anyone who lives, works, worships, or attends school in the Saint Louis area. This inclusive approach means we welcome individuals from all walks of life! To learn more about the specific criteria and ensure you meet them, feel free to check out our detailed guidelines at http://www.stlouiscommunity.com/accounts/membership. Opening an account with us is straightforward and designed to be hassle-free. You can start this journey by visiting us at 3651 Forest Park Ave Saint Louis Mo 63108, where our friendly staff is ready to assist you, or give us a call at (314) 534-7610 if you have any questions. We're excited for you to experience the many benefits of being part of St. Louis Community, where your financial goals are our priority! For more information on how to get started with your new account, please visit https://workforcenow.adp.com/jobs/apply/posting.html?client=slccu&ccid=19000101_000001&type=mp&lang=en_us.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Your Success

Imagine having the tools you need to accept payments easily, manage transactions smoothly, and keep your cash flow healthy. Our merchant services provide practical solutions that empower your business. With options tailored for various industries, you can focus on what matters most growing your business. Visit us at 3651 Forest Park Ave Saint Louis Mo 63108 in Saint Louis, MO or call us at (314) 534-7610 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Made Easy

If you're a business owner, our Business Banking services can empower you with essential tools such as Merchant Services & Business Loans. We understand that running a business requires reliable financial support; that's why we're committed to being your partner in growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features that let you handle your banking needs from anywhere. Our services include ATM & Cash Withdrawal capabilities for easy access to cash whenever you need it. You can also take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Plus, our ATMs provide essential functions like balance checks and cash withdrawals at your convenience.

Financial Support When You Need It

Sometimes life throws unexpected challenges your way. That's where our Personal Loans & Debt Consolidation services come into play. We aim to ease your financial burden by providing flexible solutions suited for any situation. For those who enjoy rewards with their purchases, our Credit Cards with Rewards can add value every time you swipe. Each transaction brings you closer to exciting rewards, making spending more beneficial than ever.

Get Started Today!

At St. Louis Community, we're not just a credit union; we're part of the community, dedicated to helping our members achieve their financial goals. For more information about how we can assist you or if you have questions about specific services, don't hesitate to reach out! Call us at 314-534-7610 or visit us at 3651 Forest Park Ave Saint Louis Mo 63108. Join us today and experience financial services that truly care about you! Visit stlouiscommunity.com for more details and start exploring all that we have to offer!

Personal Banking Solutions

Our personal banking services are designed with your convenience in mind. Start with Checking & Savings Accounts that offer flexibility and easy access to your funds. Imagine being able to manage your money effortlessly online or through our mobile banking app, giving you the power to check balances, transfer funds, and pay bills anytime, anywhere. For those looking to drive their dreams forward, we offer Auto Loans & Vehicle Financing. Picture cruising down the highway in your new car our competitive rates can make that dream a reality. If home ownership is on your mind, explore our Mortgage Loans & Refinancing options that are crafted to help you secure the best terms possible.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances easily. You can sign up for e-statements, which means no more paper clutter and quicker access to your account information. Plus, if you ever need to make quick payments or send money to friends, our person-to-person transfer service is a handy feature that takes the hassle out of sharing expenses.

Mobile Application

For those on the go, our mobile application is available to keep your banking at your fingertips. You can check balances, view transactions, and even pay bills all from the convenience of your smartphone. While mobile payments are not available yet, we're committed to enhancing our services continually.

Real-Time Account Management

With all these features combined, managing your accounts has never been easier or more efficient. From tracking spending habits to budgeting effectively, St. Louis Community empowers you to take control of your financial life in real time. Explore the many ways we can simplify your banking experience today by visiting us at https://www.stlouiscommunity.com/!

Security First

Your security is our top priority. Our online banking system features robust protections so you can bank with peace of mind. We don't use electronic signature authorization for added security measures, ensuring that your personal information remains confidential.

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong financial foundation that supports your needs and helps you achieve your financial goals. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also robust; with $37,704 in used auto loans and a total of $214,414,182 in loans and leases, we support your financial goals across various sectors. Our financial performance reflects our commitment to efficiency as shown by our net income of $0 which allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we're proud to have 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) stand at $0, while the total number of share accounts has reached an impressive 108,228. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 3651 Forest Park Ave Saint Louis Mo 63108 or call 314-534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and strive to offer solutions that meet those needs. At St. Louis Community, we pride ourselves on being more than just a lender; we are your partners in financial success. If you're interested in learning more about our loan offerings or exploring refinancing options that may suit your situation better, don't hesitate to contact us at 314-534-7610 or visit us at 3651 Forest Park Ave Saint Louis Mo 63108. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to serving our community with integrity and transparency as we help you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We work closely with you to ensure that you find the best solution for your needs. If you're considering refinancing your existing mortgage, our team is here to guide you through eligibility options to help reduce your monthly payments or tap into equity.

Unsecured Credit Cards

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their expenses effectively. These cards come with beneficial features like no annual fees and rewards programs designed to enhance your spending power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.