St. Louis Community Credit Union MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to St. Louis Community, your trusted partner in financial services since 1942! Located at 1321 S 11Th St, Saint Louis, MO 63104, we have proudly served our community for over 80 years. With a total membership of 54,767 and assets amounting to an impressive $418,800,688, we are dedicated to providing our members with a range of financial solutions tailored to their needs. At St. Louis Community, we understand that each member's journey is unique. That's why we offer a variety of services, including personal banking options like checking and savings accounts, as well as auto loans and credit cards with rewards. Our commitment extends beyond just banking; we're here to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. Our friendly team of 148 employees, led by CEO Kirk Mills and Board President Angela Franks, is always ready to assist you with any inquiries or financial needs. We take pride in our community impact and strive to foster strong relationships with our members. With total deposits reaching $81,567,785 and a net worth of $63,948,892, you can trust that your finances are in safe hands. If you're looking for personalized service and a credit union that truly cares about your financial well-being, look no further! We invite you to reach out by calling us at 314-534-7610 or visiting our website at stlouiscommunity.com for more information. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

As we look towards the future, we invite you to become part of the St. Louis Community family. Experience personalized service that puts you first while enjoying a range of financial products tailored for your needs. Visit us today or learn more about membership here. Together, let's build a brighter financial future!

Mission-Driven Service

At St. Louis Community, our mission is not just about numbers; it's about people. We strive to empower our members through education and support so they can achieve their financial goals. Whether you're looking for a new vehicle loan or want to consolidate debt, we're here to help every step of the way. We also believe in giving back to our community. Our outreach efforts include partnerships with local organizations that promote financial literacy and support those in need. We are committed to making a positive impact beyond just banking.

Modern Banking Experience

As technology advances, so do we. We've embraced online and mobile banking solutions that allow you to manage your finances conveniently and securely. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is available during lobby hours from 8:30 AM to 1:00 PM and 2:00 PM to 4:30 PM, Monday through Friday.

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while uplifting the community around us. Our journey began with a handful of dedicated individuals who believed in the power of cooperative banking. With each passing year, we have expanded our offerings to meet the evolving needs of our members. Today, we proudly provide personal banking services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. While members can visit us at 1321 S 11Th St, official correspondence should be sent to 3651 Forest Park Ave, Saint Louis, MO 63108. This ensures that we can efficiently manage your inquiries and continue providing top-notch service.

Branch Location & Accessibility

Commitment to Accessibility

Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and ramps for those who need them. We strive to ensure that everyone can comfortably access our services without any barriers. If you have questions or want more information about what we offer, feel free to call us at 314-534-7610. We invite you to come visit us soon your financial journey starts here at St. Louis Community!

Easy Access and Nearby Landmarks

Located just a stone's throw away from the bustling South Broadway area, our branch is close to several local landmarks that make your visit even more enjoyable. You can easily pop in while visiting nearby parks or after attending an event at one of the local venues. Parking is available right outside our doors, ensuring that you won't have to worry about finding a spot.

Operating Hours

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 1:00 PM and again from 2:00 PM to 4:30 PM. Our staff is ready to assist you during these hours with any inquiries or transactions you may have.

Services Tailored for You

While you're here, take advantage of our wide array of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Our commitment to excellent service means you'll always feel welcome when you step through our doors.

Member Eligibility

At St. Louis Community, we believe that everyone deserves the chance to join a supportive community where your financial needs are our top priority. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Saint Louis area, you're likely eligible for membership. Our doors are open to individuals and families who want to enjoy personalized banking services tailored just for them. You can explore all the details on our eligibility requirements by visiting this link. Opening an account at St. Louis Community is straightforward and can be done with just a few simple steps. Whether you're looking for checking accounts, auto loans, or other financial services, we've got you covered! To get started, don't hesitate to reach out at 314-534-7610 or visit us at 1321 S 11Th St, Saint Louis, MO 63104. Join us today and experience the benefits of being part of a community that truly cares about your financial well-being!

Business Banking & Commercial Services

Loan Options Tailored for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your day-to-day operations smoothly without worrying about payment processing. Our merchant services provide seamless transaction solutions that enable you to accept payments effortlessly, whether in-person or online. This means more time for you to focus on what truly matters growing your business. Located at 1321 S 11Th St Saint Louis Mo 63104 in Saint Louis, MO, we're here to partner with you on your journey toward success. For more information, give us a call at (314) 534-7610 or visit us online at https://www.stlouiscommunity.com/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you'll find it easy to drive away in a vehicle that suits your needs without breaking the bank.

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. You can focus on growing your business while we take care of the financial side whether it's securing funding for expansion or managing cash flow.

Convenient Access

In today's busy world, convenience is key. Our branch offers accessible service hours from Monday through Friday so that you can visit us when it works best for you. Plus, with our robust online and mobile banking, accessing your accounts has never been easier allowing you to manage finances at home or on-the-go. At St. Louis Community, we're more than just a credit union; we're part of your community. If you'd like to learn more about how we can assist you with any of these services, feel free to call us at 314-534-7610 or visit our website at stlouiscommunity.com. Let us help you take control of your financial future today!

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards give you opportunities to earn points on everyday purchases. Think about using those points for travel, gift cards, or cash back it's a smart way to make the most out of your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide personalized guidance throughout the process. Picture yourself enjoying the comfort of your own home while saving money with our tailored mortgage solutions.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, pay bills, and transfer money from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. Whether you need funds for emergencies or want to simplify your financial life by combining multiple debts into one manageable payment, we've got you covered.

Digital & Online Banking

Key Services

Our online banking features include person-to-person transfers, allowing you to send money to friends or family quickly and easily. Plus, if you prefer going paperless, you'll be pleased to know that we offer e-statements. This way, you can keep track of your financial activity while reducing clutter at home. For those who are always on the go, our mobile application makes it simple to manage your accounts from the palm of your hand. While we currently don't support mobile payments, our app still provides a user-friendly interface for checking balances and making transactions with just a few taps.

Security & Convenience

Your security is our top priority. Our online banking system employs robust security measures to ensure that your information remains safe. We also do not require electronic signature authorization for most transactions, which streamlines your banking experience even further. Whether you're at home or out and about, managing your finances has never been easier with the digital tools available at St. Louis Community. Enjoy real-time account management and peace of mind knowing that your financial needs are just a click away!

Financial Strength

At St. Louis Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health that reassure you of our commitment to serving your needs. With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is evident with $37,104,000 in used auto loans and an impressive total of $214,414,182 in loans and leases across various sectors. Although our net income currently stands at $0 for this period, it reflects our commitment to ensuring that funds are reinvested back into the credit union for member benefits. We also take pride in having 146 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 108,228, showing a robust and growing member base that trusts us with their finances. This reflects the community's confidence in St. Louis Community as a reliable partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 1321 S 11Th St Saint Louis Mo 63104 or call 314-534-7610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide guidance throughout the process and offer competitive interest rates to ensure you find the right fit for your housing needs.

Other Loan Options

In addition to our auto and mortgage loans, we provide credit lines totaling $16,402,194 for those who need extra flexibility in managing cash flow or unexpected expenses. For business owners, our outstanding commercial loans totaling $35,914,524 provide the capital needed to grow and expand your business ventures. If you're considering refinancing any existing loans or want to know more about eligibility options for our various products, feel free to reach out. Our team is here to help you navigate through your choices so you can make informed decisions about your financial future. For more information about our loan offerings or to get started today, contact us at 314-534-7610 or visit us at 1321 S 11Th St Saint Louis Mo 63104. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. Our credit cards come with features designed to help you stay on top of your spending while earning rewards.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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