St. Louis Community Credit Union Florissant MO | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to St. Louis Community! Located at 1250 Graham Rd, Florissant, MO 63031, our branch has been serving the community since 1942. With a proud membership of over 54,767, we focus on providing personalized banking solutions that meet your financial needs. At St. Louis Community, we believe in building lasting relationships with our members. Our dedicated team, led by CEO Kirk Mills and Board President Angela Franks, is here to ensure you feel valued and supported every step of the way. We understand that banking isn't just about numbers; it's about people. That's why we strive to create an environment where you can achieve your financial goals with confidence. With total assets of $418,800,688 and total deposits amounting to $81,567,785, we are financially strong and ready to assist you with a variety of services, including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to transparency and member satisfaction is reflected in our net worth of $63,948,892 and cash reserves of $20,875,989. While you can visit us at our Florissant branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 3651 Forest Park Ave, Saint Louis, MO 63108. We invite you to explore our website at stlouiscommunity.com for more information about our services or feel free to give us a call at 314-534-7610 during our lobby hours from Monday to Friday between 8:00 AM and 6:00 PM. Join us at St. Louis Community where your financial success is our mission!

Branch History & Mission

St. Louis Community has been a cornerstone of financial support in Florissant, MO, since it opened its doors in 1942. Over the years, we have grown from a small community-focused credit union into a thriving institution that proudly serves over 54,000 members. Our commitment to the people of Florissant and surrounding areas has never wavered, and we have consistently aimed to enhance their financial well-being through personalized services and community outreach. Located at 1250 Graham Rd, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking or seeking guidance on business loans, our friendly staff is here to help you navigate your financial journey. For any official correspondence, please send it to our mailing address: 3651 Forest Park Ave, Saint Louis, MO 63108. At St. Louis Community, our mission is clear: we exist to empower our members with the tools they need to achieve their financial goals while fostering a sense of community. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our goal is not only to provide excellent financial services but also to be a source of support during important life events. In addition to traditional banking services, we have embraced modern technology by offering online banking and mobile app features that make managing finances easier than ever. Our drive-thru service and ATM availability ensure that convenience remains at the forefront of our operations. As we continue to grow and evolve, we remain committed to being active participants in our community. Through partnerships with local organizations and initiatives focused on education and outreach, St. Louis Community strives to make a positive impact beyond just banking. We invite you to join us at St. Louis Community! Experience firsthand how we can help you achieve your financial dreams while becoming part of a supportive community. Call us today at 314-534-7610 or visit us during our lobby hours from Monday through Friday between 8:00 AM and 6:00 PM. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the St. Louis Community branch located at 1250 Graham Rd in Florissant, MO! Our branch is designed with your convenience in mind, making banking easy and accessible for everyone in the community. Whether you're stopping by for a quick transaction or looking to explore our services, we're here to help. If you're navigating through Florissant, you'll find us near local favorites like the Florissant Civic Center and just a short drive from the bustling shopping areas on New Halls Ferry Road. We have ample parking available, making it simple for you to drop by. Plus, our branch is ADA compliant, ensuring that all members can access our facilities without any hassle. Our lobby hours are friendly and accommodating open from 8 AM to 6 PM Monday through Friday so you can fit your banking needs into your busy schedule. Need to make a quick deposit or withdrawal? Our drive-thru service is ready to assist with basic transactions without leaving your car. And if you're in need of cash, we also have an ATM on-site for your convenience. While you can visit us at 1250 Graham Rd, please note that any official correspondence should be sent to our mailing address at 3651 Forest Park Ave, Saint Louis, MO 63108. We take pride in offering a variety of services tailored to meet your financial needs from personal banking and auto loans to credit cards with rewards and business banking solutions. Our friendly team is eager to help you navigate your options and find the best solutions for you. Don't hesitate to reach out! You can give us a call at 314-534-7610 if you have any questions or need assistance before your visit. We look forward to seeing you soon at St. Louis Community!

Member Eligibility

At St. Louis Community, we believe that everyone deserves the opportunity to be part of a supportive financial family. Joining us as a member is simple and welcoming! If you live, work, or worship in the area, or if you're related to someone who does, you're likely eligible to become a member. This means you can take advantage of our various services designed to help you achieve your financial goals. From competitive loans and savings options to personalized banking experiences, being part of our community comes with many benefits. Ready to get started? Opening an account at St. Louis Community is easy! You can learn more about eligibility and find detailed information by visiting this link. If you have questions or want to speak with someone directly, feel free to call us at (314) 534-7610. We're excited to help you join our vibrant community at St. Louis Community, located at 1250 Graham Rd Florissant Mo 63031!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing so you can focus on what you do best running your business. Whether you're a small shop or a growing enterprise, our services make it easy to accept payments from customers, streamline transactions, and manage your cash flow effectively. Visit us at 1250 Graham Rd Florissant Mo 63031 or call us at 314-534-7610 to explore how St. Louis Community can be your partner in success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,914,524, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

If you need cash quickly, our ATM services allow for easy withdrawals and balance checks. Plus, our basic drive-thru banking provides quick access for deposits, withdrawals, and simple transactions without leaving your car.

Credit Cards & Business Banking

Our credit cards with rewards not only allow you to make purchases but also earn points that can lead to exciting benefits. This is just one way we aim to enhance your financial experience. For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Your business deserves the best support possible, and we're here to provide it.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features. You can manage your accounts, pay bills, transfer money, and even check balances all from the comfort of your home or on the go.

Join Us Today!

At St. Louis Community in Florissant, MO, we aim to build lasting relationships with our members by offering personalized service tailored to their needs. If you're looking for a financial partner who cares about your success, we invite you to reach out! Call us at 314-534-7610 or visit us online at www.stlouiscommunity.com for more information on how we can assist you today!

Personal Banking Solutions

We believe that banking should be simple and accessible. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make your financial life easier. Need a new vehicle? Our auto loans and vehicle financing options are designed to get you behind the wheel without the stress of complicated terms. We also provide mortgage loans and refinancing, whether you're purchasing your first home or looking to lower your current mortgage payments. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can help you regain control.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, accessing your account has never been simpler. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. To get started, visit us at https://www.stlouiscommunity.com/ to explore our user-friendly platform.

Easy Account Management

Our mobile application brings banking right to your fingertips. It allows you to manage your accounts with ease, track transactions in real-time, and stay updated on your financial activities. Plus, with person-to-person transfers available, sending money to friends or family is just a few taps away no more need for cash or checks!

Secure and Accessible Services

Security is our top priority. While we don't currently offer electronic signature authorization, rest assured that your information is protected with state-of-the-art security measures. You can also opt for e-statements to reduce paper clutter while keeping your financial documents safe and organized. Although we do not support mobile payments at this time, our commitment to providing excellent service remains unwavering. Our online banking features are tailored for easy navigation and functionality, ensuring that even those who aren't tech-savvy can feel comfortable managing their finances digitally. At St. Louis Community, we're dedicated to making banking easier for our members. With accessible tools and real-time account management, we invite you to take advantage of all our digital banking services today!

Financial Strength

A Dedicated Team

Our team is here to support you. We take pride in having 146 full-time employees and 2 part-time employees who are always ready to assist you with a knowledgeable and committed approach. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Focused on Member Savings

Members' savings are secured through $27,280,464 in share certificates and $82,188,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,314, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

We are proud to serve a growing member base with 108,228 total share accounts, showing that more individuals trust us with their finances every day. This growth reflects our dedication to providing quality service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Louis Community is your trusted partner. Visit us at 1250 Graham Rd Florissant Mo 63031 or call (314) 534-7610 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $54,583,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our total loans and leases of $214,414,182, which support your financial goals across various sectors.

Solid Financial Health

With a net worth of $63,948,892, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,236,337 in used vehicle loans and $58,754,517 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our straightforward application process makes it easy to find the right loan for your needs.

Business Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $35,914,524 provide the capital needed for growth. We are committed to supporting local businesses in achieving their aspirations. At St. Louis Community, we strive to make lending accessible and straightforward for all our members. To learn more about our loan offerings or discuss eligibility options tailored for you, feel free to reach out at 314-534-7610 or visit us at 1250 Graham Rd Florissant Mo 63031. We're here to help you every step of the way!

Credit Lines and Unsecured Loans

In need of quick access to cash? We also offer flexible terms on unsecured credit card loans, with a total of $135,538 in loans helping members manage their finances effectively. Additionally, our total credit lines amount to $16,402,194, providing you with options when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,536,899, make buying or refinancing simple. We provide competitive rates and flexible terms that can fit various budgets and lifestyles. If you're considering refinancing your current mortgage, we can guide you through that process as well.

Loan Aggregator

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