Member Eligibility
At St. Josephs Canton Parish, we believe that joining our community means becoming part of something special. We welcome anyone who lives, works, worships, or attends school in the Louisville area to become a member with us! Our doors are open to families and individuals alike, creating a diverse and supportive environment where everyone can thrive. Membership not only grants you access to a variety of personal and business banking services but also connects you with fellow members who share your values and goals. If you're ready to take the first step towards membership at St. Josephs Canton Parish, it's as easy as giving us a call at (330) 871-8401 or visiting our branch located at 315 Sherban Ct Louisville Oh 44641. For detailed eligibility criteria. We can't wait to welcome you into our community!
Financial Strength
At St. Josephs Canton Parish, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where your money is kept, and we are committed to providing you with a safe and reliable banking experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $6,133,036, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,564,393 in share certificates and $1,867,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,305,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is backed by $22,569,137 in total loans and leases and $889 in used auto loans, supporting your financial goals across various sectors. Our net income of $470,298 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 10,495, it's clear that more people are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Josephs Canton Parish is your trusted partner. Visit us at 315 Sherban Ct Louisville OH 44641 or call 330-871-8401 to learn more about how we can help you achieve your financial goals.
