St. Jean's Lynn MA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At St. Jean's, we believe in building a brighter financial future for our community, one member at a time. Located at 250 Maple St, Lynn, MA 01904, our credit union has proudly served the residents of Lynn since 1910. With a commitment to personalized service and community involvement, we are more than just a financial institution; we are your trusted partner in achieving your financial goals. Whether you're looking to open a checking account, finance a new vehicle, or secure a mortgage, St. Jean's offers a comprehensive range of products tailored to meet your unique needs. Our total assets stand at an impressive $375,946,195, reflecting our stability and commitment to our members. As of now, we serve over 18,731 members and have successfully provided 8,821 loans and leases. Led by our dedicated CEO, David Surface, and Board President Steve Walsh, our team of 67 employees is here to ensure you receive the support you need every step of the way. We understand that financial decisions can be daunting, which is why we prioritize transparency and trust in all our interactions. In addition to traditional banking services, we also offer modern conveniences like online banking and mobile applications to make managing your finances easier than ever. While you can visit us at our branch location for personal assistance, official correspondence can be sent to the same address: 250 Maple St, Lynn, MA 1904. Experience the difference with St. Jean's Credit Union today! Give us a call at 781-592-5420 or visit us online at www.stjeanscu.com to learn more about how we can help you thrive financially. Your journey toward financial well-being starts here!

Branch History & Mission

Welcome to St. Jean's, a credit union deeply rooted in the Lynn community since its founding in 1910. With over a century of service, St. Jean's has grown from a small local organization into a trusted financial institution, currently boasting a membership of more than 18,000 individuals. Our journey began with a simple mission: to provide accessible and affordable financial services to our members and support the local community. Located at 250 Maple St, Lynn, MA 01904, we are proud to be part of this vibrant city known for its rich history and diverse culture. As you visit us, you'll find that our branch is conveniently situated near essential landmarks, making it easy for you to access our services. While members can visit us at this location, official correspondence should be sent to our mailing address at 250 Maple St, Lynn, MA 1904. At St. Jean's, we believe in putting people first. Our mission is clear: we strive to empower our members through comprehensive financial solutions while fostering community growth and development. Whether it's providing personal banking options like checking and savings accounts or offering loans for vehicles and homes, we aim to meet your needs with care and dedication. Over the years, we've achieved significant milestones that reflect our commitment to innovation and member satisfaction. We have embraced digital advancements such as online banking and mobile applications to ensure that our services are accessible anytime, anywhere. Additionally, our drive-thru banking service allows for convenient transactions without leaving your vehicle. We are also committed to being an inclusive institution. Our facilities are ADA compliant, ensuring everyone can access the financial resources they need. Moreover, we actively engage in community outreach efforts that strengthen ties with local organizations and support initiatives aimed at improving lives within Lynn. As of now, St. Jean's has total assets exceeding $375 million a testament to our stability and growth over the years. Our dedicated team works tirelessly to manage these resources effectively while ensuring that every member feels valued and supported. Join us on this exciting journey! Experience firsthand how St. Jean's can help you achieve your financial goals while being part of a community-focused credit union that truly cares about its members' success. Visit us today or call us at 781-592-5420 for more information about how you can become part of the St. Jean's family!

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services before visiting, don't hesitate to give us a call at 781-592-5420. We're excited to help you achieve your financial goals at St. Jean's! Come see us soon!

Operating Hours

At St. Jean's, we know that convenience matters. Our lobby hours are tailored to fit your busy schedule: we're open Monday through Wednesday from 7:30 AM to 4:30 PM, Thursday and Friday until 6:30 PM, and Saturday mornings from 8:00 AM to 1:00 PM. If you prefer drive-thru services, we've got you covered! You can enjoy these extended hours as well just swing by during the same times mentioned for lobby access.

Parking and Accessibility

Finding a spot is hassle-free with ample parking available right outside our doors. Our branch is designed to be welcoming for everyone, featuring ADA-compliant access and ramps to ensure that all members can easily visit us without any barriers.

Services Offered

We offer a wide array of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, our team is here to assist you. For business needs, we also provide merchant services and business loans. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 250 Maple St for all their banking needs, official correspondence should be sent to the same address for convenience.

Member Eligibility

At St. Jean's, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy and open to anyone who lives, works, or worships in the Lynn area, along with their family members. Whether you're looking for friendly service or competitive rates on loans and savings accounts, you'll find it all here. To see the full eligibility criteria, feel free to check out our detailed page at this link. When you're ready to join us, opening an account is just as simple! You can easily begin the process online by visiting our account opening page. If you have any questions or need assistance, don't hesitate to call us at 781-592-5420. We're excited to welcome you to St. Jean's and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,877,052, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing day-to-day transactions, we offer practical merchant services that can streamline your operations. Imagine processing payments quickly and securely while keeping your cash flow steady. Our solutions help you focus on what matters most growing your business. If you're located in Lynn, MA, visit us at 250 Maple St Lynn Ma 01904 or give us a call at 781-592-5420. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With ATMs available at our branch and throughout the area, withdrawing cash has never been easier. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals perfect for busy days when you're on the move. At St. Jean's, we believe in making banking easy and accessible for everyone in our community. Whether you're visiting us at 250 Maple St, calling us at 781-592-5420, or accessing our services online at stjeanscu.com, we're here for all your financial needs. Ready to experience hassle-free banking? Visit us today!

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance your current vehicle, our auto loans offer competitive rates and flexible terms. Picture driving off in your dream car while knowing you got a great deal on financing. Our team is here to help guide you through the process.

Business Banking

For small business owners, we offer specialized services like merchant services and business loans that cater specifically to entrepreneurs. You can focus on growing your business while we take care of the financial details.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with benefits that let you earn points on everyday purchases. Imagine earning cash back or travel rewards simply by using your card for regular expenses it's an easy way to get more from your spending.

Digital Banking Features

Our online and mobile banking services ensure that managing your accounts is always within reach. From checking balances to transferring funds, everything can be done at your convenience, whether at home or on the go.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make, and we are here to support you every step of the way. With our mortgage loans, you can find the right fit for your budget and lifestyle. Plus, if you're considering refinancing, we can help you explore options that may lower your monthly payments or help you pay off your mortgage faster.

Personal Banking

Whether you're opening a new checking or savings account, our personal banking options are designed for convenience and flexibility. Imagine having a checking account that fits your lifestyle easy online access, no monthly fees, and the ability to deposit checks from your phone. That's what you can expect at St. Jean's.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's an emergency repair or consolidating debt for better management, our personal loans are designed to give you peace of mind. We work with you to create a loan solution that fits your needs without overwhelming your finances.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Just visit us at https://www.stjeanscu.com/ to get started. You can even set up e-statements, so you'll always have access to your financial information without the clutter of paper.

Real-Time Management

With St. Jean's, real-time account management is just a click away. Whether you're checking your balance or reviewing recent transactions, our online banking service ensures you're always up-to-date. Explore the ease and convenience of digital banking today with St. Jean's where managing your money is just a click away!

Security Matters

Your security is our priority. While we don't currently offer electronic signature authorization, rest assured that all transactions through our online banking are protected with top-notch security measures. You can bank with peace of mind knowing that your information is safe with us.

User-Friendly Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the go, our mobile application provides you with the same great features right in your pocket. Just download it and manage your accounts from wherever you are!

Financial Strength

At St. Jean's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and we're proud to share that our financial strength reflects our commitment to you. With a net worth of $34,551,741, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 919% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $115,092,046 in share certificates and $29,496,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,992,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,852,385 in total loans and leases and $3,739 used auto loans available to help you achieve your dreams. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $914,950. Total Share and Deposit Accounts: 34,989, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Jean's is your trusted partner. Visit us at 250 Maple St Lynn Ma 01904 or call 781-592-5420 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,007,885 in used vehicle loans and $10,749,287 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have flexible financing options to suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $3,877,052 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are here to support your journey toward success. At St. Jean's, we believe that everyone deserves access to affordable financing options tailored to their circumstances. If you're interested in refinancing or checking your eligibility for any of our loan products, visit us at 250 Maple St Lynn MA 01904, or give us a call at 781-592-5420. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses or consolidating debt, we provide total credit lines amounting to $123,621,618. This allows our members access to funds as needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $58,991,442, allowing you to invest in your future with confidence. Our team is here to guide you through the process and help you find the right mortgage that fits your lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans issued, we're committed to helping our members manage their finances effectively when this option becomes available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers tailored to your needs.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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