St. Anne's Credit Union Swansea MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to St. Anne's, your trusted credit union located at 200 Wilbur Ave, Swansea, MA 02777. Since our establishment in 1936, we have been committed to serving our community with integrity and dedication. As a member-focused financial institution, we prioritize your needs and strive to provide exceptional services that enhance your financial well-being. With over 58,468 members and total assets exceeding $1.27 billion, St. Anne's is proud to be a pillar of support in the Swansea area. Our team of 148 employees, led by CEO Eileen Migliozzi and Board President William Bouchard, works tirelessly to offer personalized banking solutions tailored to your unique circumstances. At St. Anne's, we understand that your financial goals are important. That's why we offer a wide range of products, including personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We also provide convenient online and mobile banking options for easy access to your accounts anytime, anywhere. While members can visit us at 200 Wilbur Ave, official correspondence should be sent to our mailing address: 200 Wilbur Ave, Swansea, MA 02777-2628. You can reach us at (508) 324-7308 for any inquiries or assistance you may need. Join us today and experience the St. Anne's difference! Whether you're looking to open an account or apply for a loan, we invite you to visit our website at stannes.com or call us for more information. Let us help you achieve your financial dreams!

Branch History & Mission

At St. Anne's, located at 200 Wilbur Ave in Swansea, MA, we are proud of our rich history and unwavering commitment to our community. Since opening our doors in 1936, we have grown from a small local credit union into a trusted financial institution with over 58,000 members and total assets exceeding $1.27 billion. Our journey reflects the spirit of cooperation and support that defines the credit union movement. From our humble beginnings, St. Anne's has evolved to meet the changing needs of our members while maintaining a strong focus on community values. We believe that everyone deserves access to affordable financial services, and this belief drives us to offer a wide range of products, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. In addition to providing exceptional financial services, we are dedicated to community outreach and engagement. Over the years, we've partnered with local organizations and initiatives that uplift families and support economic growth in Swansea and beyond. Whether it's sponsoring local events or offering financial education programs, St. Anne's believes in giving back and making a real impact where it matters most. As we continue to embrace modern advancements in technology, we prioritize accessibility for all our members. Our digital platforms allow for convenient online banking and mobile payments while ensuring ADA compliance so everyone can access their accounts easily. For those who prefer face-to-face interactions, our drive-thru service provides a quick and efficient way to conduct transactions without leaving your vehicle. While members can visit us at our branch location on Wilbur Ave for all their banking needs, official correspondence should be sent to the same address: 200 Wilbur Ave, Swansea, MA 02777-2628. Our operating hours make it easy for you to fit us into your busy schedule: Monday through Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 5:30 PM; Friday until 6 PM; and Saturday until 1 PM. We invite you to become part of the St. Anne's family! Join us today and experience firsthand how we can help you achieve your financial goals while supporting your community every step of the way. For more information or assistance, feel free to reach out at (508) 324-7308 or visit us online at St. Anne's. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access. We also offer ample parking space for all visitors, making your banking experience as smooth as possible.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 508-324-7308! We are eager to help you with all your banking needs. Come visit St. Anne's today and discover how we can support your financial journey!

Mailing Information

For any official correspondence, please send it to our mailing address: 200 Wilbur Ave, Swansea, MA 02777-2628.

Operating Hours

We understand that life can get busy! That's why we're open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Come visit us during these hours to take care of your banking needs.

Services Offered

At St. Anne's, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick cash? Our ATM is available on-site for your convenience. Plus, if you're in a hurry, our drive-thru banking allows for simple transactions without ever having to leave your vehicle.

Member Eligibility

At St. Anne's, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. If you're looking to join us, becoming a member is straightforward and welcoming! Typically, membership is open to anyone who lives, works, worships, or attends school in our local area. This means that you could be just a short walk or drive away from accessing all the benefits we offer. As a member of St. Anne's, you'll enjoy personalized service, competitive rates on loans, and a variety of financial products tailored to fit your needs. To learn more about the specific eligibility requirements and how you can become part of our family, please visit our website at . Once you're ready to open an account, the process is easy! You can find all the details you need at http://www.stannes.com/loans. If you have any questions or want to talk to someone directly, feel free to give us a call at (508) 324-7308. We can't wait for you to experience the supportive environment we've created here at St. Anne's, located at 200 Wilbur Ave Swansea Ma 02777!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

We offer comprehensive merchant services designed to simplify transactions for your business. Whether you run a retail store or a service-based company, our solutions help you accept payments easily and efficiently. Picture this: a customer walks into your shop ready to make a purchase, and with our easy-to-use payment systems, they can check out quickly. This enhances customer satisfaction and keeps your operations running smoothly. Let St. Anne's be your trusted partner on the journey to success. Visit us at 200 Wilbur Ave, Swansea, MA 02777, or call us at 508-324-7308 to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash? Our ATM services provide 24/7 access for withdrawals and balance checks without any hassle. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru banking is available for your convenience. At St. Anne's, we are more than just a credit union; we are your community partner in achieving financial success. For more information about how we can assist you further or to speak with one of our friendly representatives, call us at 508-324-7308 or visit us online at stannes.com. We look forward to helping you reach your financial goals!

Business Banking Services

For entrepreneurs and business owners, St. Anne's offers comprehensive business banking solutions including merchant services and business loans. We are committed to supporting local businesses in Swansea by providing tools that help them thrive in today's marketplace.

Convenient Online & Mobile Banking

In this fast-paced world, convenience is key. That's why our online and mobile banking platforms allow you to manage your accounts anytime and anywhere. You can easily check balances, make transfers, pay bills, and even send money to friends and family using our person-to-person payment feature.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you regain control. We understand the importance of having access to funds when you need them most, so we strive to offer flexible terms that work for you. Plus, with our credit cards featuring rewards programs, you can earn while you spend!

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. Our checking and savings accounts come with features that help you save and manage your money effectively. If you're considering buying a car, our auto loans and vehicle financing options offer competitive rates that can make your dream vehicle a reality. For those looking to purchase a home or refinance an existing mortgage, we provide tailored mortgage loans that suit different budgets.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer money with just a few clicks. Our mobile application makes it even easier to manage your finances from anywhere. You can also take advantage of mobile payments, allowing you to make secure transactions right from your smartphone. For those looking for a quick way to send money to friends or family, our person-to-person transfer feature is a perfect solution. It's fast and simple ideal for splitting bills or sending gifts!

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all your transactions are protected with the latest encryption technologies. Plus, you can opt for e-statements to keep track of your account activity without the clutter of paper statements. We're committed to making banking accessible for everyone. With features like mobile payments and a robust mobile application, you have real-time control over your finances right in your pocket. At St. Anne's, we're here to support you every step of the way. Explore all these digital services today and see how easy banking can be!

Financial Strength

A Growing Community

Total Share Accounts: 103,654, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,023,106. This growth is not just about numbers; it's about building a community where everyone thrives together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Anne's is your trusted partner. Visit us at 200 Wilbur Ave Swansea Ma 02777 or call (508) 324-7308 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $118,965,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity: with $6,860 in used auto loans and $950,124,996 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $666,372, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $2,036,219 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $121,001,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. We have financing options tailored for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Lines and Unsecured Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible credit lines with a total of $508,911,798 available to our members. Additionally, we also provide unsecured credit card loans amounting to $199,408, enabling you to handle unexpected costs without stress. For business owners seeking growth opportunities, our outstanding commercial loans totaling $96,231,933 can provide the necessary capital for expansion and development.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, make buying or refinancing simple. We provide guidance throughout the process to help you secure the best terms available.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, our team is here to assist you in evaluating your options. We aim to make this process straightforward so you can focus on what matters most. Our branch is located at 200 Wilbur Ave Swansea Ma 02777. If you have any questions about our loan offerings or would like more information about eligibility options and application processes, please don't hesitate to call us at 508-324-7308. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At St. Anne's Credit Union, we're dedicated to helping you navigate your financial journey with ease and confidence.

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