St. Anne's Credit Union Fall River MA | Quick Personal Loans & Auto Financing

Introduction

Welcome to St. Anne's, your trusted partner in financial well-being since 1936! Located at 829 S Main St, Fall River, MA 02724, we have been dedicated to serving our community with integrity and care for over 87 years. As a member-focused credit union, we proudly support 58,468 members, providing personalized banking solutions designed to meet your needs. At St. Anne's, we believe in empowering our members through financial education and accessible services. With total assets of an impressive $1,274,928,692, we are committed to ensuring your financial journey is smooth and secure. Our offerings include everything from personal checking accounts to auto loans, mortgage financing, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box O, Fall River, MA 2724. We encourage you to reach out with any questions or concerns by calling us at 508-324-7300 or sending a fax to 508-672-0957. Led by our CEO Eileen Migliozzi and Board President William Bouchard, our dedicated team of 148 employees works tirelessly to provide exceptional service and support. Together, we strive to build lasting relationships with our members while fostering a strong sense of community. With total loans amounting to 15,620, total deposits reaching $62,835,015, and a net worth of $121,001,701, St. Anne's stands as a pillar of strength in the financial landscape of Fall River. We invite you to explore how we can assist you in achieving your financial goals. Visit us today or check out our website at St. Anne's for more information about our services and how we can help you thrive!

Branch History & Mission

Connect with Us

While members can visit us at 829 S Main St, official correspondence should be sent to PO Box O, Fall River, MA 2724. Our doors are open during convenient hours: Monday through Wednesday from 8:30 AM to 5:00 PM; Thursday until 6:00 PM; Friday until 7:00 PM; and Saturday until 1:00 PM. If you're interested in experiencing the benefits of being part of something greater than just a bank, we invite you to join St. Anne's today! Call us at 508-324-7300 or explore more about what we offer at stannes.com. Together, let's take steps toward a brighter financial future!

Our Journey

Our credit union was founded with a simple yet powerful vision: to provide accessible and affordable financial services to everyone in our community. As we evolved, so did our offerings. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, and business banking solutions tailored to meet the diverse needs of our members. Today, we boast total assets exceeding $1,274,928,692, reflecting not only our growth but also the trust that our members place in us. While some things have changed through the years like incorporating online and mobile banking options for greater convenience our mission remains steadfast. We believe in empowering individuals and families by providing them with the financial tools they need to thrive.

Our Mission

At St. Anne's, our mission is clear: we are dedicated to enhancing the financial well-being of every member in our community. We strive to offer personalized services that go beyond mere transactions; we aim to build lasting relationships based on trust and support. Whether you're looking to open a checking account or secure a loan for your dream home, we're here to guide you every step of the way. In addition to providing exceptional financial products, we actively engage in community outreach initiatives. We partner with local organizations and participate in events that foster community spirit and support those in need. Together with our members, we can make a real difference right here in Fall River.

Branch Location & Accessibility

Convenient Access and Features

At St. Anne's, we believe that banking should be straightforward and accessible. Our branch is equipped with ADA-compliant features to ensure everyone can visit us comfortably. If you're driving by, you'll find ample parking right outside our doors, making it easy to pop in during your busy day. For those who prefer to visit us after hours or need quick cash, we currently do not offer ATM services or drive-thru banking. However, our dedicated team is here to assist you during our operating hours: Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 6:00 PM, Friday until 7:00 PM, and Saturday from 8:30 AM to 1:00 PM.

Reach Out Anytime

If you have any questions or need assistance before your visit, feel free to give us a call at 508-324-7300. While members can visit us at our physical location for all personal and business banking services including checking accounts, auto loans, mortgages, and more please note that official correspondence should be sent to our mailing address at PO Box O in Fall River. We invite you to come by St. Anne's today! Whether you're looking to open an account or simply want more information about our services, we're here for you every step of the way. Your financial journey starts with us!

Member Eligibility

At St. Anne's, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is simple and welcoming! To qualify for membership, you just need to live, work, or worship in the Bristol County area or have a family member who is already a member. This means that whether you're starting your financial journey or looking for a better place to manage your money, we're here for you. As a member of St. Anne's, you'll enjoy personalized service and access to a range of products like checking accounts, loans, and more all designed with your needs in mind. If you're ready to join us at our branch located at 829 S Main St, Fall River, MA 02724, or want more details about our eligibility requirements, feel free to give us a call at (508) 324-7300. For additional information about membership criteria and how to apply, please visit our website at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services that simplify transactions for your business. Imagine having the ability to accept payments seamlessly, whether it's through card swipes or mobile payments. Our services are designed to enhance your customer experience while making daily operations smoother. Ready to take your business to the next level? Connect with us at (508) 324-7300 or visit us online at stannes.com for more information on how we can help you thrive!

Comprehensive List Of Services

Business Banking for Growth

If you're a business owner, St. Anne's offers specialized services just for you! Our Business Banking solutions include Merchant Services and Business Loans designed to help you grow and manage your enterprise effectively.

Embracing Technology for Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, managing your finances has never been easier. While we currently do not offer ATM services directly at our branch, we ensure that cash withdrawal needs are met through various means available within our banking network. Whether you're looking to save more effectively or finance an important purchase, St. Anne's is here to support every step of the way. Visit us today or explore more about our offerings online at www.stannes.com. We look forward to helping you achieve your financial aspirations!

Financing Your Dreams

Need a new car? With our Auto Loans & Vehicle Financing, purchasing the vehicle of your dreams is within reach. We offer competitive rates and flexible terms to make the process smooth and straightforward. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing options that provide personalized solutions to fit your budget.

Personal Banking Solutions

When it comes to managing your finances, our Personal Banking options are designed with you in mind. Whether you're opening a new checking or savings account, or looking for ways to save for the future, we've got you covered. Our accounts come with features that help you manage your money easily and effectively.

Support When You Need It

For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation services can help you get back on track. Consolidating debt can simplify your payments and reduce stress. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Services

With 24/7 online banking, you can check balances, transfer funds, and pay bills right from your computer or mobile device. Enjoy the freedom of real-time account management without the need to visit a branch. For those who prefer managing their finances via smartphone, our mobile application is available for download, providing access to all the features you love in a user-friendly format. We also offer e-statements for members who want to go paperless. This feature not only helps reduce clutter but also allows you to view your statements securely online whenever you need them. Plus, with our person-to-person transfer service, sending money to friends or family is as simple as a few taps on your screen.

Security You Can Trust

Your security is our priority. While we currently do not support electronic signature authorization, rest assured that our online banking platform employs high-level security measures to keep your information safe. We strive to ensure that every transaction is secure and protected. And if you're interested in mobile payments, we've got you covered! Our platform supports various mobile payment options, making it easier than ever to make purchases directly from your phone. In summary, St. Anne's is committed to providing accessible and efficient digital banking services tailored to fit your lifestyle. Explore all these features today by visiting us at https://www.stannes.com/ and take control of your financial journey with ease!

Financial Strength

At St. Anne's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where your money is held, and that's why we focus on maintaining strong financial health. With a net worth of $121,001,701, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $666,372, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,965,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,501,249,996 in total loans and leases and $6,860 in used auto loans. Our operational efficiency is reflected in our net income of $2,036,219, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Anne's is your trusted partner. Visit us at 829 S Main St Fall River Ma 02724 or call 508-324-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles so you can find the right fit for your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $96,231,933 provide essential funding tailored for your business needs. If you're considering refinancing any existing loans or want to know about eligibility options, our team is well-equipped to discuss these opportunities with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how we can help support your financial journey!

Credit Lines

For those who prefer more flexibility in their borrowing options, our credit lines amounting to $508,911,798 are available. This allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $199,408 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need without the collateral requirement.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. All loan offers are sourced from legitimate financial institutions, which helps maintain transparency throughout the comparison process. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that users can trust. With Real-Time Rate Comparisons, LendMesh presents up-to-date loan rates from multiple institutions, empowering users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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