St. Anne's Credit Union Fall River MA | Affordable Auto Loans & ATM Services

Introduction

Welcome to St. Anne's, your trusted financial partner located at 2031 S Main St, Fall River, MA 02724. Since our establishment in 1936, we have been committed to serving our community with personalized banking solutions that truly make a difference. With over 58,468 members and total assets amounting to an impressive $1,274,928,692, we are proud to be a cornerstone of financial stability in Fall River. At St. Anne's, we understand that every member has unique needs. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgages, our team is here to guide you every step of the way. We currently manage a total loan portfolio of 15,620 loans and leases while maintaining a robust net worth of $121,001,701. Our commitment to responsible lending ensures that you can achieve your financial goals without the stress. As part of our dedication to community impact, we offer not just financial services but also support for local businesses with our business banking solutions. Our CEO, Eileen Migliozzi, along with Board President William Bouchard, leads a team of 148 dedicated employees who strive to provide exceptional service in every interaction. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 2031 S Main St, Fall River, MA 02724-2166. If you have any questions or need assistance, don't hesitate to reach out! Call us at 508-324-7305 or explore more about what we offer by visiting our website at St. Anne's. Join us today and experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Our Evolution

From humble beginnings, St. Anne's has evolved to meet the changing needs of our community. Initially serving a small group of individuals, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we grew in size and capability, so too did our commitment to helping members achieve their financial dreams. Our operating hours are designed for your convenience: Monday through Wednesday from 9:00 AM to 4:00 PM; Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We offer both ATM access and drive-thru banking for those on the go.

Our Mission

At St. Anne's, our mission is straightforward yet powerful: to provide exceptional financial services while actively supporting the community we cherish. We believe that by empowering our members with the tools they need like online and mobile banking options we can foster financial well-being and growth. Our commitment extends beyond just banking; we are dedicated to making a difference through community outreach programs and partnerships that uplift local initiatives. While you can visit us at our branch location on S Main St, official correspondence should be sent to our mailing address at 2031 S Main St, Fall River, MA 02724-2166. As we look toward the future, we remain focused on maintaining high standards in member service and accessibility. Our team is here for you whether it's answering questions about loans or guiding you through our online services. Join us at St. Anne's today! Experience firsthand how we can help you navigate your financial journey while making a positive impact in our community. Your story starts here with us!

Branch Location & Accessibility

Welcome to St. Anne's, your friendly neighborhood credit union located at 2031 S Main St, Fall River, MA 02724. Our branch is easy to find and conveniently situated near local landmarks, making it simple for you to drop by and explore our services. Whether you're coming from downtown or nearby communities in Bristol County, we are here to serve you with open arms. At St. Anne's, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces, ensuring that everyone can easily access our facilities. We also have a drive-thru service available for quick transactions without leaving your vehicle. We understand that your time is valuable, which is why our operating hours are designed to accommodate your busy schedule. Visit us Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our dedicated team is always ready to assist you during these hours. If you need to get cash quickly or check your balance on the go, you'll be pleased to know that we offer ATM services right here at our branch. Additionally, feel free to reach out by phone at 508-324-7305 if you have any questions or need assistance. While members can visit us at 2031 S Main St for banking needs, official correspondence should be sent to the same address as well. Come visit us today! At St. Anne's, we're committed to providing personalized service and support for all your financial needs.

Member Eligibility

At St. Anne's, we believe that everyone deserves to be part of a friendly and supportive financial community. Becoming a member is easy! If you live, work, worship, or attend school in the Bristol County area, you're likely eligible to join us. We welcome individuals and families who share our commitment to financial wellness and community growth. For detailed eligibility criteria, feel free to visit our website at . Once you've confirmed your eligibility, opening an account is straightforward! Just head over to http://www.stannes.com/loans for more information on how to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (508) 324-7305. We're excited to help you embark on your journey with St. Anne's!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services tailored for daily operations. Imagine having the ability to accept payments seamlessly, whether in-store or online. Our solutions help you manage transactions efficiently, giving you more time to focus on what truly matters growing your business. Located at 2031 S Main St Fall River Ma 02724 in Fall River, MA, we're here to partner with you every step of the way. Reach out to us at (508) 324-7305 or visit our website at South Main to learn more about how we can help your business thrive!

Comprehensive List Of Services

Access and Support

We also ensure cash access through our ATM & Cash Withdrawal Services, and basic drive-thru banking where you can handle deposits and withdrawals quickly without stepping inside the branch. Our friendly staff is always ready to help during lobby hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're in need of any financial service or have questions about how we can assist you further, don't hesitate! Reach out at 508-324-7305 or visit us at 2031 S Main St Fall River Ma 02724. Discover how St. Anne's can support you on your financial journey today!

Business Banking

For our entrepreneurial members, we offer Business Banking solutions including Merchant Services and Business Loans. We understand the unique challenges of running a business and are committed to supporting local enterprises with the financial tools they need to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at St. Anne's, we provide robust Online & Mobile Banking services. You can manage your accounts from anywhere, anytime whether you're paying bills on-the-go or transferring money between accounts with just a few taps on your smartphone.

Home Financing Solutions

When it comes to buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services ensure you have the best options available. We guide you through the process, making it as straightforward as possible so that you can focus on what really matters making your new house a home.

Personal Banking Services

We understand that personal finances can be overwhelming at times. That's why we offer Checking & Savings Accounts that fit various lifestyles. Our accounts provide you with easy access to your funds and help you build savings for those important moments in life. Imagine setting up a checking account that not only helps you manage daily expenses but also earns you rewards yes, our Credit Cards with Rewards do just that!

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether it's for a big purchase or consolidating debt, we've got flexible options designed to ease financial stress.

Vehicle Financing

Are you dreaming about a new car? With our Auto Loans & Vehicle Financing, we make it easier than ever to turn that dream into reality. Picture yourself driving off in your new vehicle, supported by financing options that cater to your budget.

Digital & Online Banking

At St. Anne's, we understand that managing your finances should be simple, secure, and accessible anytime you need it. That's why we offer a range of digital and online banking services designed to put you in control of your money from the comfort of your home or on the go. With our online banking platform, available at https://www.stannes.com/, you can easily check your account balances, pay bills, and transfer funds all with just a few clicks. No more waiting in line; our 24/7 online banking services mean you can take care of your financial needs whenever it suits you. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfers are an easy solution that makes sharing costs effortless. For those who prefer banking on their mobile devices, our user-friendly mobile application is here to help. You can enjoy features like mobile payments and access your accounts right from your smartphone. Whether you're grabbing coffee or shopping for groceries, managing your finances is as simple as tapping your screen. Worried about paperwork? Our e-statements eliminate clutter and make it easy to keep track of your transactions digitally. And while we currently don't offer electronic signature authorization, rest assured that all your information is kept safe through advanced security measures. Experience the convenience and peace of mind that comes with digital banking at St. Anne's where taking charge of your finances is just a click away!

Financial Strength

At St. Anne's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you reliably. With a net worth of $121,001,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $666,372, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is also highlighted by having $118,965,482 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $6,860 in used auto loans and a total of $950,124,996 in loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident with a net income of $2,036,219, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 103,654, showing a strong and growing member base that trusts us with their finances. Our available funds for lending and investments (Net Shares) amount to $2,023,106, reflecting our ability to support your needs effectively. We are committed to maintaining this strong financial position so we can serve you with confidence. Whether you're saving for the future or looking for assistance with loans or other services, St. Anne's is your trusted partner. Visit us at 2031 S Main St Fall River Ma 02724 or call us at 508-324-7305 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or pay off your existing auto loan faster.

Credit Lines

If you're seeking flexibility for everyday purchases or unexpected expenses, our total credit lines amount to $508,911,798. This allows members to borrow what they need when they need it without the hassle of reapplying each time. For business owners looking to expand or invest in growth opportunities, we offer outstanding commercial loans totaling $96,231,933. This support can make a significant difference in taking your business to the next level. Our friendly team at St. Anne's is here to assist you in navigating these options and answering any questions you may have. You can reach us at (508) 324-7305 or visit us at 2031 S Main St Fall River Ma 02724, located in beautiful Fall River, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our website for more details about opening an account or applying for a loan today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, make buying or refinancing simple. We can guide you through the process and help you find an option that fits your budget.

Unsecured Credit Card Loans

Managing expenses can be challenging, but our flexible terms on unsecured credit card loans totaling $199,408 can help you stay on top of your finances effectively. These loans are designed to give you the freedom to spend while maintaining control over your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By pulling information from legitimate financial institutions, LendMesh guarantees that users receive verified data without any hidden surprises.

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