St. Anne's Credit Union Fall River MA | Low Mortgage Rates & Auto Loans

Introduction

At St. Anne's, located at 910 Pleasant St, Fall River, MA 02723, we believe in building strong relationships with our members and the community. Since our establishment in 1936, we've been dedicated to providing reliable financial services tailored to meet the unique needs of our 58,468 members. With total assets exceeding $1.27 billion and deposits amounting to $62,835,015, we are proud to be a cornerstone of financial support in Fall River. Our commitment to exceptional service is reflected not only in our robust financial health but also in the personal connections we foster with every individual who walks through our doors. Under the leadership of CEO Eileen Migliozzi and Board President William Bouchard, our team of 148 employees works tirelessly to ensure that you receive the best possible experience, whether you're applying for an auto loan or managing your savings account. While members can visit us at our branch location, official correspondence should be sent to the same address for consistency and ease. We invite you to explore a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions tailored for entrepreneurs. With a net worth of $121,001,701 and cash reserves totaling $7,169,291, we are well-equipped to support your financial goals while ensuring your money remains safe and secure. Our members enjoy access to online banking features that make managing finances convenient from anywhere. We encourage you to reach out with any questions or stop by during our operating hours: Monday through Wednesday from 9 AM - 4 PM, Thursday from 9 AM - 5:30 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. For more information about what we offer or to inquire about specific products like vehicle loans or credit cards with rewards, please call us at 508-324-7300 or visit us online at St. Anne's Credit Union. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

At St. Anne's, we proudly celebrate a rich legacy that began in 1936 when our doors first opened on Pleasant Street in Fall River, MA. Over the decades, we have grown from a small community credit union into a trusted financial partner for over 58,000 members. Our journey reflects our commitment to providing exceptional service and support to our community. Located at 910 Pleasant St, Fall River, MA 02723, our branch has become a cornerstone of the local area. We're easily accessible and close to familiar landmarks, making it convenient for our members to visit us for their banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, we are here to help you every step of the way. St. Anne's mission is simple yet powerful: to empower individuals and families through quality financial services while fostering community growth and well-being. We strive to make banking personal by offering products that cater to our members' needs be it checking and savings accounts, auto loans, mortgages, or credit cards with rewards. Our services also extend to business banking solutions, ensuring that local entrepreneurs have the support they need to thrive. In addition to traditional banking services, we are proud of our digital advancements that provide convenience for all members. With features like online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier. We also prioritize accessibility with ADA-compliant facilities and drive-thru service options available for those who prefer a quick stop. While St. Anne's remains committed to meeting your financial needs, we understand that being part of the community goes beyond transactions. We actively engage in outreach programs and partnerships aimed at uplifting our neighbors and enhancing the quality of life in Fall River. As we look toward the future with total assets exceeding $1.2 billion, we invite you to join us on this remarkable journey. Experience firsthand what it means to be part of a member-focused organization dedicated not just to banking but also to building stronger communities. Visit us today at St. Anne's and discover how we can support your financial aspirations! For any inquiries or assistance, feel free to reach out at 508-324-7300 during our operating hours: Monday through Wednesday from 9 AM - 4 PM, Thursday from 9 AM - 5:30 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. While you can visit us at 910 Pleasant St, please note that official correspondence should be sent to 910 Pleasant St, Fall River, MA 2723 if different. Join us at St. Anne's where your financial success is our mission!

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to stop by St. Anne's today or give us a call at 508-324-7300 with any questions you may have! We look forward to serving you and helping you achieve your financial goals right here in Fall River.

Easy Access and Nearby Landmarks

St. Anne's is easily accessible, with ample parking available for our members. If you're traveling by public transport, you'll find bus stops nearby that make it simple to reach us. We are also located close to local favorites such as the beautiful Fall River Heritage State Park and just a short drive from the vibrant downtown area. For those who prefer to bank on-the-go, we offer ATM services right at our branch and a drive-thru option for quick transactions.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. You can visit us Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This variety ensures that you can find a time that works best for your schedule.

Welcoming Features

Our branch is designed with accessibility in mind. From ADA-compliant entrances to ramps for easy access, we strive to ensure that everyone feels welcome when they visit us. The friendly staff at St. Anne's is always ready to assist you with any inquiries or banking needs.

Member Eligibility

At St. Anne's, we believe that everyone deserves the opportunity to be part of a caring community, and becoming a member is your first step towards enjoying a range of financial benefits. If you're looking to join us at our welcoming location at 910 Pleasant St Fall River Ma 02723, you'll find that eligibility is designed to be inclusive. We welcome individuals who live, work, or worship in the area, along with their family members. This means that whether you're just starting out or looking to enhance your financial journey, there's a place for you here. Opening an account is straightforward and friendly just visit our website for the details at http://www.stannes.com/loans or give us a call at (508) 324-7300 if you have any questions. Our team is ready to help you navigate this exciting new chapter. For more information on eligibility criteria and to ensure you meet all requirements, feel free to check out this helpful resource. Join us today and experience the advantages of being part of the St. Anne's family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with ease accepting payments from customers without a hitch. Our merchant services provide the tools you need to streamline transactions and manage finances effectively. From credit card processing to online payment solutions, we help you focus on what matters most: serving your customers and growing your business. Visit us at 910 Pleasant St, Fall River, MA 02723 or call us at 508-324-7300 to learn how our tailored financial solutions can empower your business today!

Comprehensive List Of Services

Additional Services

We also offer ATM services for quick cash withdrawals and balance checks right when you need them. If you prefer face-to-face interactions but want the convenience of drive-thru service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. At St. Anne's, we're committed to offering comprehensive financial solutions tailored just for you. Our friendly team is always ready to help answer any questions or guide you through our services. Don't wait! Reach out today at 508-324-7300 or visit us at 910 Pleasant St, Fall River, MA 02723. Explore how we can assist you in reaching your financial aspirations!

Business Banking Support

For local entrepreneurs and business owners, we offer tailored business banking solutions including merchant services and business loans. We know how important it is for small businesses to thrive in our community, and we're here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why St. Anne's provides robust online and mobile banking features. Whether you're checking balances, making transfers, or paying bills from the comfort of your home or on-the-go, we ensure that managing your money is simple and convenient.

Home Financing Options

If home ownership is on your horizon, consider our mortgage loans and refinancing solutions. We guide you through the process step by step, ensuring you understand every detail along the way. Our personal loans can also assist with debt consolidation, allowing you to manage your finances more effectively without added stress.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or need help with budgeting, our personal banking services are here for you. We offer straightforward options for both checking and savings accounts that fit various lifestyles. For those unexpected expenses or big purchases, our auto loans and vehicle financing make it easier than ever to drive away in the car of your dreams.

Rewarding Credit Solutions

Credit cards can often be confusing, but at St. Anne's, we provide credit cards with rewards that give back to you with every purchase. Imagine earning points for cash back or travel while using your card for everyday expenses!

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available at https://www.stannes.com/, allowing you to check balances, transfer funds, and manage your accounts from the comfort of your home or on the go. You can easily access e-statements, making it simple to keep track of your financial activity without the clutter of paper statements. And if you're ever short on time, our person-to-person transfer feature lets you send money quickly to friends or family right from your mobile device.

Mobile Banking Made Easy

With our mobile application, banking is truly at your fingertips. Whether you're out shopping or relaxing at home, you can make payments with ease thanks to our mobile payments feature. Everything is designed to be intuitive and straightforward so that even if you're not tech-savvy, you'll still find managing your finances a breeze.

Security First

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all our online services are protected with robust security measures. We work hard to ensure that your information remains safe while you enjoy the convenience of digital banking. At St. Anne's, we're committed to providing you with accessible and efficient banking solutions that suit your lifestyle. Experience the ease of managing your finances today with our digital and online banking services!

Financial Strength

At St. Anne's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid financial foundation, you can trust that your money is in safe hands. With a net worth of $121,001,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $666,372, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our $118,965,482 in undivided earnings, which we reinvest in innovative banking tools and stronger lending options to serve you better. With $6,860 in used auto loans and an impressive $950,124,996 in total loans and leases available for our members' needs, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $2,036,219, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 103,654, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $2,023,106. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Anne's is your trusted partner. Visit us at 910 Pleasant St., Fall River, MA 02723 or call 508-324-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find something that fits your budget. Whether it's a reliable sedan or an adventurous SUV, we are here to help make it happen.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $96,231,933 provide the capital needed to expand operations or invest in new projects. We understand that running a business comes with its own set of challenges and opportunities, and we're here to support your journey. At St. Anne's located at 910 Pleasant St, Fall River MA 02723, we strive to make the loan process as straightforward as possible. If you have questions or want more information about our loan offerings or eligibility requirements, feel free to reach out at (508) 324-7300 during our operating hours: Monday-Wednesday from 9 AM - 4 PM; Thursday from 9 AM - 5:30 PM; Friday from 9 AM - 6 PM; Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Lines and Personal Loans

We also recognize that sometimes you need access to funds without a specific purpose in mind. That's where our credit lines come into play. With a total of $508,911,798 available in credit lines loans, you can manage unexpected expenses or consolidate debt effectively. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $199,408 in loans helping members manage their finances effectively. This option provides you with more freedom to handle day-to-day purchases while enjoying competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, making buying or refinancing simple. We aim to guide you through every step of the process so you can feel confident in your investment. Our team is here to answer any questions you may have about eligibility and refinancing options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can have confidence in knowing where your information comes from. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any hidden agendas influencing your choices. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh is in helping borrowers find the best rates. Ready to simplify your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the information you receive is not only accurate but also reflects fair and transparent offers. By focusing on reliable sources, LendMesh ensures that users can trust the comparisons they see.

ST. ANNE'S CREDIT UNION - Fall River, MA

Compare Loan Rates Near You

Loan rates in Fall River, MA (02723)