St. Anne's Credit Union Fairhaven MA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to St. Anne's in Fairhaven, MA, where we've been committed to serving our members since 1936. Nestled at 93 Adams St, our branch is more than just a financial institution; it's a community hub where relationships thrive and dreams are nurtured. With a total membership of 58,468 and assets exceeding $1,274,928,692, we take pride in being a trusted partner for your financial needs. At St. Anne's, we understand that every member has unique aspirations. Whether you're looking to purchase your first home or save for your child's education, our team is here to provide personalized solutions tailored just for you. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards all designed with you in mind. Our leadership team is dedicated to fostering an environment of trust and reliability. Under the guidance of our CEO, Eileen Migliozzi, and Board President, William Bouchard, we strive to ensure that each member feels valued and supported. Our friendly staff is ready to assist you with any inquiries at 508-324-7481 or via fax at 508-672-0957. While members can visit us at our Fairhaven location, official correspondence should be sent to the same address: 93 Adams St, Fairhaven, MA 02719-3090. As a credit union rooted in community values, we focus on empowering our members by offering competitive rates on deposits and loans. With total deposits of $62,835,015 and a net worth of $121,001,701, you can rest assured that your finances are in capable hands. Join us today and experience the difference that comes from being part of a cooperative organization that prioritizes its members' welfare. Visit our website at www.stannes.com or stop by during our operating hours Monday through Wednesday from 9:00 AM to 4:00 PM; Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We look forward to welcoming you into the St. Anne's family!

Branch History & Mission

Community Engagement

St. Anne's believes in giving back to the community that supports us. Through various outreach efforts and partnerships with local organizations, we strive to enhance the quality of life in Fairhaven and surrounding areas. Whether it's sponsoring local events or participating in charitable initiatives, we're dedicated to making a difference beyond banking. In conclusion, we invite you to join the St. Anne's family today! Experience firsthand how our commitment to financial wellness and community support can help you achieve your goals. For more information or assistance with opening an account or applying for a loan, please call us at 508-324-7481 or visit us online at St Annes. Together, let's build a brighter future for all!

Our Mission

At St. Anne's, our mission is clear: to empower our members by offering exceptional financial services while supporting and uplifting our community. We understand that financial health is crucial for achieving personal dreams and goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions tailored to meet diverse needs. We also pride ourselves on being accessible and inclusive. With features like online banking and mobile payments, managing your finances has never been easier. Our drive-thru service ensures that even on busy days, you can quickly complete your transactions without stepping out of your vehicle. Plus, with an ATM available at our branch, you can access your funds anytime. While members can visit us at 93 Adams St, official correspondence should be sent to 93 Adams St, Fairhaven, MA 02719-3090 if different from the branch address. We remain committed to maintaining ADA compliance so everyone can enjoy our facilities comfortably.

Branch Location & Accessibility

Operating Hours

Our friendly team is ready to serve you during the following hours: Monday and Wednesday from 9:00 AM to 4:00 PM; Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We understand that your time is valuable, so we strive to make your banking experience efficient and pleasant.

Services Offered

At St. Anne's, we offer a wide range of services tailored for personal and business banking needs. You can take advantage of our ATM services for quick cash withdrawals or balance checks anytime. Our drive-thru banking option allows for easy deposits and simple transactions without leaving your vehicle perfect for those on the go! Whether you're interested in opening a checking account, getting an auto loan, or exploring mortgage options, our knowledgeable staff is here to guide you every step of the way. We invite you to visit us at St. Anne's today or give us a call at 508-324-7481. Experience the difference of community banking where you're more than just a member you're family!

Member Eligibility

Becoming a member of St. Anne's is like joining a family that truly cares about your financial well-being. At our branch located at 93 Adams St Fairhaven Ma 02719, we warmly welcome anyone who lives, works, or worships in the area, as well as their family members. It's all about creating a community where everyone has access to quality financial services tailored to their needs. By choosing to join us, you'll enjoy benefits such as competitive loan rates, personalized banking solutions, and a supportive environment designed to help you thrive. The process of becoming a member is simple and straightforward. You can start by checking out our eligibility criteria for more details at . If you're ready to open an account, just visit us or head over to http://www.stannes.com/loans for easy instructions. If you have any questions, feel free to give us a call at (508) 324-7481. We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner by your side that simplifies payment processing and enhances customer experiences. Our merchant services offer just that. From easy credit card processing to advanced point-of-sale systems, we empower businesses in Fairhaven, MA, to serve their customers better while managing transactions efficiently. Visit us at 93 Adams St, Fairhaven, MA 02719 or call us at 508-324-7481 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs allow for quick withdrawals and balance checks whenever you need them. Plus, with basic drive-thru banking available for deposits and simple transactions, you have multiple convenient options at your fingertips. At St. Anne's, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping our members achieve their financial goals. For any questions about our services or to learn how we can assist you further, don't hesitate to reach out at 508-324-7481. Visit us today or check out our website at stannes.com to explore all that we have to offer!

Auto Loans & Vehicle Financing

If you're in the market for a new car or simply want to refinance your current vehicle, our auto loans and vehicle financing options are here for you. We understand that purchasing a vehicle is a significant investment, which is why we offer flexible terms and competitive rates to ensure that you drive away happy.

Business Banking Solutions

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Running a business is challenging enough; let us handle your banking needs so you can focus on what matters most growing your business.

Credit Cards with Rewards

Our credit cards come with exciting rewards that make everyday spending even more rewarding! Use your card for purchases and earn points that can be redeemed for travel, merchandise, or cash back making it easier to get more out of what you spend.

Digital Banking Convenience

With online and mobile banking, managing your finances has never been easier. Check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer. Our digital services ensure that banking fits into your busy lifestyle without any hassle.

Mortgage Loans & Refinancing

Buying a home is one of the most important decisions you'll make in your life. At St. Anne's, we provide mortgage loans tailored to fit your budget and lifestyle. If you're considering refinancing, our team can help you navigate the process smoothly, potentially lowering your monthly payments and saving you money.

Personal Banking

Our personal banking services include both checking and savings accounts that help you manage your money effectively. Imagine having a checking account that not only provides easy access to your funds but also offers competitive interest rates on savings. This means you can grow your savings while enjoying the convenience of everyday banking.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, but with our personal loans, you can tackle those costs head-on. Whether it's for home repairs or consolidating debt into one manageable payment, we're here to support you every step of the way.

Digital & Online Banking

Accessibility and Support

At St. Anne's, we believe that banking should be accessible for everyone. Our services are designed with simplicity in mind so that managing your finances is straightforward and stress-free. While we don't currently offer electronic signature authorization, our other features ensure that you can still perform essential banking tasks efficiently. Join us today at St. Anne's and experience how our digital and online banking services can simplify your life! Visit us at https://www.stannes.com/ for more information on how we can support all of your banking needs.

Key Features for You

Our commitment to security means you can bank confidently. We prioritize the protection of your personal information while offering modern conveniences like e-statements. By opting for electronic statements, you'll reduce clutter while accessing your financial documents quickly and securely. For those who prefer mobile transactions, our mobile application is here to help. Whether you're out shopping or simply enjoying a day out, our app makes it easy to manage your finances right from your smartphone. Plus, with features like mobile payments, you can make quick purchases without fumbling for cash or cards. Need to send money to friends or family? Our person-to-person transfers allow you to send funds instantly, making it easier than ever to share expenses or settle debts with just a few taps on your screen.

Financial Strength

Growing Membership Base

We have built a strong community with a total of 103,654 share accounts. This growing member base shows the trust you place in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Anne's is your trusted partner. Visit us at 93 Adams St Fairhaven Ma 02719 or call 508-324-7481 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Services

With $118,965,482 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $6,860 in used auto loans and $950,124,996 in total loans and leases.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $666,372, we ensure that our resources are directed towards you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $2,036,219, which allows us to keep offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Robust Financial Health

With a net worth of $121,001,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have flexible options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $96,231,933 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we can assist you in finding the right financing options tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, make buying or refinancing simple. We provide support throughout the entire process to help you secure the best financing solution for your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we can help! Our team will guide you through eligibility options that may lower your monthly payments or shorten your loan term. For more information about our loan offerings or to speak with one of our friendly representatives, feel free to reach out at 508-324-7481 or visit us at 93 Adams St Fairhaven MA 02719. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At St. Anne's, we're here to support you every step of the way as you navigate your financial journey. Let's work together toward achieving your goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $199,408 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to maximize your purchasing power while keeping your spending in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate their options without the stress of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh provides a trustworthy platform for comparing loans. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the effectiveness and reliability of the tool. To start comparing real-time loan offers tailored to your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ST. ANNE'S CREDIT UNION