St. Anne's Credit Union Dartmouth MA | Best Auto Loans & Checking

Introduction

Welcome to St. Anne's, your trusted financial partner located at 585 State Rd, Dartmouth, MA 02747. Since our establishment in 1936, we've been dedicated to serving our community, helping over 58,468 members achieve their financial goals. With total assets exceeding $1,274,928,692 and a solid net worth of $121,001,701, we pride ourselves on being a stable and reliable choice for your banking needs. At St. Anne's, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our commitment to exceptional member service is reflected in our robust lending portfolio of 15,620 loans, and total deposits amounting to $62,835,015. Led by our CEO Eileen Migliozzi and Board President William Bouchard, our team of 148 employees is here to support you every step of the way. We value the trust you place in us and strive to build lasting relationships within our community. While you can reach us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 585 State Rd, Dartmouth, MA 02747-1804. Join us at St. Anne's where your financial future is in good hands! Feel free to call us at 508-324-7307 or visit our website at stannes.com for more information on how we can assist you today.

Branch History & Mission

Welcome to St. Anne's, a cornerstone of the Dartmouth community since 1936. Our journey began with a small group of dedicated individuals who believed in the power of community and the importance of supporting one another financially. Over the years, we have grown significantly, now serving over 58,000 members with total assets exceeding $1.27 billion. This growth reflects not just our financial strength but also our commitment to providing exceptional service and support. Located at 585 State Rd in Dartmouth, MA, our branch is easily accessible for all your banking needs. Whether you're heading to the nearby UMass Dartmouth or enjoying a day at the beautiful Padanaram Village, you can count on us for personal banking solutions that cater to your unique lifestyle. While members can visit us at this address, official correspondence should be sent to our mailing address: 585 State Rd, Dartmouth, MA 02747-1804. At St. Anne's, our mission is clear: we strive to enhance the financial well-being of our members while fostering a spirit of community and collaboration. We offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus goes beyond just transactions; we aim to build lasting relationships based on trust and support. Over the decades, we've adapted to meet the needs of our members through digital advancements like online and mobile banking, ensuring that you can manage your finances wherever you are. We take pride in being ADA compliant and providing customer-centric initiatives that make banking easy and accessible for everyone. Community outreach remains a vital part of who we are. Through partnerships with local organizations and programs aimed at improving financial literacy, we work tirelessly to give back to Dartmouth and surrounding areas. Our team is committed to making a difference by engaging in activities that uplift our neighbors. Visit us during our operating hours Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM and discover how St. Anne's can help you achieve your financial goals. With ATM access available and drive-thru services for your convenience, we're here for you every step of the way. Join us today! Experience firsthand how becoming a member at St. Anne's isn't just about banking it's about joining a community that cares deeply for its members. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to St. Anne's, your friendly neighborhood credit union located at 585 State Rd, Dartmouth, MA 02747. Our branch is easily accessible for all members and visitors, right in the heart of Dartmouth. Whether you're heading to a local favorite like the Dartmouth Mall or simply passing by on your way to beautiful Padanaram Village, you'll find us conveniently situated along this bustling road. At St. Anne's, we prioritize making your banking experience as smooth as possible. We offer ample parking right outside our doors, ensuring that you can quickly hop in and out. Plus, our facility is fully ADA compliant, featuring ramps and other accessibility features to accommodate everyone. When it comes to reaching out to us, our operating hours are designed with your convenience in mind. We're open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday until 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking or have questions about our loan options, our friendly staff is here to help. For those on the go, we also provide ATM access and drive-thru banking services for quick transactions like deposits and withdrawals without needing to leave your vehicle. This makes it easier than ever to manage your finances on your schedule. If you need to send any official correspondence, while we welcome you at our branch location, please note that our mailing address is also 585 State Rd, Dartmouth, MA 02747-1804. Feel free to call us at 508-324-7307 if you have any questions or want to learn more about what we offer. We invite you to visit us today at St. Anne's where banking meets community!

Member Eligibility

Joining St. Anne's means becoming part of a warm and welcoming community where your financial needs truly matter. If you're interested in membership, you'll be glad to know that eligibility is designed to be accessible and straightforward. Generally, anyone living or working in the area can apply to become a member. Whether you're a student, a professional, or simply someone looking for better banking options, we invite you to explore what we have to offer. Our members enjoy competitive rates on loans, personalized service, and a range of products that fit their lifestyle. To learn more about the specific eligibility requirements and make sure you meet them, please visit our website at . Once you're ready to take the next step, opening an account is a breeze! Just head over to http://www.stannes.com/loans for all the details you need. If you have any questions or need assistance along the way, don't hesitate to call us at (508) 324-7307. We're here to help you every step of the way as you join our family at St. Anne's, located at 585 State Rd Dartmouth Ma 02747.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Commercial Loans

We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $96,231,933, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine being able to accept payments quickly and easily, manage transactions online, and access detailed reports all from one platform. With our services at your side, you can focus more on what you do best: running your business. Visit us at 585 State Rd, Dartmouth, MA 02747, or call us at 508-324-7307 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, St. Anne's offers comprehensive business banking solutions including merchant services and business loans. We recognize how vital it is for local businesses to have access to the right financial tools, so we work hard to support entrepreneurs in achieving their dreams.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds, everything is at your fingertips. Our ATM services provide easy cash withdrawal options without any hassle.

Easy Access Banking

If you prefer traditional banking methods, our drive-thru service lets you make deposits, withdrawals, and simple transactions without leaving your car. For those quick balance checks or cash needs, our ATMs are available for basic transactions whenever you need them. At St. Anne's, we believe that banking should be as straightforward as possible. To learn more about how we can assist you with any of these services or if you have any questions, please don't hesitate to reach out at (508) 324-7307 or visit us at 585 State Rd Dartmouth Ma 02747 in Dartmouth, MA. Your financial well-being is our priority! Let's get started on building a better financial future together!

Home Financing Made Easy

Thinking about buying your first home or refinancing your existing mortgage? We offer flexible mortgage loans that cater to various financial situations, making homeownership more attainable. Our team is here to guide you through each step of the mortgage process, ensuring that you understand your options and feel comfortable with your decisions.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, St. Anne's has you covered with straightforward personal banking options. Imagine having a reliable checking account that makes everyday purchases easy and a savings account that helps you build for future goals, whether that's a vacation or a new home. When it comes to financing your vehicle, our auto loans and vehicle financing options are tailored to fit your budget. You can drive away with confidence knowing you have affordable payment plans and competitive rates.

Support for Personal Needs

If you're facing unexpected expenses or need help consolidating debt, our personal loans are designed just for you. We understand that life can throw curveballs, and having access to funds when you need them most can make all the difference. Don't forget about our credit cards with rewards! These cards not only provide convenient purchasing power but also offer benefits like cash back or travel points perfect for those who love to earn while they spend.

Digital & Online Banking

Accessibility and Security

For those who prefer banking on the go, our mobile application is available to download, providing the same great features right in your pocket. Plus, with mobile payments enabled, making purchases or sending money has never been easier. Your financial information is protected with advanced security measures so you can bank with peace of mind.

Key Services

Our online banking platform offers a range of features that make managing your accounts easy and efficient. You can view your account balances, transfer funds between accounts, and pay bills without the hassle of visiting a branch. Need to send money to a friend? Our person-to-person transfers let you do that quickly and securely.

Stay Informed

We also offer e-statements for your convenience, giving you easy access to your account statements without the clutter of paper. And while we don't currently support electronic signature authorization for document signing, our commitment to user-friendly services remains strong. With 24/7 online banking services available at St. Anne's, you're always in control of your finances. Whether it's checking balances late at night or making payments during lunch breaks, we've got you covered. Join us today and experience the ease of digital banking!

Financial Strength

Growing Member Base

We are proud of our growing member base that trusts us with their finances. Currently, we have a total of 103,654 share accounts showing that more individuals choose St. Anne's as their trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Anne's is your trusted partner. Visit us at 585 State Rd Dartmouth Ma 02747 or call 508-324-7307 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. Members' savings are secured through $323,343,835 in share certificates and $65,925,005 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you ensuring better loan rates and exclusive perks. With non-member deposits at $666,372, our commitment remains with our members first.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $2,036,219, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 141 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Your Benefit

With $118,965,482 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors with $6,860 in used auto loans and $950,124,996 in total loans and leases.

Strong Financial Health

With a net worth of $121,001,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,491,056 in used vehicle loans and $43,544,985 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we've got financing solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $96,231,933 provide the capital needed to grow and expand. We aim to support local businesses in achieving their goals and navigating through challenges with ease. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, feel free to reach out to us! Our friendly staff at St. Anne's is ready to assist you in making informed decisions that align with your financial plans. To learn more about our loan offerings or apply today, visit us at St. Anne's or call us at (508) 324-7307. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Solutions

We also offer flexible terms on unsecured credit card loans. With a total of $199,408 in loans helping members manage their finances effectively, our credit cards come with various benefits designed to enhance your spending power while keeping your finances under control.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $87,397,525, so you can find the perfect home for you and your family. Plus, our team is here to guide you through every step of the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This allows users to quickly see their options and make informed choices without unnecessary stress. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is grounded in the latest results, ensuring that all offers are fair and legitimate (Source: https://www.ncua.gov ). The benefits of using LendMesh are significant: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value of using a reliable tool like LendMesh when exploring loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ST. ANNE'S CREDIT UNION