SRU Credit Union Slippery Rock PA | Best Auto Loans & Business Banking

Introduction

Welcome to Sru Federal Credit Union, your trusted partner in financial well-being, located at 100 Arrowhead Dr, Slippery Rock, PA 16057. Since our establishment in 1958, we have proudly served a growing community of 4,199 members with a commitment to providing personalized banking solutions tailored to your needs. With total assets of $61,771,917 and total deposits reaching $9,876,423, we are here to help you achieve your financial goals. At Sru Federal Credit Union, we understand that every member's journey is unique. Whether you're looking for an auto loan, mortgage refinancing, or simply a safe place to save your money, we offer a range of services designed just for you. Our loans and leases total 2,283, reflecting our dedication to supporting our members through various stages of life. Our leadership team is passionate about fostering a welcoming environment where you can feel confident in your financial decisions. Under the guidance of CEO Timothy Miller and Board President George McDowell, our dedicated staff of 12 employees is always ready to assist you with any questions or concerns. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 100 Arrowhead Drive, Slippery Rock, PA 16057. For immediate assistance or inquiries about our services, feel free to call us at 724-794-6292. Join us today and experience the Sru Federal Credit Union difference where community matters and your financial future is our priority. Visit our website at srufcu.org for more information on how we can help you thrive!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking. We are here to make a positive impact in Slippery Rock and the surrounding areas through partnerships and community involvement. By supporting local events and initiatives, we strive to enhance the quality of life for all residents. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership at Sru Federal Credit Union. Whether you're looking for personal or business financial solutions, we are here for you every step of the way. Visit us today or call us at 724-794-6292 to learn more about how we can help you achieve your financial goals!

Mission Statement

Our mission is to empower our members by providing them with accessible financial solutions that promote their growth and stability. At Sru Federal Credit Union, we believe that everyone deserves the opportunity to succeed financially. This belief drives us to offer services that are not only competitive but also designed with our members' best interests in mind. While members can visit us at 100 Arrowhead Dr, official correspondence should be sent to 100 Arrowhead Drive, Slippery Rock, PA 16057. We are proud to offer convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM (Drive-Thru from 8:30 AM), Friday from 9:00 AM to 6:00 PM (Drive-Thru until 6:00 PM), and Saturday from 9:00 AM to 12:00 PM (Drive-Thru until noon).

Our Evolution

Since opening our doors, we have been dedicated to supporting our members and the surrounding community. Our mission has always been clear: to provide high-quality financial services while fostering a sense of belonging and community spirit. Through various milestones, including the expansion of our services and enhanced digital banking options like online banking and mobile applications, we've adapted to meet the evolving needs of our members. With a commitment to excellence in service delivery, we offer personal banking products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we provide business banking solutions tailored for local businesses. Our focus on community extends beyond financial transactions; we actively participate in outreach initiatives that support local causes and organizations.

Branch Location & Accessibility

Contact Us Today!

Ready to experience top-notch service? We invite you to visit us at 100 Arrowhead Dr or give us a call at 724-794-6292 for any inquiries. While members can visit us at this address, please note that official correspondence should be sent to the same mailing address if needed. Your financial journey starts here at Sru Federal Credit Union let's make it a great one together!

Convenient Access and Nearby Landmarks

Situated just a stone's throw away from local landmarks, our branch is easily accessible for all members of the community. When you visit us, you'll find ample parking right outside our doors, making your trip quick and hassle-free. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and features to ensure everyone can visit comfortably.

Operating Hours and Services

Our team is ready to assist you during our flexible operating hours. We're open Monday through Thursday from 9:00 AM to 5:00 PM, extending our hours on Friday until 6:00 PM. If you prefer weekend banking, join us on Saturday from 9:00 AM to noon! Whether you choose to come inside or use our drive-thru service available from 8:30 AM daily, you'll receive prompt and friendly assistance. At Sru Federal Credit Union, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is conveniently located on-site for quick withdrawals and balance checks.

Member Eligibility

At Sru, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! You are eligible if you live, work, or worship in the area surrounding our branch at 100 Arrowhead Dr Slippery Rock Pa 16057. We also invite family members of existing members to join us. This means that whether you're just starting out or looking for a supportive financial partner, there's a place for you here. As a member, you'll enjoy personalized service and access to a range of financial products designed with your needs in mind. To get started on your journey with us, all you need to do is visit our website and check out the detailed eligibility criteria at . If you're ready to open an account or have any questions, feel free to give us a call at (724) 794-6292. We're excited to welcome you into the Sru family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to financing, we offer merchant services that simplify transactions for your business. Whether you need payment processing solutions or tools to manage your cash flow, we're here to help streamline operations so you can focus on what matters most: growing your business. Visit us at 100 Arrowhead Dr Slippery Rock Pa 16057 in Slippery Rock, PA or call us at (724) 794-6292 to learn how our business banking solutions can support your journey towards success. Together, we can achieve great things!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member loans issued, we're excited about future opportunities to partner with local entrepreneurs in Slippery Rock, PA.

Comprehensive List Of Services

Accessibility

Located at 100 Arrowhead Dr Slippery Rock Pa 16057, we invite you to visit us in person or give us a call at (724) 794-6292 if you have any questions about our services. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Fridays until 6:00 PM; and Saturdays until noon. In conclusion, whether you're managing personal finances or running a business, Sru is here with the resources and support you need. We encourage you to explore all that we have to offer your financial future starts with us! For more information about our services, please visit our website at Sru Federal Credit Union.

Business Banking

For our business members, we understand the unique challenges you face. That's why we provide comprehensive solutions including merchant services and business loans. With these tools, running a business becomes less stressful, allowing you to focus on growth.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features ensure that you can manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. We also provide access to an ATM network for cash withdrawals and balance checks without the hassle of going into a branch. For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Personal Banking

For individuals, we offer checking and savings accounts designed to fit various lifestyles and financial goals. Imagine having a checking account that helps you manage your day-to-day expenses while also allowing you to save for future dreams. Our auto loans and vehicle financing options provide affordable pathways for those looking to purchase a new or used car, making it easier than ever to get behind the wheel. When it comes to home ownership, our mortgage loans and refinancing options give you the opportunity to own your dream home or reduce your monthly payments. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help simplify your financial commitments. To reward responsible spending, we also offer credit cards with rewards, giving you benefits every time you use your card for everyday purchases.

Digital & Online Banking

At Sru, we understand that managing your finances should be as easy and secure as possible. That's why we've put a range of digital and online banking services at your fingertips, allowing you to access your accounts anytime and anywhere. With our commitment to convenience and security, you can feel confident knowing that your financial information is protected while you enjoy the flexibility of online banking. One of the standout features we offer is our comprehensive online banking platform. You can easily manage your accounts by visiting https://srufcu.org/. With 24/7 access, you can check balances, pay bills, and transfer funds whenever it suits you. Our user-friendly interface makes navigating through your accounts a breeze. If you're always on the go, our mobile application is here to help. Available for download, this app brings all the power of online banking right to your smartphone. You can even send money directly to friends or family with our person-to-person transfer feature making splitting bills or sending gifts easier than ever. For those who prefer keeping track of their statements digitally, we provide e-statements that are not only eco-friendly but also convenient. Say goodbye to paper clutter and enjoy quick access to your financial records anytime you need them. While we currently don't offer mobile payments, our focus remains on providing secure and reliable services without compromising on ease of use. Additionally, please note that electronic signature authorization is not available at this time; however, we're committed to exploring ways to enhance our members' experience. With all these digital tools at your disposal, managing your finances has never been simpler or more efficient. Experience the benefits of modern banking with Sru today!

Financial Strength

Member Savings Security

Members' savings are secured through $9,964,953 in share certificates and $10,817,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $6,832,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we hold $590 in used auto loans and $37,142,713 in total loans and leases. This allows us to support our members' financial goals across various sectors.

Strong Capital Foundation

With a net worth of $7,361,641, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,191 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 8,332, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sru is your trusted partner. Visit us at 100 Arrowhead Dr Slippery Rock Pa 16057 or call (724) 794-6292 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,126,796 in used vehicle loans and $6,335,565 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you in finding the right fit.

Credit Lines

If you're seeking more flexibility, our total credit lines amounting to $4,000,000 are available for those who want quick access to funds when needed. This option is perfect for managing cash flow or unexpected expenses without having to apply for a separate loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,559,995, make buying or refinancing simple. We offer competitive rates and terms designed to suit your lifestyle and budget.

Refinancing Options

If you're considering refinancing your existing loans, we can guide you through eligibility options that may save you money and reduce your monthly payments. It's always worth exploring how refinancing could benefit your financial situation. For more information about our loan products or to discuss your specific needs, don't hesitate to reach out. You can contact us at (724) 794-6292 or visit us at our branch located at 100 Arrowhead Dr Slippery Rock Pa 16057 in Slippery Rock, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping our community thrive with accessible lending solutions!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $916,562 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected costs, our credit cards provide the support you need.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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