Srp Credit Union North Augusta SC | Convenient ATM Services

Introduction

Welcome to Srp Federal Credit Union, your trusted financial partner located at 1070 Edgefield Rd, North Augusta, SC 29860. Since our establishment in 1960, we've been dedicated to serving our community with integrity and commitment. With over 194,000 members benefiting from our services, we are proud to hold a total of $1,792,870,666 in assets. This strong foundation allows us to offer robust financial solutions tailored to meet your needs. At Srp Federal Credit Union, we understand that banking is more than just numbers; it's about building relationships and fostering a sense of belonging. Our team, led by CEO Eric Jenkins and Board President Sandra Devoe Bland, is here to ensure you receive personalized service every step of the way. Whether you're looking for loans or savings options, our total loans and leases amounting to 75,098 reflect our dedication to empowering our members financially. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to PO Box 6730, North Augusta, SC 29861. We invite you to explore our offerings and discover how we can help you achieve your financial goals. If you're ready to take the next step towards securing your financial future or have any questions about our services, don't hesitate to give us a call at (803) 278-4851. Join us at Srp Federal Credit Union where your financial well-being is our priority! For more information, visit us online at srpfcu.org.

Branch History & Mission

Community Connections

Our story is also one of connection and collaboration within the community. Throughout our history, we've partnered with local organizations to support initiatives that uplift those in need. Whether it's through volunteer work or financial literacy programs, we are dedicated to giving back and fostering a sense of belonging among residents in North Augusta. As we look forward to the future, we invite you to join us at Srp Federal Credit Union. Experience firsthand how membership can benefit you with tailored services designed for your financial success. For any correspondence not addressed directly at our branch location, please send it to PO Box 6730, North Augusta, SC 29861. Don't hesitate reach out today at (803) 278-4851 or visit us online at srpfcu.org for more information on becoming a member. Together, let's build a brighter financial future!

Our Mission

At Srp Federal Credit Union, our mission is clear: we strive to provide innovative financial solutions while enhancing the quality of life for our members. We believe that everyone deserves access to fair financial products and services that meet their unique needs. By focusing on education, personalized service, and community engagement, we aim to create a positive impact in the lives of those we serve. We embrace technology with features like online banking, mobile payments, and electronic signatures making it easier for you to manage your finances on your terms. Additionally, we're committed to ADA compliance ensuring that everyone has equal access to our facilities and services.

Branch Location & Accessibility

Call to Action

We invite you to come by Srp at 1070 Edgefield Rd North Augusta Sc 29860 and experience the personalized service that sets us apart from other financial institutions. If you're unable to visit in person, feel free to call us or explore more about our services online at Srp Federal Credit Union. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

You can find us just a stone's throw from popular local spots, making it simple to stop by while running errands or enjoying a day out. We pride ourselves on being accessible for everyone, featuring ADA-compliant facilities that ensure all members can easily navigate our space. Parking is ample, allowing for hassle-free visits, whether you're popping in for a quick transaction or settling in for a longer consultation.

Operating Hours and Services

At Srp, we understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your busy schedule. Our lobby hours are Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to noon, and Thursday and Friday from 8:30 AM to 6:00 PM. While we currently do not have an ATM or drive-thru service available, our dedicated staff is always ready to assist you with various banking needs right inside the branch. You can also reach us anytime at (803) 278-4851 if you have questions or need assistance before your visit.

Member Eligibility

At Srp, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you're in the area or work for one of our partner organizations, you're likely eligible to become a member. We welcome individuals who live, work, worship, or attend school in specific communities around North Augusta, SC. Becoming a member not only opens up access to our great products and services but also connects you with people who genuinely care about your financial well-being. To learn more about eligibility and ensure you meet the criteria, check out our detailed guide at https://srpfcu.org/become-a-member/ . When you're ready to take the next step and open your account, you can easily do so online at https://my.srpfcuonline.org/registration or by giving us a call at (803) 278-4851. We're excited to help you start this journey with us at Srp, located at 1070 Edgefield Rd North Augusta Sc 29860!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

When it comes to running a successful business, effective payment processing is crucial. Our merchant services provide you with easy ways to accept payments from customers, whether online or in-person. Imagine the convenience of having reliable tools that let you focus more on your operations while we handle the transactions securely. Visit us at 1070 Edgefield Rd North Augusta Sc 29860 in North Augusta, SC or contact us at (803) 278-4851 to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

Community-Centric Approach

At Srp, we believe in building strong relationships within our community. Our team is always ready to assist you with any questions about your account or our services. You can reach us easily at (803) 278-4851 during our operating hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM.

Emphasizing Convenience

In today's fast-paced world, we know how valuable your time is. That's why we focus on making banking as easy as possible for you. Our online banking platform offers features like e-statements and mobile payments, allowing you to manage your finances from the comfort of your home or on the go. With just a few clicks, you can pay bills, transfer funds, and monitor your accounts anytime.

Join Us Today!

Becoming a member of Srp means more than just having access to financial services; it's about joining a community that cares about your financial well-being. If you're interested in learning more about our offerings or becoming a member, visit us online at https://srpfcu.org/ or call us at (803) 278-4851. We look forward to serving you and helping you achieve your financial goals!

Personalized Banking Solutions

Our members can take advantage of various services designed to enhance their banking experience. For those who prefer digital convenience, our ATM Services Only option allows you to access your funds whenever and wherever you need them. Imagine being able to withdraw cash or check your balance at an ATM without waiting in long lines. This feature is perfect for busy individuals and families who want to streamline their banking activities.

Digital & Online Banking

24/7 Access

With 24/7 online banking services available at Srp, managing your accounts has never been easier. Whether it's early in the morning or late at night, you'll have full access to your finances whenever it suits you best. Experience the convenience and security of digital banking today! Log in to https://srpfcu.org/ and take charge of your financial journey with us at Srp.

Key Features for Your Convenience

Our online banking platform at https://srpfcu.org/ is designed with your needs in mind. You can check balances, transfer funds, and pay bills effortlessly, all while enjoying the peace of mind that comes with robust security measures. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it quick and simple no more printing and mailing forms. For those who prefer to keep track of their spending on their mobile devices, our mobile application is just a click away. It's user-friendly and offers features like mobile payments, so you can make purchases directly from your phone without a hassle. And if you want to send money to friends or family, our person-to-person transfer service is here to help you can send money in real-time with just a few taps.

Stay Updated with E-Statements

Want to reduce paper clutter? Our e-statements feature allows you to receive your account statements electronically. This not only helps the environment but also ensures that you have instant access to your financial information whenever you need it.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Growing Membership Base

With a total of 350,272 share accounts, it's clear that more people are choosing Srp as their trusted financial partner. This growing member base strengthens our community ties and enhances the services we can provide. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 1070 Edgefield Rd North Augusta Sc 29860 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors, with $16,515 in used auto loans and $1,136,456,400 in total loans and leases available to help you achieve your dreams. This allows us to assist you whether you're buying a car or planning other significant purchases.

Member Savings Security

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. While we do not hold any money market shares at this time, our focus remains on maximizing returns for our members.

Operational Efficiency

Our operations reflect our commitment to serving you effectively. Although our net income currently stands at $0, it showcases our ability to manage resources efficiently while continuing to provide solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees dedicated to assisting you.

Our Financial Health

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream vehicle, whether it's brand new or gently used. Our terms are flexible, and our team is here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand your operations. We understand that running a business requires access to reliable funding sources, and we are committed to supporting local entrepreneurs with tailored loan solutions.

Credit Lines and Unsecured Credit Cards

For those looking for financial flexibility, we offer competitive credit lines totaling $173,322,178, allowing you to access funds when you need them most. Additionally, our flexible terms on unsecured credit card loans with a total of $63,783,169 in loans help members manage their finances effectively while building their credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated staff will guide you through the process, ensuring you find a solution that fits your budget.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we can help with that too! Our team will work with you to evaluate your current financial situation and explore eligibility options that may benefit you. At Srp, our goal is to empower our members with the right tools and resources for their financial success. For more details about our loan offerings or to discuss which option is best for you, don't hesitate to reach out. You can call us at (803) 278-4851 or visit us at our branch located at 1070 Edgefield Rd North Augusta Sc 29860 in North Augusta, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Accurate Loan Comparisons

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Building Trust Through User Experiences

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SRP FEDERAL CREDIT UNION - North Augusta, SC

Type of Loan Offerings

Personal Loans

Vehicle Loans