Srp Credit Union North Augusta SC | Affordable Auto Loans & Checking

Introduction

Welcome to Srp, your trusted partner in financial well-being right here at our North Augusta Branch. Located at 403 W Martintown Rd, North Augusta, SC 29841, we have proudly served our community since 1960, establishing a legacy of trust and commitment to our members. With over 194,166 members and assets totaling an impressive $1,792,870,666, we are dedicated to providing personalized banking solutions that meet your unique needs. At Srp, we believe in the power of community. Our total deposits stand at $225,073,133, reflecting the faith our members place in us. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking options. With a strong net worth of $245,775,808 and cash reserves of $35,867,146, we ensure that your financial future is secure with us. Our team is led by CEO Eric Jenkins and Board President Sandra Devoe Bland, who are committed to fostering relationships based on trust and transparency. With a dedicated staff of 441 employees, we're here to assist you every step of the way whether you visit us in person or connect through our online services. While you can easily reach us at the branch for any immediate needs or questions by calling (803) 278-4851, official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861. Join us today as we continue to grow together! Explore more about our offerings at srpfcu.org and discover how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Community Engagement

Our commitment goes beyond banking. We actively engage in community outreach programs that help uplift those around us. From partnering with local organizations to support education initiatives to participating in events that promote health and wellness, we aim to make a positive impact on the lives of residents in North Augusta and beyond. For any official correspondence or inquiries outside of visiting us at our branch address, please send mail to PO Box 6730, North Augusta, SC 29861. As we continue to grow and evolve with technology while remaining ADA compliant, we maintain a customer-centric focus that prioritizes your needs above all else. We invite you to join us on this journey experience the benefits of being part of Srp today! Whether you're looking for personal banking solutions or seeking ways to improve your financial well-being, we're here for you every step of the way. Reach out to us at 803-278-4851 or visit us online at srpfcu.org to learn more about how we can serve you better!

Our Mission

At Srp, our mission is clear: to empower individuals and families through quality financial services and community support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or providing loans for vehicles and homes, we strive to make banking simple and beneficial for all. We take pride in offering modern banking solutions that cater to your lifestyle. With features like online banking, mobile payments, and ATM access available at various locations including ours with drive-thru service, we ensure convenience is always within reach.

Branch Location & Accessibility

Convenient Access

We understand that convenience matters. Our location offers ample parking, ensuring you can visit us without hassle. We are also committed to making our branch accessible for everyone, featuring ADA-compliant ramps and entryways for those who need them.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 803-278-4851. We invite you to visit us soon and discover how we can help make your financial journey smoother. Join our community today!

Operating Hours

Our friendly team is ready to assist you during our convenient operating hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12 PM, and Thursday and Friday from 8:30 AM to 6 PM. Whether you're stopping by for a quick deposit or a more in-depth discussion about your financial needs, we're here for you!

Services Offered

At the Srp North Augusta Branch, we offer a wide range of services designed to meet all your banking needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. Need cash? Enjoy the convenience of our ATM and drive-thru services for quick transactions.

Member Eligibility

At Srp, we believe that everyone deserves a financial partner who truly cares. Becoming a member is like joining a family where your needs are prioritized and your dreams are supported. To qualify for membership at Srp, you simply need to be a resident, employee, or student of the communities we serve in South Carolina. This means if you live, work, or study in our area, you're welcome to join us! We also extend membership to family members of existing members, ensuring that our community feels even more connected. For a detailed look at all the eligibility criteria, feel free to check out this page. Joining is easy and opens the door to a wide range of benefits designed just for you. From competitive rates on loans and savings accounts to personalized financial guidance, being part of Srp means you have access to tools that can help you thrive financially. If you're ready to take the next step, visit us at 403 W Martintown Rd North Augusta Sc 29841 or give us a call at (803) 278-4851. You can also start your application online by visiting our account opening page. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services offer reliable payment solutions that ensure smooth transactions for your customers. Whether it's card payments at the counter or mobile transactions on-the-go, we've got you covered. Located conveniently at 403 W Martintown Rd North Augusta Sc 29841 in North Augusta, SC, we invite you to visit us or call us at (803) 278-4851 to explore how we can support your business journey today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust solutions including merchant services and business loans. These services are designed to help your business thrive, whether you're just starting out or looking to expand.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards offer various benefits tailored to your spending habits perfect for those who love earning while they spend.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Srp provides comprehensive online and mobile banking features that allow you to manage your finances anytime, anywhere. With tools for ATM access, cash withdrawals, and person-to-person payments, banking has never been easier.

In-Person Assistance

While digital options are crucial, we also value face-to-face interactions. Our branch features a convenient drive-thru service, allowing you to complete basic transactions like deposits and withdrawals without leaving your car. For any complex inquiries or assistance, feel free to visit us during our operating hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. At Srp, we are committed to helping you achieve your financial goals with personalized service and reliable products. Ready to get started? Call us today at (803) 278-4851, or visit our website at North Augusta Branch for more information on how we can assist you!

Personal Banking Solutions

We understand that every member has unique financial goals. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. If you're looking to buy a car, our auto loans and vehicle financing options provide flexible terms and competitive rates, making it easier for you to drive away with confidence. When it comes to homeownership, our mortgage loans and refinancing services are here to help you secure the best rates possible. Whether you're purchasing your first home or refinancing an existing mortgage, our knowledgeable staff can guide you through the process. Additionally, if you're facing challenges with debt, our personal loans and debt consolidation options allow you to manage your payments more effectively.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents securely from anywhere, saving you time and hassle. If you're looking to go paperless, e-statements are also available. You can easily opt-in to receive your statements electronically, making it easier than ever to keep track of your finances without clutter. Another great convenience is our mobile payments feature. Whether you're out shopping or dining, you can make quick payments directly from your phone no need to dig through your wallet for cash or cards. Additionally, our person-to-person transfer service lets you send money directly to friends and family with just a few taps. Security is a top priority at Srp. We utilize advanced encryption technologies to protect your personal information while providing an easy-to-navigate experience. You can manage your accounts in real-time, so you're always in control of your finances. In short, the digital and online banking services at Srp offer everything you need for convenient and secure financial management. Join us today and experience the freedom of banking on your terms!

Financial Strength

Growing Together

With a total of 350,272 deposit accounts, we're proud to have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, reflecting our ability to support both current and future needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 403 W Martintown Rd North Augusta Sc 29841 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investment in Your Future

Our commitment to our members goes beyond just savings accounts. With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $16,515 in used auto loans and $1,136,456,400 in total loans and leases.

Member Savings Security

Members' savings are secured through $235,258,128 in share certificates. These options provide stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees who are dedicated to providing exceptional service every day.

Our Financial Health

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is reflected in our net worth ratio of $1,368, which demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or purchasing a reliable used car, we've got options that fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support your ambitions. If you're interested in any of these products or need assistance with refinancing options, please don't hesitate to contact us. At Srp, we're committed to providing personalized service that meets your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today and see how we can help you reach your financial milestones!

Credit Lines

For those who prefer flexibility, our credit lines total $173,322,178, giving you access to funds when you need them most. This product is ideal for unexpected expenses or managing cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We provide competitive rates and flexible terms, ensuring that you find a solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. This option allows you to make purchases without collateral while enjoying the benefits of easy repayment plans.

Loan Aggregator

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SRP FEDERAL CREDIT UNION - North Augusta, SC

Type of Loan Offerings

Personal Loans

Vehicle Loans