Srp Credit Union Edgefield SC | Affordable Vehicle Loans & Checking

Introduction

Welcome to Srp, your trusted financial partner in the heart of Edgefield, SC. Nestled at 225 Apple Square Plz, our branch has been serving the community since 1960. With a strong commitment to our members, we are proud to support over 194,000 individuals and families with personalized banking solutions tailored to their needs. At Srp, we believe that banking should be straightforward and accessible. Our total assets stand at an impressive $1,792,870,666, reflecting our stability and ability to serve you well. We offer a range of services including personal banking, auto loans, mortgages, and business financing options. With total deposits reaching $225,073,133, our members can trust that their funds are secure and growing. Led by our dedicated CEO, Eric Jenkins, and Board President, Sandra Devoe Bland, our team of 441 employees is here to ensure you receive exceptional service every time you visit us or connect online. We pride ourselves on being more than just a financial institution; we are a part of this community and strive to make a positive impact through various initiatives. While members can visit us at our branch location in Edgefield, official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861. Ready to take the next step in your financial journey? Whether you're looking for a new loan or want to open an account, feel free to call us at 803-278-4851 or visit our website at srpfcu.org. We look forward to welcoming you into the Srp family!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a bank; we are a part of your community. Our partnerships with local organizations reflect our commitment to social responsibility and helping those in need. Whether through financial literacy programs or supporting local events, we strive to uplift every member of our community. With features like an ATM available on-site and drive-thru banking for your convenience, we're dedicated to making your banking experience as smooth as possible.

Join Us

If you're looking for a credit union that values your needs while prioritizing community service, look no further than Srp. Join us today and discover how we can help you achieve your financial goals while being part of a caring community. For more information or to become a member, please visit our website or call us at (803) 278-4851. Experience the difference with us!

Our Journey

The story of Srp is one of dedication, growth, and unwavering support for our members. Established with the goal of providing accessible financial services, we have evolved over the years to meet the changing needs of our community. In addition to traditional banking services, we now offer a range of products including auto loans, mortgages, and personal loans all designed to empower our members financially. Our journey has not only been about expanding services but also enhancing member experience. We introduced digital banking solutions early on, ensuring that our members can manage their finances conveniently from anywhere. Today, our online banking platform allows for easy access to accounts, mobile payments, and person-to-person transactions keeping us relevant in an ever-changing world.

Our Mission

At Srp, our mission is simple yet profound: to provide personalized financial solutions while fostering a sense of community and belonging. We believe in supporting not only your financial goals but also the overall well-being of those we serve. This commitment drives us to engage in various outreach initiatives that benefit local organizations and foster economic growth within Edgefield. While members can visit us at 225 Apple Square Plz Edgefield Sc 29824, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861 if it differs. Our branch operates during convenient hours M & Tu 8:30-5:30, W 8:30-12:00, Th & F 8:30-6:00 making it easier for you to connect with us when you need assistance.

Branch Location & Accessibility

Come Visit Us!

With a wide range of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more, we're committed to helping you achieve your financial goals. So why wait? Give us a call at 803-278-4851 or drop by the Srp Edgefield Branch today we're excited to assist you!

Convenient Features

We understand how important it is to have easy access to your financial services. That's why our location includes a drive-thru service for quick deposits and withdrawals, making it easy for you to bank on the go. Plus, with our ATM available on-site, you can conveniently access cash or check your balance whenever you need. Our branch is designed with accessibility in mind. We comply with ADA standards, ensuring that everyone can comfortably visit us. Ample parking is available nearby so you can find a spot without any hassle.

Friendly Operating Hours

At Srp Edgefield Branch, we want to make banking as convenient as possible. Our lobby hours are designed to fit your busy schedule: we're open from 8:30 AM to 5:30 PM on Mondays and Tuesdays, from 8:30 AM to noon on Wednesdays, and from 8:30 AM to 6:00 PM on Thursdays and Fridays. Whether you're coming in for personal banking services or simply have questions about your account, we're here for you during these hours.

Member Eligibility

Becoming a member of Srp means joining a welcoming community that truly cares about your financial well-being. At our branch located at 225 Apple Square Plz Edgefield Sc 29824, we strive to make membership accessible and beneficial for everyone in our community. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We invite individuals and their families to take part in the supportive environment we've created, where you can access a range of services tailored to meet your needs. Joining is simple! Just visit our website for more details on eligibility at https://srpfcu.org/become-a-member/ . If you're ready to open an account, you can start the process easily online by following this link: https://my.srpfcuonline.org/registration . Should you have any questions or need assistance, feel free to give us a call at (803) 278-4851. We're excited to welcome you into the Srp family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers whether they pay with a card or mobile app. Our services are designed to streamline your transactions so you can focus on what matters most growing your business. Located at 225 Apple Square Plz Edgefield Sc 29824 in Edgefield, SC, we invite you to explore how our business banking and commercial services can support your goals. Contact us today at (803) 278-4851!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering a new car, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. We understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms designed to fit your budget.

Business Banking

If you run a business, we offer specialized business banking services, including merchant services and business loans. Our team understands the unique challenges business owners face and is ready to help you find the right financial solutions to grow your enterprise.

Convenient Access

At Srp, convenience matters. Enjoy easy access to cash with our ATM services located nearby or use our drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Our branch also supports basic ATM functions like balance checks, ensuring you have what you need when you need it. We invite you to explore all that we offer at Edgefield Branch. If you're ready to take the next step in managing your finances or have any questions about our services, don't hesitate to give us a call at (803) 278-4851. Let us help you achieve your financial goals today!

Credit Cards with Rewards

For those who love to shop, our credit cards with rewards make every purchase count! Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's like getting paid to use your card!

Home Loans

Owning a home is a dream for many, and at Srp, we can help turn that dream into reality with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan for better rates, our experienced team will guide you through every step of the process.

Personal Banking

Whether you're saving for a vacation, your child's education, or just looking to manage your day-to-day expenses, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having a secure place for your money while earning interest on your savings. With our online and mobile banking, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can provide the financial support you need during tough times or help consolidate debt into manageable payments. We're here to discuss your options and find the right solution for you.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://srpfcu.org/ , you can check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time; everything you need is just a few clicks away.

Real-Time Account Management

Stay updated with your account status in real-time. Our online banking platform allows you to view recent transactions and manage your accounts effortlessly. Whether you're checking your balance or reviewing your spending habits, you'll always be informed. In a world that moves fast, let us help you stay on top of your finances with ease. Experience all the benefits of digital banking at Srp today!

Secure and Convenient Options

At Srp, we prioritize your security. We offer electronic signature authorization for documents, making it easy to complete transactions without the hassle of printing or mailing. Our e-statements are available too, allowing you to keep track of your finances while reducing paper clutter.

User-Friendly Features

Our mobile application makes banking even simpler. You can make mobile payments quickly and securely, ensuring that you can handle transactions right from your phone. Plus, with person-to-person transfers, sending money to friends or family is as easy as sending a text.

Financial Strength

Growing Member Base

Total Share Accounts stand at 350,272, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, showcasing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 225 Apple Square Plz Edgefield Sc 29824 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,515 in used auto loans and $1,136,456,400 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $245,775,808, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for more substantial financing, our total auto loans stand at $33,030, and we offer a variety of credit lines totaling $173,322,178. If you're a business owner, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, don't hesitate to reach out. Our team is here to help you navigate your options and find the best solution for your situation. You can visit us at our branch located at 225 Apple Square Plz Edgefield Sc 29824, Edgefield, SC SC, or give us a call at (803) 278-4851. We're here during our operating hours: M & Tu 8:30-5:30, W 8:30-12:00, Th & F 8:30-6:00. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Srp be your partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We provide flexible financing options and terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We guide you through each step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while keeping your expenses manageable.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users can trust the information they receive is based on the latest results (Source: https://www.ncua.gov ). Each loan offer is presented fairly, allowing users to make informed decisions without hidden surprises.

Benefits of Using LendMesh

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SRP FEDERAL CREDIT UNION - Edgefield, SC

Type of Loan Offerings

Personal Loans

Vehicle Loans