Srp Credit Union Thomson GA | Affordable Auto Loans & Checking

Introduction

Welcome to Srp, your trusted partner in financial wellness, located at 1398 Washington Rd, Thomson, GA 30824. Since our founding in 1960, we have proudly served our community, growing to a vibrant membership of over 194,166 individuals who rely on us for their banking needs. With total assets exceeding $1.79 billion, we are committed to providing exceptional services tailored to you. At Srp, we believe that financial success starts with strong relationships. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Under the leadership of CEO Eric Jenkins and Board President Sandra Devoe Bland, we strive to create an inclusive environment where every member can thrive. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861-6730. We understand the importance of accessibility; that's why we offer convenient services such as online and mobile banking, ATMs, and personalized support. Our financial strength is reflected in our impressive figures: with total deposits of $225,073,133 and a net worth of $245,775,808, we prioritize your security and peace of mind. We also maintain significant liquidity with $35,867,146 in cash on hand and manage a diverse portfolio of loans totaling 75,098, ensuring that we're always prepared to meet your needs. Join us at Srp today! Whether you want to open an account or learn more about our services, feel free to give us a call at 803-474-4046 or visit our website at srpfcu.org. Your journey toward better financial health starts here!

Branch History & Mission

Community Commitment

Our roots are deeply embedded in community support and outreach initiatives. We collaborate with local organizations and participate in events that enrich the lives of residents in McDuffie County and beyond. Our partnerships reflect our belief that strong communities lead to strong individuals something we hold dear at Srp. While members can visit us at 1398 Washington Rd, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861-6730 if different from the branch address. As we look toward the future, we invite you to join us on this journey. Experience firsthand how being a member of Srp can benefit your financial health while contributing positively to your community. Stop by or call us at 803-474-4046 today!

Our Mission

At Srp, our mission is simple yet powerful: to empower our members through exceptional financial services while actively contributing to the community's well-being. We believe in putting people before profits, which drives everything we do from offering competitive rates on loans and savings accounts to providing educational resources that promote financial literacy. In addition to traditional banking services such as auto loans, mortgages, and credit cards with rewards, we also emphasize accessibility and convenience. Whether it's through our online banking platform or mobile app, we strive to make banking easier for everyone. With ATM availability at our branch and a commitment to ADA compliance, we ensure that all members have access to necessary services without barriers.

Branch Location & Accessibility

Accessibility Features

At the Srp Thomson Branch, we prioritize accessibility for all our members. Our location offers ample parking and features like ADA-compliant ramps, making it easier for everyone to access our services. You'll find our branch welcoming and easy to navigate, whether you're visiting for personal banking or business needs.

Call to Action

We invite you to come by the Srp Thomson Branch today! Whether you're looking for assistance with loans or just want to chat about your financial goals, our team is here for you. Feel free to give us a call at 803-474-4046 if you have any questions or need more information. We look forward to serving you!

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours to fit your schedule. Our lobby is open from 8:30 AM to 5:30 PM on Mondays and Tuesdays, 8:30 AM to 12:00 PM on Wednesdays, and until 6:00 PM on Thursdays and Fridays.

Services Offered

Our Thomson Branch provides a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM available right on site for quick withdrawals and balance checks. For those who prefer online banking, we also offer robust mobile services that allow you to manage your finances anytime, anywhere. While we don't have a drive-thru service at this location, our staff is always ready to assist you inside.

Member Eligibility

At Srp, we believe that everyone deserves a chance to be part of a welcoming community that supports their financial journey. Becoming a member is straightforward and inclusive! If you live, work, or worship in the areas served by our credit union, you're likely eligible to join us. We embrace individuals from various backgrounds and walks of life, making sure that everyone feels at home. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://srpfcu.org/become-a-member/. Once you're ready to take the next step, opening an account is just as easy! You can get started online by visiting https://my.srpfcuonline.org/registration, or if you have any questions, don't hesitate to reach out to us at (803) 474-4046. We're here to help you every step of the way! With membership at Srp, you'll enjoy personalized service and access to a variety of financial products tailored to fit your needs. Join us today and experience all the advantages of being part of our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether at your storefront or online. Our solutions help streamline operations so you can focus on what matters most growing your business. Located conveniently at 1398 Washington Rd Thomson Ga 30824, Thomson, GA, we invite you to visit us or call (803) 474-4046 to learn more about how our business banking and commercial services can empower your success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide robust business banking solutions. Our merchant services and business loans can help support your ventures, whether you're starting fresh or expanding an established business.

Credit Cards with Rewards

With our credit cards that offer rewards, you'll not only make purchases but also earn benefits along the way. It's an easy way to get more from your spending while enjoying perks tailored just for you!

Online & Mobile Banking

We know convenience is key, which is why we offer comprehensive online and mobile banking services. You can manage your accounts, pay bills, and transfer money all from the comfort of your home or on-the-go using our user-friendly mobile application. Plus, with features like ATM access for withdrawals and balance checks, getting cash when you need it is quick and simple. If you're ever in doubt or need assistance, don't hesitate to reach out to us at (803) 474-4046. We're here to ensure that all your banking needs are met with care. At Srp, we strive to provide an array of services that fit into your lifestyle while making banking easier than ever. Whether it's through our digital platforms or face-to-face interactions at our branch, we're committed to supporting you every step of the way. Ready to take control of your financial future? Visit us today or check out more about becoming a member at https://srpfcu.org/.

Personal Banking

Our personal banking services cater to individuals seeking straightforward solutions for their everyday financial activities. With checking and savings accounts, managing your money has never been easier. Imagine having a place where your funds are secure, and you can easily access them whenever needed. We also offer auto loans and vehicle financing perfect for when you're ready to hit the road in a new car! If you're thinking about buying a home, our mortgage loans and refinancing options can help turn that dream into reality. We understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation services are designed to give you the flexibility to manage your finances effectively.

Digital & Online Banking

Always Available Support

Our commitment to accessibility means we're here for you around the clock with our online banking services. If you need assistance at any time, help is just a click away! In summary, with features like electronic signatures, e-statements, mobile payments, and our user-friendly app, managing your finances at Srp is not just easy it's enjoyable. Join us today and take control of your banking experience like never before!

Key Features

One of the standout features is our electronic signature authorization. This allows you to complete transactions securely without needing to be physically present at the branch. It's quick and efficient, making your banking experience smoother than ever. We also provide e-statements so you can keep track of your transactions without the hassle of paper clutter. You'll receive statements directly in your inbox, ensuring that you're always informed about your financial activity. If you're someone who loves using mobile payments, you'll be pleased to know that Srp supports this feature too. Whether it's splitting a bill with friends through person-to-person transfers or making quick purchases, paying has never been simpler.

Financial Strength

At Srp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to serve you better every day. With a net worth of $245,775,808, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,515 in used auto loans and $1,136,456,400 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 350,272, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 1398 Washington Rd Thomson Ga 30824 or call (803) 474-4046 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Srp, we understand that life comes with its financial needs and dreams. Whether you're looking to purchase a new vehicle, buy a home, or manage everyday expenses, our diverse loan products are designed to help you achieve your financial goals. With over 75,098 loans issued, we've helped thousands of members reach their aspirations. Our auto loans stand out in the industry, providing some of the most competitive rates available. If you're considering buying a new car, you'll be pleased to know that we've already facilitated $143,074,843 in new vehicle loans and $238,022,198 in used vehicle loans. This means many members have already hit the road with confidence, thanks to our support. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, making it easy for you to buy or refinance your home. We aim to simplify the process and help you find the right fit for your needs. For those managing business finances, our outstanding commercial loans totaling $231,315,333 provide essential capital to help businesses grow and expand. We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans assisting members in managing their finances effectively. If you're curious about refinancing options or need guidance on eligibility, our team is here to assist you every step of the way. We believe that understanding your options is crucial to making informed decisions. Located at 1398 Washington Rd Thomson Ga 30824 in Thomson, GA, we're just a phone call away at (803) 474-4046. Our knowledgeable staff is ready to answer your questions and guide you through our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Srp, we're committed to supporting your financial journey with accessible loan products tailored to meet your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are both fair and transparent.

Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans