Srp Credit Union Martinez GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Srp, your trusted partner in financial growth and stability! Located at 125 Davis Rd, Martinez, GA 30907, our Davis Road Branch has been serving the community since 1960, building relationships that matter. With a robust membership of 194,166 members and total assets of an impressive $1,792,870,666, we are committed to providing personalized banking solutions tailored to your needs. At Srp, we believe in empowering our members through a variety of services including auto loans, mortgage options, and business banking solutions. Our dedicated team of 441 employees is here to support you every step of the way. Under the leadership of our CEO, Eric Jenkins, and Board President, Sandra Devoe Bland, we aim to foster a welcoming environment where your financial well-being is our top priority. While members can visit us at our convenient branch location, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861. We invite you to explore all that we offer whether it's through our online banking options or in-person visits during our operating hours: Monday & Tuesday from 8:30 AM to 5:30 PM; Wednesday from 8:30 AM to 12:00 PM; and Thursday & Friday from 8:30 AM to 6:00 PM. With total deposits amounting to $225,073,133 and a net worth of $245,775,808, you can trust that your finances are in safe hands. We also have available cash on hand totaling $35,867,146 for immediate needs. Join us today and experience the difference with Srp Credit Union! Feel free to reach out at (803) 278-4851 or visit us online at srpfcu.org for more information about how we can help you achieve your financial goals. Your journey towards financial success starts here!

Branch History & Mission

Community Engagement

Over the years, Srp has focused on building strong relationships within the community. We engage in various outreach programs aimed at enhancing financial literacy and supporting local events that bring people together. Whether through workshops or sponsorships, we believe in investing back into the community that has supported us throughout our history. With total assets exceeding $1,792,870,666, we continue to grow stronger while prioritizing your needs. Our drive-thru banking service allows for quick transactions without stepping out of your vehicle, making it easier than ever for you to access your funds.

Join Us!

As we look toward the future, we invite you to become part of our story at Srp. Experience firsthand how our dedicated team is here to support you every step of the way. Whether you're looking for assistance with a loan or need guidance on saving for your future, we're ready to help you achieve your financial goals. Reach out today at (803) 278-4851 or visit us during our operating hours. Join us on this exciting journey together, let's build a brighter financial future!

Our Mission

At the heart of Srp lies our mission to empower individuals and families through financial education and reliable services. We strive to provide a range of products tailored to meet the unique needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment extends beyond just financial transactions; we aim to foster a sense of community by supporting local initiatives and partnerships that uplift those around us. We understand the importance of adapting to the changing times. That's why we've embraced digital advancements such as online banking and mobile payments, ensuring that you can manage your finances conveniently from anywhere. Additionally, our commitment to accessibility means that all members can enjoy ADA-compliant facilities.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

The Srp Davis Road Branch is situated near popular spots such as the Martinez Library and the local shopping centers, making it a perfect stop during your day. We offer ample parking space right outside our doors, ensuring that your visit is hassle-free. Plus, our branch is fully accessible with ADA-compliant features, including ramps and designated parking spaces.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 803-278-4851. We look forward to welcoming you to the Srp Davis Road Branch soon! Come see how we can make your banking experience easier and more enjoyable!

Operating Hours That Fit Your Schedule

Our doors are open to serve you during convenient hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. No matter when you come in, our team is ready to assist you with all your banking needs.

Services Tailored Just for You

At the Srp Davis Road Branch, we offer a wide range of services designed to meet your financial goals. From checking and savings accounts to personal loans and credit cards with rewards, we have something for everyone. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. We also have ATM access available for those times when you need cash on-the-go. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address at PO Box 6730, North Augusta, SC 29861 if it differs from where we serve you.

Member Eligibility

Becoming a member of Srp is like joining a close-knit community that prioritizes your financial well-being. If you're looking to enjoy personalized service and a range of financial products, you're in the right place! To qualify for membership at Srp, you typically need to live, work, worship, or attend school in the area surrounding our branch. We warmly welcome individuals from various backgrounds and walks of life, so there's a good chance you'll fit right in. For more detailed eligibility requirements, feel free to visit our page at https://srpfcu.org/become-a-member/ . Joining is simple! You can open an account online through this link: https://my.srpfcuonline.org/registration , or if you prefer a personal touch, don't hesitate to give us a call at (803) 278-4851. We're excited to help you start your journey with us at Srp, located at 125 Davis Rd Martinez Ga 30907. Let's take this step together toward achieving your financial goals!

Business Banking & Commercial Services

Business Loans That Empower Growth

Imagine having access to funds that can help you expand your operations, purchase new equipment, or even hire more staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to make daily transactions smoother for your business. Whether it's accepting payments or managing cash flow, our services are tailored to meet your needs. Picture a busy day at your store where every sale goes smoothly, thanks to reliable payment processing and exceptional support from our team. Let us help you turn your business vision into reality. Visit us at 125 Davis Rd Martinez Ga 30907, Martinez, GA, or give us a call at (803) 278-4851 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle purchase, our auto loans are crafted to be simple and straightforward. With competitive rates and flexible terms, getting behind the wheel of your dream car is more achievable than ever. Plus, our team will guide you through the process so that you feel confident every step of the way.

Business Banking Services

For our members who run businesses, we offer tailored business banking solutions including merchant services and business loans. These services are designed to support local entrepreneurs in achieving their business goals while keeping their finances organized.

Convenient Access Options

We understand that life gets busy. That's why we also provide ATM access for cash withdrawals and balance checks whenever needed. If you'd rather handle transactions face-to-face but on your schedule, our drive-thru service allows for quick deposits and withdrawals without leaving your car. At Srp, we're committed to making banking easy and accessible for everyone in the community. If you're ready to explore any of these services or have questions about how we can help meet your financial needs, don't hesitate to reach out! Call us at (803) 278-4851, visit us at 125 Davis Rd Martinez Ga 30907, or check out our website at Davis Road Branch today!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that let you earn points for every dollar spent! Use them for everyday purchases or special occasions while enjoying benefits like cashback offers and travel rewards. It's all about making your spending work harder for you.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and Srp is here to help you make it happen. We offer mortgage loans with various options that cater to first-time buyers and those looking to refinance their existing mortgages. Our knowledgeable staff can assist you in finding the best solution that fits your budget and long-term plans.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, Srp has the right options for you. Our personal banking services include various accounts designed to fit your lifestyle and financial goals. Imagine having the flexibility of online and mobile banking at your fingertips, allowing you to check balances, transfer funds, and pay bills with ease.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. When it does, our personal loans provide a reliable option for managing those costs effectively. Whether it's for medical bills, home repairs, or debt consolidation, we work with you to find a solution that eases your financial burden.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to manage your finances on your schedule. Whether you're at home or on the go, our mobile application makes it simple to check your balances and transactions right from your smartphone. Plus, with electronic statements available, you can view and manage your account details without the clutter of paper. Security is a top priority for us at Srp. We use advanced technology to ensure that your information remains safe while you're banking online. You can also take advantage of our electronic signature authorization feature, making it easier to sign documents securely without needing to visit a branch. If you enjoy sending money to friends or family, our person-to-person transfer service allows you to do so quickly and conveniently right from your device. And for those who prefer using their phones for payments, our mobile payments feature lets you make purchases with ease. With all these features combined, banking has never been more accessible or convenient. Join us at Srp today and experience how our digital banking services can simplify your financial life!

Financial Strength

Committed Team

We also take pride in having 420 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a growing number of 350,272 reflecting our strong member base, we are dedicated to building lasting relationships with each of you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 125 Davis Rd Martinez Ga 30907 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $234,717,834 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Secure Savings Opportunities

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. This illustrates our dedication to helping you grow your savings securely.

Solid Financial Health

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $16,515 in used auto loans and $1,136,456,400 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financing Options

For those looking for additional financial flexibility, we also offer credit lines totaling $173,322,178. These lines of credit allow you to access funds as needed without going through a lengthy application process each time. If you're a business owner, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand your business operations. We are dedicated to supporting our local businesses with tailored solutions that cater specifically to their needs. At Srp, we believe in empowering our members through financial education and support. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. For more information about our loan offerings or to speak with one of our representatives, contact us at (803) 278-4851 or visit us at our branch located at 125 Davis Rd Martinez Ga 30907 in Martinez, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle. Plus, our straightforward application process makes it easy to get started.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We work with you every step of the way to ensure that you understand your options and feel confident in your choice. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $63,783,169 in loans helping members manage their finances effectively, these cards come with flexible terms designed to fit your spending habits. Enjoy the convenience of making purchases while having the peace of mind that comes from knowing you have financial support when needed.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent. By working exclusively with verified institutions, LendMesh guarantees that users receive accurate information, allowing them to compare different loan options effectively.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing guarantees transparency in every comparison you make. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the comparisons reflect true market conditions without any hidden agendas. - Real-Time Rate Comparisons: Stay updated with the most current loan rates from multiple institutions. This real-time data helps users make informed decisions tailored to their unique financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of using LendMesh in securing better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SRP FEDERAL CREDIT UNION - Martinez, GA

Type of Loan Offerings

Personal Loans

Vehicle Loans