Srp Credit Union Grovetown GA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Srp, your trusted financial partner in the heart of Grovetown, GA! Located at 101 Fornum Dr, our Grovetown Branch is more than just a place to bank; it's a community hub dedicated to enhancing the financial well-being of our members. Since opening our doors in 1960, we have grown into a robust institution with over 194,166 members who rely on us for their banking needs. At Srp, we take pride in our substantial assets totaling $1,792,870,666, which allows us to offer a wide range of services tailored to fit your lifestyle. Whether you're interested in personal banking products like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to assist you every step of the way. With total deposits of $225,073,133 and over 75,098 loans and leases provided to our members, we stand firm as a pillar of financial support in the community. Our dedicated team is led by CEO Eric Jenkins and Board President Sandra Devoe Bland, who work tirelessly to ensure that each member feels valued and supported. We are proud to employ 441 professionals who are ready to help you navigate your financial journey. While members can visit us at 101 Fornum Dr, official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861. Our branch is equipped with an ATM for your convenience and operates on flexible hours 8:30 AM to 5:30 PM Monday through Tuesday, 8:30 AM to 12:00 PM Wednesday, and extended hours until 6:00 PM on Thursday and Friday. Join us at Srp today! Call us at 803-278-4851 or visit our website srpfcu.org to learn more about how we can support your financial goals. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to new technologies while ensuring accessibility for all members. Our digital banking solutions allow members to manage their finances conveniently from anywhere. With features such as online banking, mobile payments, and electronic signatures, we're dedicated to making your banking experience seamless and efficient.

Community Connection

We take pride in being more than just a financial institution; we're an integral part of the Grovetown community. Through various outreach programs and partnerships with local organizations, we continually seek ways to give back and make a positive impact on our neighbors' lives.

Join Us!

As we look toward the future, we invite you to become part of our family at Srp. Experience firsthand how we can help you achieve your financial goals while contributing to a vibrant community spirit. Visit us today or explore membership options at our website and take the first step towards financial empowerment! Feel free to call us at 803-278-4851 for any inquiries or assistance.

Our Journey

Over the years, Srp has evolved significantly. We started with a simple mission: to provide accessible financial services that empower individuals and families. As we expanded our offerings and membership base, we stayed true to this goal. Our branch at 101 Fornum Dr, Grovetown, GA 30813 became a beacon of support for those seeking personal banking solutions. While you can always reach us at this location, official correspondence should be directed to our mailing address at PO Box 6730, North Augusta, SC 29861.

Our Mission

At Srp, our mission is straightforward yet impactful: we aim to enhance the financial well-being of our members while actively supporting the local community. We offer a range of services tailored to meet diverse needs from checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just banking; we strive to foster connections through community outreach initiatives and partnerships that uplift those around us.

Branch Location & Accessibility

Accessibility and Parking

At the Srp Grovetown Branch, we prioritize your comfort and convenience. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can easily reach us. Plus, we offer ample parking space right outside the branch, making your visit hassle-free.

Contact Us

Have questions or want more information? Feel free to give us a call at 803-278-4851. While members can visit us at the branch for assistance, please remember that any official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861. We invite you to stop by the Srp Grovetown Branch today! Our dedicated team is excited to help you with all your banking needs.

Operating Hours

We know that life gets busy, so we've designed our operating hours to fit your schedule. Join us Monday through Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday through Friday from 8:30 AM to 6:00 PM. Whether you're stopping by before work or during your lunch break, we aim to be here when you need us.

Services Offered

Our Grovetown Branch offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is ready to help you navigate your options. Need cash? We have an ATM available for quick withdrawals and balance checks right on-site.

Member Eligibility

Joining the Srp community is a simple and rewarding experience that opens the door to a range of financial benefits tailored just for you. To become a member, you need to meet certain eligibility criteria, which primarily include living, working, or attending school in our service areas. Whether you're looking for personal banking options like checking accounts or loans, or business services to help grow your ventures, we welcome you with open arms. For detailed information on the specific requirements, feel free to check out our eligibility page at https://srpfcu.org/become-a-member/. Once you've confirmed your eligibility, opening an account with us is quick and straightforward. You can start your journey towards financial empowerment by visiting our account opening page at https://my.srpfcuonline.org/registration. If you have any questions along the way, don't hesitate to reach out to us at (803) 278-4851. Our friendly staff is here to assist you every step of the way. Welcome to Srp, where you're not just a member but part of a supportive family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local café using our system to accept credit card payments seamlessly, allowing customers to enjoy their morning coffee without delay. Our services empower businesses like yours to focus on what matters most: serving your customers and growing your bottom line. Visit us at 101 Fornum Dr Grovetown Ga 30813 in Grovetown, GA, or call us at (803) 278-4851 to learn how our tailored banking solutions can elevate your business today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. Your success is important to us; that's why we strive to support local businesses with financial tools designed for growth.

Credit Options

Looking to earn rewards while spending? Our credit cards with rewards offer just that! These cards not only simplify transactions but also help you earn points towards exciting perks.

Digital Banking Features

In today's fast-paced world, convenience is key. At Grovetown Branch, we prioritize accessibility with our robust online and mobile banking platforms. You can manage your finances anytime, anywhere! With features like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, you'll find managing your money has never been easier. If you're ready to take the next step in your financial journey or have any questions about our services, feel free to reach out at (803) 278-4851. Our friendly staff is eager to assist you! Discover how we can help you achieve your financial goals today by visiting us at 101 Fornum Dr Grovetown Ga 30813 or checking out more information on our website: Visit Us. We're here for you every step of the way!

Home Financing Solutions

Owning a home is a significant milestone, and our mortgage loans and refinancing options make it easier than ever to achieve this dream. Our knowledgeable staff will guide you through the mortgage process, ensuring you find the right plan that suits your budget.

Personal Banking Services

We offer a variety of personal banking options that cater to every lifestyle. From checking and savings accounts designed for everyday use, to specialized accounts that help you save for future goals, we have it all. If you're thinking about getting behind the wheel of a new car, our auto loans and vehicle financing options can help you drive away with confidence. We understand that sometimes life throws unexpected expenses your way, which is why our personal loans and debt consolidation services are structured to ease your financial stress.

Digital & Online Banking

Key Features of Our Digital Banking Services

Accessing your accounts is easy through our online banking platform at https://srpfcu.org/. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services put you in control. Plus, for those times when you need to sign documents quickly, we offer electronic signature authorization to streamline the process. If you prefer to keep track of your finances on the go, our mobile application provides all the same features right at your fingertips. You can set up e-statements for quick access to your account statements without the clutter of paper it's not just good for you; it's great for the environment too!

Make Transactions Easy

Need to send money to a friend? Our person-to-person transfers make it simple and fast. You can also take advantage of mobile payments for contactless transactions no more digging around for cash or cards when you're out and about. Your security is our priority. We utilize advanced measures to protect your information while ensuring that accessing your accounts is straightforward and hassle-free. In summary, Srp offers a comprehensive suite of digital banking options that enhance your banking experience while keeping it secure. Explore all these features today and take charge of your finances with ease!

Financial Strength

At Srp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with confidence. With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $16,515 in used auto loans and $1,136,456,400 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Net Shares (funds available for lending and investments) stand at $0, while the total number of share accounts shows a strong and growing member base: 350,272. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 101 Fornum Dr Grovetown Ga 30813 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can suit your budget.

Credit Lines

For those looking for additional flexibility, our credit lines totaling $173,322,178 provide easy access to funds when you need them most. This option allows you to borrow as needed while only paying interest on the amount you use. If you're considering refinancing any existing loans or want to explore eligibility options for our products, our team is here to assist you every step of the way. To learn more about our loan offerings or how we can help with your specific needs, feel free to contact us at (803) 278-4851 or visit us at our branch located at 101 Fornum Dr Grovetown Ga 30813 in Grovetown, GA. We're here to support your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you understand your choices and can find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to make everyday spending easier while keeping your budget in check.

Loan Aggregator

Ensuring Accurate Comparisons

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Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans