Srp Credit Union Evans GA | Best Auto Loans & Personal Banking

Introduction

Welcome to Srp at our North Belair Rd Branch, located at 100 Srp Dr, Evans, GA 30809. Since our establishment in 1960, we have been dedicated to empowering our members with financial services that build a stronger community. With over 194,166 members and total assets of $1,792,870,666, we are proud to be a trusted partner in your financial journey. At Srp, we understand that every member's needs are unique. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our commitment to you goes beyond numbers; it's about providing personalized support and guidance every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 6730, North Augusta, SC 29861. Under the leadership of our CEO, Eric Jenkins, and Board President, Sandra Devoe Bland, we strive for excellence in service. Our dedicated team of 441 employees is here to assist you with any questions or concerns you may have. Whether you're looking for advice on loans or assistance with deposits totaling $225,073,133, we're here for you. With a net worth of $245,775,808 and cash in hand amounting to $35,867,146, you can trust that your finances are secure with us. Ready to take the next step? Visit us or call us at (803) 278-4851 during our operating hours (M & Tu 8:30-5:30; W 8:30-12:00; Th & F 8:30-6:00). Let's work together toward your financial goals!

Branch History & Mission

Commitment to Service

While you can always visit us at our branch location for personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards official correspondence should be sent to PO Box 6730, North Augusta, SC 29861 if needed. We strive to create an environment where everyone feels welcome and valued. Our operating hours reflect our dedication to serving you best: Monday and Tuesday from 8:30 AM to 5:30 PM; Wednesday from 8:30 AM to 12:00 PM; and Thursday through Friday from 8:30 AM to 6:00 PM. As we look ahead, we remain committed to enhancing member experiences through innovative financial products and exceptional customer service. We invite you to join Srp today and discover how being part of our family can make a difference in your financial journey! For more information on membership eligibility or to open an account online, please visit our website. Join us as we continue to grow together!

Our Evolution

From our humble beginnings, Srp has continually adapted to meet the needs of our members and the community. We've embraced technology with features like online banking and mobile payments, ensuring that financial management is accessible and convenient. Our drive-thru banking and ATM availability provide additional layers of ease for our members, allowing them to handle transactions without any hassle. We are proud to be rooted in Evans, a vibrant community where we actively participate in various outreach efforts. These initiatives not only help us serve our members better but also strengthen the bonds within our community. Our mission statement underscores this commitment: "To empower our members with accessible financial solutions while making a positive impact in the communities we serve."

Branch Location & Accessibility

Welcome to the Srp branch, conveniently located at 100 Srp Dr, Evans, GA 30809. This friendly spot is nestled in the heart of Columbia County, making it easy for our members to access essential banking services. If you're heading our way, you'll find us near popular landmarks that are well-known in the area. Whether you're stopping by for a quick transaction or looking for more comprehensive financial advice, we're here to help! At the Srp branch, accessibility is a top priority. Our facility complies with ADA standards and features ramps and ample parking spaces to ensure everyone can visit us comfortably. We also offer drive-thru banking for those who prefer to handle their transactions from their vehicles. Plus, our ATM is readily available for quick cash withdrawals or balance inquiries whenever you need it. We want your visit to be as convenient as possible! Our operating hours are designed with your schedule in mind: we are open Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12 PM, and Thursday and Friday from 8:30 AM to 6 PM. This gives you plenty of time to stop by during the week. While members can visit us at our Evans location for all their banking needs from checking and savings accounts to auto loans official correspondence should be sent to our mailing address at PO Box 6730, North Augusta, SC 29861 if it's different from where you find us. Feel free to reach out anytime at 803-278-4851 if you have questions or need assistance. We're excited to help you with your financial journey! Come visit us soon at the Srp branch!

Member Eligibility

At Srp, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is easier than you might think! Our eligibility criteria are designed to be inclusive, catering to individuals who live, work, or worship in the area. Whether you're a student, a professional, or someone simply seeking better financial options, there's a place for you here. To get all the specifics about eligibility and to see if you qualify, feel free to check out our detailed guidelines at https://srpfcu.org/become-a-member/. Once you know you're eligible, opening an account with us is straightforward! You can start your journey with just a few clicks by visiting https://my.srpfcuonline.org/registration. If you have any questions along the way, don't hesitate to reach out at (803) 278-4851. Join us at Srp, located at 100 Srp Dr Evans Ga 30809, and experience the benefits of being part of our supportive family!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. For instance, a local retail store can easily accept various payment methods, ensuring a smooth checkout process for customers. This not only increases satisfaction but also encourages repeat business. Whether you're looking for a loan or need help managing your payment systems, Srp is here to support your vision. Visit us at 100 Srp Dr Evans Ga 30809, Evans, GA, or call us at (803) 278-4851 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Business Banking

For our business members, we understand the unique challenges you face. Our business banking services include merchant services and business loans that can help you streamline operations and grow your enterprise. We believe in supporting local businesses because when they thrive, our community thrives.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can make deposits, check balances, and even transfer funds with just a few clicks or taps on your device. Plus, our ATM services ensure easy access to cash whenever you need it.

Drive-Thru and ATM Access

For those who prefer a more traditional banking experience, we provide basic drive-thru banking options for deposits, withdrawals, and other simple transactions. Our ATMs also allow for easy cash withdrawals and balance checks without stepping inside the branch. Whether you're looking for personal banking solutions or business support, Srp is here to help. With our commitment to service excellence and member satisfaction, we're ready to assist you in achieving your financial goals. For more information about our services or to speak with one of our friendly team members, please call us at (803) 278-4851 or visit us at North Belair Rd Branch. We're excited to serve you!

Loans and Credit Options

If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services provide flexible solutions that can ease your financial burden. Additionally, our credit cards come with rewards that let you earn while you spend, making every purchase count.

Personal Banking

Our personal banking services are designed to help you manage your finances easily and efficiently. Whether you're looking to open a checking or savings account, we've got you covered with options that fit your lifestyle. Need financing for that new car? Our auto loans and vehicle financing solutions make it simple and affordable to drive away in the vehicle of your dreams. For those considering buying a home, we offer mortgage loans and refinancing options that can help you secure the best rates available.

Digital & Online Banking

Enhanced Convenience

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash quickly and securely. Additionally, if you're a fan of contactless payments, you'll appreciate our mobile payments option that lets you make purchases directly from your phone. Whether you're monitoring your account or making transactions, everything is user-friendly and designed with you in mind. The goal is to empower you to manage your finances confidently and efficiently. Embrace the convenience of modern banking with Srp today! Explore more about our digital banking services by visiting https://srpfcu.org/.

Key Features

Our online banking services are available 24/7, ensuring you have access whenever you need it. You can check your balances, transfer funds, and pay bills all in one place, making financial management simple and stress-free. If you prefer using your smartphone, our mobile application provides the same functionality at your fingertips. It's perfect for those quick transactions while you're out and about. We also prioritize your security with electronic signature authorization, allowing you to sign documents safely and conveniently without needing to visit a branch. Plus, you can opt for e-statements to keep track of your account activity without the clutter of paper statements.

Financial Strength

Committed Team

Our dedicated team consists of 420 full-time employees and 21 part-time employees who are always ready to serve you with knowledge and commitment. Your satisfaction is our priority, and having a strong workforce ensures that we can meet your needs promptly.

Growing Membership Base

We have built trust within the community, as demonstrated by our growing membership base with 350,272 total share accounts. This strength enables us to provide even more value to you as we work together towards your financial future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 100 Srp Dr Evans Ga 30809 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-centric approach allows us to reinvest in innovative banking tools and stronger lending options.

Robust Lending Capacity

We understand that financing plays a crucial role in achieving life's milestones. With $16,515 in used auto loans and $1,136,456,400 in total loans and leases, our lending capacity supports members' financial aspirations across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our focus on helping you achieve your financial goals.

Strong Financial Health

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier for you to get behind the wheel.

Business Loans

For business owners, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support local entrepreneurs with accessible funding solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We are here to guide you through each step of the process, whether you are a first-time buyer or looking to refinance your current mortgage.

Refinancing Options

If you're considering refinancing any existing loans or lines of credit, be sure to ask us about eligibility options tailored specifically for your situation. At Srp, we strive to make borrowing as straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what type of loan you're interested in, our team is ready to help you navigate your options and find the best fit for your needs. Reach out today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can help you maximize your spending power while keeping your budget on track.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you receive reliable information that helps you make sound financial choices.

Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans