Srp Credit Union Augusta GA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Srp at 1267 Augusta West Pkwy, Augusta, GA 30909 your trusted partner in achieving financial wellness. Since opening our doors in 1960, we have proudly served a growing community of over 194,166 members. With total assets exceeding $1.79 billion, we are committed to providing exceptional services tailored to your needs. At Srp, we understand that financial decisions can impact your life significantly. That's why our dedicated team is here to support you with a range of products and services, including personal banking, auto loans, mortgage options, and business financing solutions. Our commitment to you is reflected in our solid financial foundation, with total deposits amounting to $225 million and a net worth of $245 million. Our leadership team, including CEO Eric Jenkins and Board President Sandra Devoe Bland, is focused on ensuring that every member feels valued and supported. We take pride in our ability to provide personalized service, whether through our friendly staff at the branch or via our modern online and mobile banking platforms. While members can visit us at 1267 Augusta West Pkwy, official correspondence should be sent to our mailing address at P.O. Box 6730, North Augusta, SC 29861. As part of our community-oriented mission, we believe in giving back. Your membership not only empowers you financially but also supports local initiatives that enhance the lives of those around us. We invite you to experience the difference that comes from being part of a credit union that truly cares about its members. Feel free to call us at 803-278-4851 or visit our website at srpfcu.org to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

Commitment to Community

Srp believes in giving back to the communities we serve. Through various partnerships and outreach efforts, we actively engage with local organizations and initiatives that uplift those around us. By prioritizing community support alongside our financial services, we aim to create a positive impact that extends far beyond banking. Join us at Srp today! Whether you're looking for personal banking solutions or seeking ways to strengthen your business financially, we're here for you every step of the way. Experience firsthand how we can help you achieve your goals reach out today at 803-278-4851 or explore more about becoming a member on our website here. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Srp has evolved into a trusted financial partner in Augusta. As we opened our doors more than sixty years ago, our goal was simple: to empower individuals and families with accessible financial solutions. Throughout the years, we have embraced innovation while staying true to our roots in community service. Our evolution includes expanding services such as personal banking, auto loans, mortgage options, and business banking solutions. As we grew, so did our commitment to being accessible. We proudly offer both ATM services and drive-thru banking for convenience. Our branch operates with hours tailored to meet your needs Monday through Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday through Friday from 8:30 AM to 6:00 PM.

Our Mission

At the heart of Srp's mission is our dedication to enhancing the financial well-being of our members while fostering community growth. We strive not only to provide exceptional financial products but also to ensure that every member feels valued and supported. Our mission emphasizes inclusivity and accessibility; whether you visit us in person or engage with us online through mobile payments and online banking options, we aim to make your experience seamless. While members can visit us at 1267 Augusta West Pkwy Augusta Ga 30909, official correspondence should be sent to P.O. Box Box 6730, North Augusta, SC 29861 if needed.

Branch Location & Accessibility

Welcome to the Srp Augusta West Pkwy Branch, your trusted community credit union located at 1267 Augusta West Pkwy in beautiful Augusta, Georgia. Our branch is ideally situated near popular landmarks, making it a convenient stop for all your banking needs. Whether you're visiting the nearby shopping centers or exploring local parks, you can easily drop by and take advantage of our services. At Srp, we prioritize accessibility for all our members. Our branch features accessible parking and ADA-compliant facilities, ensuring that everyone feels welcome. With our drive-thru service available, you can complete simple transactions without leaving your car perfect for those on the go! Plus, we offer ATM access for quick withdrawals and balance checks whenever you need them. We understand that your time is valuable. That's why our operating hours are designed to fit your schedule. You can visit us Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. We're here to serve you with personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. While members can visit us at 1267 Augusta West Pkwy, official correspondence should be sent to P.O. Box 6730 in North Augusta, SC. If you have any questions or need assistance, feel free to give us a call at 803-278-4851. We invite you to stop by the Srp Augusta West Pkwy Branch today! Experience friendly service and discover how we can help you achieve your financial goals.

Member Eligibility

Joining the family at Srp is not just about banking; it's about becoming part of a caring community that looks out for each other. If you live, work, worship, or attend school in the Augusta area, you're likely eligible to become a member. We welcome individuals and their families who are looking for a supportive financial partner. The benefits of membership include access to personalized service and a wide range of financial products designed with your needs in mind. For detailed eligibility criteria, feel free to visit our website at https://srpfcu.org/become-a-member/. Ready to take the next step? Opening an account with us is simple! Just follow the link to start your application at https://my.srpfcuonline.org/registration, or give us a call at (803) 278-4851 if you have any questions. Our team is here to help you every step of the way, ensuring your transition into our community is as smooth as possible. Join us at our branch located at 1267 Augusta West Pkwy Augusta Ga 30909, where you'll find a welcoming environment and dedicated staff eager to support your financial journey.

Business Banking & Commercial Services

Loan Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Success

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy day at your retail store, and customers are ready to check out. With our efficient point-of-sale solutions, you can process transactions quickly and keep lines moving. This means happier customers and more sales for your business. Located at 1267 Augusta West Pkwy Augusta Ga 30909, Augusta, GA, we're here to provide personalized support tailored to your business needs. Call us today at (803) 278-4851 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals, ensuring that all your transactions are handled efficiently without needing to step inside the branch. If you have questions or need assistance with any of our services, don't hesitate to reach out! Call us at (803) 278-4851 or visit us at our location on 1267 Augusta West Pkwy Augusta Ga 30909 during our operating hours: Monday through Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday through Friday from 8:30 AM to 6:00 PM. At Srp, we strive to ensure that our members have access to everything they need for their financial success. Come by today or explore more about us online at Augusta West Pkwy Branch. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car or refinancing your current vehicle? We provide competitive rates on auto loans and vehicle financing. Imagine driving off in your dream car without the worry of high payments our flexible terms can help make that dream a reality.

Business Banking Services

For our members who are business owners, we offer specialized services including merchant services and business loans. From managing cash flow to funding new projects, we're here to support your entrepreneurial journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Srp provides robust online and mobile banking solutions. You can easily access your accounts from anywhere, manage transactions, and even make person-to-person payments with just a few taps on your device. Our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Credit Cards with Rewards

With our credit cards that offer rewards, shopping can become even more rewarding! Whether you're using it for everyday purchases or special occasions, earn points that can be redeemed for various perks.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. At Srp, we understand this and offer tailored mortgage loans and refinancing options to fit your unique situation. Our team will guide you through the process, ensuring you feel confident every step of the way.

Personal Banking Solutions

Managing your finances should be easy and stress-free. That's why we offer various checking and savings accounts designed to help you save for what matters most. With features like online banking and mobile applications, keeping track of your money is just a click away. Need some extra cash? Our personal loans can assist with everything from unexpected expenses to consolidating debt, making it simpler to regain control of your finances.

Digital & Online Banking

Key Services

With our online banking platform available at https://srpfcu.org/, you can manage your accounts anytime, anywhere. Check your balance, transfer funds, and pay bills all from the comfort of your home or while you're out and about. Plus, our electronic signature authorization makes it simple and secure to sign documents without the hassle of printing. If you prefer to go paperless, you'll love our e-statements feature. You can receive your account statements electronically, saving trees and keeping everything organized in one place. Want to send money to friends or family? Our person-to-person transfers make this quick and easy no need for cash or checks!

User-Friendly Features

We also offer a mobile application that puts all these services right in your pocket. With mobile payments enabled, you can make purchases directly from your phone, making shopping more convenient than ever. And if you're ever in doubt about whether you can access your accounts, rest assured that our 24/7 online banking services are always available for you. Managing your finances has never been easier or more secure. Join us at Srp and experience the benefits of modern banking!

Financial Strength

At Srp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans, knowing we are here to support you through every financial journey. With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over non-member deposits, having $0 in non-member deposits allows us to direct resources towards benefiting you through better loan rates and exclusive perks. With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity is evident with $16,515 in used auto loans and $1,136,456,400 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our performance with $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 350,272, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 1267 Augusta West Pkwy Augusta Ga 30909 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new car or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $231,315,333 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our friendly staff at Srp, located at 1267 Augusta West Pkwy Augusta Ga 30909, Augusta, GA, are ready to assist you. For more information or to discuss which loan option is best for you, please call us at (803) 278-4851. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We know that purchasing a home is a big step, and our team is here to guide you through every part of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. These cards can be perfect for everyday purchases or unexpected expenses, providing you with convenient access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to make decisions based solely on the best available rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust they are viewing legitimate loan options.

Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans