Srp Credit Union Augusta GA | Affordable Vehicle Loans & Personal Banking

Introduction

At Srp, we believe in building strong relationships with our community and providing the financial support you need to thrive. Conveniently located at 2215 Tobacco Rd, Augusta, GA 30906, our Tobacco Rd Branch has been serving members since 1960. With a dedicated team of 441 employees, we're here to ensure that your banking experience is both friendly and efficient. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 6730, North Augusta, SC 29861. As a member of our credit union, you're part of something bigger. We proudly serve over 194,000 members and manage total assets of approximately $1,792,870,666. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. Our offerings also include business banking solutions tailored to meet the unique needs of local businesses. Under the leadership of our CEO, Eric Jenkins, and Board President, Sandra Devoe Bland, we are committed to providing exceptional service while fostering financial wellness in our community. With total loans amounting to 75,098 and deposits reaching $225,073,133, we stand ready to assist you in achieving your financial goals. Reach out to us today at 803-278-4851 or visit our website at srpfcu.org for more information on how we can help you grow financially. Your journey towards a brighter financial future starts here!

Branch History & Mission

Community Engagement

Our roots run deep within the communities we serve. Through partnerships with local organizations and active participation in outreach efforts, we aim to make a positive impact beyond just banking. Whether it's sponsoring local events or supporting educational initiatives, Srp is committed to nurturing a vibrant community for everyone. While members can visit us at 2215 Tobacco Rd, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861. We invite you to become part of our journey at Srp! Join us today and experience the many benefits that come with being a member of our family-oriented credit union. To learn more about membership eligibility or open an account, please visit our website or call us at 803-278-4851. Together, let's build a brighter financial future!

Our Mission

At Srp, our mission is simple yet powerful: to empower our members by providing reliable financial services while supporting the community around us. We believe in putting people first. This means offering personalized banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We want every member to feel valued and understood. As a community-focused institution headquartered in North Augusta, SC, we continually strive to adapt to the needs of our members. From online banking capabilities to mobile payments and electronic statements, we embrace technology that enhances your banking experience while ensuring compliance with ADA standards for accessibility.

Branch Location & Accessibility

Convenient Access and Services

Parking is available right outside our door, making it simple for you to stop by whether you're on your way to work or running errands. We've ensured that our branch is accessible for everyone, with ADA-compliant features that make navigating our space easy for all members. At the Srp Tobacco Rd Branch, we pride ourselves on our welcoming atmosphere and dedicated service. Our operating hours are designed to fit your busy schedule: we're open Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. Whether you need help with personal banking, auto loans, or even business services, our friendly staff is here to assist you.

Features You Can Count On

For added convenience, we offer an ATM on-site for quick cash withdrawals and balance checks. If you prefer driving up, take advantage of our drive-thru banking service for easy deposits and withdrawals without leaving your vehicle. While members can visit us at 2215 Tobacco Rd for all their banking needs, any official correspondence should be sent to PO Box 6730 in North Augusta, SC 29861 if different from the branch address. We invite you to stop by or give us a call at 803-278-4851. Our team is excited to meet you and help you discover everything we have to offer at the Srp Tobacco Rd Branch!

Member Eligibility

At Srp, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in the Augusta area. This means if you're a local resident or are connected to our vibrant community, you're likely eligible to join us! Membership not only grants you access to a range of financial products tailored for your needs but also connects you with personalized service and support that big banks simply can't match. If you're ready to take the next step, opening an account is straightforward. You can find all the details on how to get started by visiting https://my.srpfcuonline.org/registration. If you have questions or need assistance, feel free to reach out at (803) 278-4851. For more detailed eligibility criteria, check out our website at https://srpfcu.org/become-a-member/. We can't wait to welcome you to the Srp family at 2215 Tobacco Rd Augusta Ga 30906!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine streamlining your payments and enhancing customer experiences without the hassle. Our merchant services provide easy payment solutions that help you keep your cash flow healthy. From accepting credit cards to managing transactions smoothly, we help you focus on what matters most growing your business. Visit us at 2215 Tobacco Rd Augusta Ga 30906 or call us at (803) 278-4851 to explore how our business banking solutions can work for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, we offer specialized Business Banking services. Our Merchant Services streamline transactions for your business, while our Business Loans can assist with expansion or operational costs. We believe in supporting our community's businesses as they grow and thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online and Mobile Banking options that allow you to manage your finances from anywhere. Whether it's checking your balance, transferring funds, or making payments, our digital banking features make it easy. Plus, with access to an ATM and cash withdrawal services at our branch and nearby locations, you'll always have quick access to your funds.

Easy Transactions

For those who prefer face-to-face interactions, our Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Whether it's during the week or on weekends, we aim to make banking as easy as possible for you. At Srp, we pride ourselves on being more than just a credit union; we're a partner in your financial success. If you have any questions about our services or would like to speak with one of our friendly staff members, feel free to call us at (803) 278-4851. Join us today and discover how we can help simplify your banking experience!

Financial Flexibility

Life can throw unexpected challenges your way, which is why we provide Personal Loans and Debt Consolidation services. These offerings help ease financial burdens by consolidating debt into manageable payments. And if you're looking for a way to make everyday purchases more rewarding, check out our Credit Cards with Rewards that give back every time you swipe.

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why we offer various Personal Banking options tailored to fit your lifestyle. From Checking and Savings Accounts that help you manage daily expenses and savings goals to Auto Loans and Vehicle Financing that make it easier for you to get on the road, we have solutions that cater to your needs. If you're considering homeownership or refinancing, our Mortgage Loans are designed to help you secure the best terms possible.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. Whether you're splitting a bill with friends or sending a gift, our quick and secure service makes transactions hassle-free. Plus, if you're looking to go paperless, our e-statements keep your financial information organized and readily available without cluttering your mailbox. Need to sign documents? No problem! Our electronic signature authorization allows you to complete paperwork securely from anywhere, saving you time and effort. And for those who prefer using their smartphones, our mobile application gives you full access to all these features right in your pocket. You can even make mobile payments quickly and securely when you're out shopping.

Security You Can Trust

At Srp, we prioritize your security. Our online banking platform is designed with advanced safety measures to protect your personal information, giving you peace of mind as you manage your finances. We believe that banking should be straightforward and accessible for everyone. With user-friendly tools and real-time account management options, staying in control of your money has never been easier. Join us today at https://srpfcu.org/ and experience the convenience of digital banking tailored just for you!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 350,272, showing a strong and growing member base that trusts us with their finances.

Member-Focused Savings

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,515 in used auto loans and a total of $1,136,456,400 in loans and leases.

Strong Financial Health

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 2215 Tobacco Rd Augusta Ga 30906 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing for your next vehicle.

Credit Lines

For those who need additional flexibility in their borrowing options, our total credit lines amount to $173,322,178. This product is designed for members who want easy access to funds whenever needed. If you're interested in any of these loan products or would like more information about eligibility and application processes, don't hesitate to reach out! You can visit us at our branch located at 2215 Tobacco Rd Augusta Ga 30906, or call us at 803-278-4851. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you navigate your financial journey with confidence and ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We also offer various refinancing options if you're looking to lower your monthly payments or cash out equity from your existing home.

Unsecured Credit Card Loans

We recognize that managing finances can sometimes require quick access to funds. That's why we offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. Our credit card products come with rewards that allow you to earn while spending.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all offers are fair and transparent. By relying on data from credible institutions, LendMesh guarantees that users receive accurate comparisons for their loan needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust the numbers you're seeing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will see a range of options without any influence from advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly. You won't have to worry about outdated information leading to missed opportunities. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Ready to find the best loan rates tailored to your needs? Compare real-time loan offers today at LendMesh and take the first step towards smarter borrowing. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans