Srp Credit Union Augusta GA | Best Auto Loans & Business Banking

Introduction

Welcome to Srp, your trusted financial partner located at 1007 Broad St, Augusta, GA 30901. Since opening our doors in 1960, we have been dedicated to serving our community with a range of personalized banking solutions. With a strong membership base of over 194,000 members and total assets amounting to an impressive $1,792,870,666, we are proud to play an integral role in the financial well-being of individuals and families in the area. At Srp, we understand that each member has unique needs. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our commitment to you extends beyond just numbers; it's about building relationships that foster trust and community growth. Our leadership team is here to support you. Under the guidance of CEO Eric Jenkins and Board President Sandra Devoe Bland, we strive to create a welcoming environment where everyone feels valued. Our experienced staff of 441 employees is ready to assist you with any questions or financial needs you may have. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861. You can reach us by phone at 803-278-4851 during our operating hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. Join us at Srp and experience the difference that comes with a credit union that truly cares about its members. Explore our offerings today by visiting our website at srpfcu.org or stop by for a visit we look forward to serving you!

Branch History & Mission

At Srp, we take pride in our rich history and commitment to serving the community. Founded in 1960, our Augusta branch has grown from a small local credit union into a vital financial resource for over 194,166 members. Located at 1007 Broad St, Augusta, GA 30901, we are conveniently situated near local landmarks that connect us with the heart of the community. Our mission is clear: we aim to provide excellent financial services while fostering a supportive environment where our members can thrive. We believe in empowering individuals and families by offering personalized banking solutions, whether through checking and savings accounts, auto loans, or credit cards with rewards. Our focus goes beyond just financial transactions; we strive to enhance the lives of our members through community outreach and support. Over the years, we have adapted to meet the evolving needs of our members. Today, we proudly offer modern conveniences like online banking, mobile payments, and e-statements, ensuring that managing finances is as easy as possible. We also maintain a strong commitment to accessibility, providing ADA-compliant facilities so everyone can benefit from our services. While members can visit us at 1007 Broad St Augusta Ga 30901, official correspondence should be sent to PO Box 6730, North Augusta, SC 29861. Our operating hours are designed to fit your busy schedule: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. At Srp, we're more than just a financial institution; we're a partner in your journey towards financial success. Our total assets now stand at an impressive $1,792,870,666, reflecting our stability and ability to serve you better. Join us today and experience firsthand how Srp can help you achieve your financial goals while being part of a community-focused family. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (803) 278-4851. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility and Features

At Srp, we prioritize your convenience and comfort. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us easily. Parking is available nearby, so you won't have to worry about finding a spot when you come in for assistance. We're here for you during our welcoming operating hours: Monday and Tuesday from 8:30 AM to 5:30 PM, Wednesday from 8:30 AM to 12:00 PM, and Thursday and Friday from 8:30 AM to 6:00 PM. Our team is ready to assist you with all your banking needs.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 803-278-4851. Our friendly staff at Srp Broad St. Branch is eager to help you with any inquiries or support you might need. We look forward to welcoming you soon!

Services Offered

As a member of Srp, you'll enjoy a variety of financial services tailored just for you. We offer personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For businesses, we provide merchant services and business loans. And don't forget about our online and mobile banking features that allow you to manage your finances on the go. In addition to our lobby services, we also have an ATM available for quick cash withdrawals and balance checks anytime you need them.

Member Eligibility

At Srp, we believe that everyone deserves a supportive financial community. Becoming a member is an exciting step toward better banking options tailored just for you! To be eligible, you simply need to live, work, worship, or attend school in certain areas around Augusta, GA. We also welcome family members of current members, making it easy to share the benefits of membership with those you care about. Joining our credit union means access to personalized services and competitive rates that can help you reach your financial goals. For more details on eligibility requirements, feel free to visit us at https://srpfcu.org/become-a-member/. Ready to take the next step? Opening an account is simple! Just head over to https://my.srpfcuonline.org/registration to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (803) 278-4851. We're here for you every step of the journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,315,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a busy restaurant needing quick payment solutions or a local shop wanting to streamline its sales process. Our merchant services provide the tools necessary for businesses to accept payments easily and efficiently. From credit card processing to point-of-sale systems, we ensure that you can focus on what you do best running your business. Located conveniently at 1007 Broad St Augusta Ga 30901 in Augusta, GA, we're here to help you thrive. Let's work together to turn your business dreams into reality! For more information, call us at (803) 278-4851.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our ATM services allow basic access such as withdrawals and balance checks whenever you need them. With convenient locations available, getting cash has never been simpler. At Srp, we strive to create an experience where banking is straightforward and accessible. If you're ready to take the next step in managing your finances or if you'd like more information about any of our services, don't hesitate to reach out! Call us at (803) 278-4851, visit us at 1007 Broad St Augusta Ga 30901, or check out our website at Broad St. Branch. We're here to help you achieve your financial goals!

Business Banking Services

Running a business comes with its own set of challenges. That's why Srp provides business banking solutions that cater to entrepreneurs and small businesses alike. From merchant services that streamline payment processes to business loans designed for growth, we're here to support your journey every step of the way.

Convenient Online and Mobile Banking

We know that life can be busy. That's why we offer robust online and mobile banking features to give you control over your finances from anywhere. With options like mobile payments, person-to-person transfers, e-statements, and easy access to account information, managing your money has never been easier.

Personal Banking Solutions

When it comes to personal banking, Srp offers options tailored just for you. Our checking and savings accounts are designed to help you manage daily expenses while also saving for future goals. Whether you're planning a vacation or saving for a new car, our accounts make it easy to access your funds when you need them. If you're considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates that can help make your dream ride a reality. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we offer mortgage loans and refinancing solutions that fit your budget and lifestyle. For those unexpected expenses or larger purchases, our personal loans and debt consolidation services can provide the financial relief you need. Plus, our credit cards come with rewards programs that allow you to earn while you spend!

Digital & Online Banking

Enhanced Features for Easy Transactions

Need to send money quickly? Our person-to-person transfer feature lets you send money securely to friends and family with just a few taps on your phone. Additionally, if you're looking for a hassle-free way to make payments, our mobile payments feature allows you to pay using your smartphone, making transactions faster and simpler. Join us at Srp today and experience how easy digital banking can be! For more information about our services or to get started with online banking, visit us at https://srpfcu.org/. Your financial journey just got a lot smoother!

Key Services for Your Convenience

With our online banking platform, you can easily check balances, pay bills, and transfer funds all from the comfort of your home. We also provide 24/7 access to ensure you can manage your money whenever it suits you best. Plus, our mobile application makes it even easier to handle your banking on the go. Security is a top priority at Srp. Our platform supports electronic signature authorization, allowing you to sign documents safely and conveniently without the need for paper forms. You can also take advantage of e-statements, which not only reduce clutter but also provide quick access to your financial information.

Financial Strength

Growing Community Trust

With total share accounts reaching 350,272, we showcase a strong and growing member base that trusts us with their finances. Our net shares stand at $0, which indicates funds available for lending and investments to further empower our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Srp is your trusted partner. Visit us at 1007 Broad St Augusta Ga 30901 or call (803) 278-4851 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $235,258,128 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 420 full-time employees and 21 part-time employees who are dedicated to serving you with knowledgeable support.

Reinvestment for Growth

With $234,717,834 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; we have $16,515 in used auto loans and $1,136,456,400 in total loans and leases to support your financial goals across various sectors.

Solid Foundation

With a net worth of $245,775,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,368 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $238,022,198 in used vehicle loans and $143,074,843 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away in the vehicle you want without breaking the bank.

Credit Lines and Other Options

In addition to our auto and mortgage loans, we have credit lines available for those who need extra financial flexibility. With $173,322,178 in credit line loans offered, you can access funds whenever necessary without the hassle of reapplying each time. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process and find solutions that work best for you. For more information about our loan offerings or to speak with a representative, please contact us at (803) 278-4851. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 1007 Broad St Augusta Ga 30901, Augusta, GA, or check out our website at https://srpfcu.org/ for further details. At Srp, we're dedicated to supporting your financial journey with products that cater to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,916,355, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your budget and lifestyle, making it easier for you to secure your dream home.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $63,783,169 in loans helping members manage their finances effectively. These cards provide you with purchasing power while allowing you to build or maintain your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust that they are viewing accurate information. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reducing the risk of hidden fees or misleading information. - No Sponsored Listings: Unlike some comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This commitment helps users find the best options without commercial influence. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature is crucial for those looking to secure competitive rates in a timely manner.

User Trust and Satisfaction

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh not only provides valuable insights but also fosters real savings for its users. For anyone seeking to compare real-time loan offers effectively, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Srp

Type of Loan Offerings

Personal Loans

Vehicle Loans