Sri Credit Union Menlo Park CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sri, your trusted partner in financial services located at 333 Ravenswood Ave, Menlo Park, CA 94025. Since our establishment in 1957, we have been dedicated to serving our community with a commitment to providing quality banking solutions tailored to your needs. With a total membership of 5,192, we pride ourselves on fostering strong relationships and ensuring that every member feels valued and supported. At Sri, we understand the importance of financial security, which is why our total assets amount to an impressive $223,793,727. We are here to help you achieve your financial goals with a variety of services including personal banking, auto loans, mortgages, and business banking options. Currently, we offer a robust total loan portfolio of 2,639 loans, ensuring that we have the right solutions for you. While members can visit us at our branch location, official correspondence should be sent to PO BOX 2284, MENLO PARK, CA 94026-2284. Our team is available Monday through Friday from 9:00 AM to 4:00 PM to assist you with any inquiries you may have. Under the leadership of CEO Steve Bowles and Board President Regis Vincent, our team of 16 employees is dedicated to making your experience as pleasant and efficient as possible. Whether you're looking for a new checking account or need assistance with financing a vehicle, we are here for you. With total deposits reaching $9,984,255 and a solid net worth of $26,660,818, you can trust that your finances are in good hands. We also maintain a cash reserve of $1,016,565, ensuring liquidity and stability for all our operations. Join us at Sri today! Visit our website at srifcu.org or give us a call at 650-859-3711 to discover how we can help you thrive financially. Your journey towards better financial health starts here!

Branch History & Mission

Our Mission

At Sri, our mission is clear: we aim to empower our members by providing them with reliable financial solutions while fostering a supportive community environment. We believe in not just serving as a financial institution but also as an integral part of the community's fabric. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that cater to various needs. We take pride in our digital advancements that make banking easier for everyone. Our online and mobile banking platforms allow members to access their accounts anytime, anywhere. Additionally, our commitment to ADA compliance ensures that all members can use our services comfortably. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support initiatives that improve the lives of those around us. Our dedication goes beyond banking; it's about making a positive impact where it matters most. If you need assistance or wish to discuss your financial goals, feel free to contact us at 650-859-3711. While members can visit us at our branch address for in-person support, official correspondence should be sent to PO BOX 2284, MENLO PARK, CA 94026-2284 if different from our physical location. Join us at Sri and experience firsthand how we can help you achieve your financial dreams while contributing positively to our wonderful community! Visit us online at srifcu.org for more information on membership eligibility and account opening procedures.

Branch Location & Accessibility

Additional Services

While visiting, don't hesitate to ask about our full range of services, including mortgage loans, personal loans, and business banking solutions. We also have online and mobile banking options that allow you to manage your finances from the comfort of your home. If you need to send us official correspondence, please use our mailing address: PO BOX 2284, MENLO PARK, CA 94026-2284. We look forward to serving you soon! Feel free to give us a call at (650) 859-3711 if you have any questions or need assistance before your visit. Come experience the difference at Sri!

Convenient Access

At Sri, we understand that accessibility is key. Our branch is designed with members in mind, featuring ADA-compliant entrances and parking spaces to ensure everyone can visit us easily. If you prefer to avoid the lines, we offer an ATM on-site for your convenience, allowing you to withdraw cash or check your balance at any time.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 4:00 PM, making it easy to fit your banking needs into your busy schedule. Our team is ready to welcome you during these hours and assist with everything from checking and savings accounts to auto loans and credit cards with rewards.

Member Eligibility

At Sri, we believe that everyone deserves a chance to be part of a welcoming community where your financial needs are understood and met with care. Becoming a member is simple! If you live, work, worship, or attend school in our local area, you're likely eligible to join us. We prioritize building relationships with our members and providing them with access to valuable financial resources. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://www.srifcu.org/eligibility/ . Joining Sri not only gives you access to a range of financial services like personal loans, auto financing, and online banking but also connects you with a community that values your well-being. Ready to take the next step? Opening an account is easy; just check out our quick application process at https://www.srifcu.org/quick-loan-app/ . If you have any questions or need assistance, don't hesitate to call us at (650) 859-3711. We're here for you!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services empower you to accept payments easily and securely. Whether you run a retail store or offer services, we provide the tools you need to streamline transactions and enhance customer experiences. This way, you can focus on what really matters growing your business. Visit us at 333 Ravenswood Ave Menlo Park Ca 94025 in Menlo Park, CA or call us at (650) 859-3711 to discover how we can help elevate your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash on the go? We provide ATM & Cash Withdrawal Services, ensuring you have access to your money whenever necessary. Our basic ATM access allows for quick withdrawals and balance checks right at your fingertips. At Sri, we pride ourselves on being more than just a credit union; we're a community partner invested in helping our members succeed financially. If you're ready to take advantage of these services or simply want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at (650) 859-3711, visit us at 333 Ravenswood Ave Menlo Park Ca 94025, or check out our website at Main Office. Your journey towards better financial health starts here!

Business Banking Services

For entrepreneurs and small business owners, Sri offers robust Business Banking solutions including Merchant Services & Business Loans. We know that running a business comes with its own challenges, so our team is here to provide tailored advice and support when you need it most.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our comprehensive Online & Mobile Banking services empower you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Credit Cards and Rewards

We believe that every purchase should be rewarding. That's why we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. You can use these points for travel, gift cards, or cash back making every swipe count toward something special.

Personal Banking Solutions

When it comes to personal banking, we offer flexible Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you keep track of your money easily. For those looking to make a big purchase, consider our Auto Loans & Vehicle Financing options that can help you drive away in the car of your dreams with competitive rates and easy repayment plans. If homeownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process with personalized support every step of the way. And for those unexpected expenses or projects, our Personal Loans & Debt Consolidation options provide the flexibility you need without breaking the bank.

Digital & Online Banking

Always Accessible

With our commitment to 24/7 online banking services, you can stay connected to your finances around the clock. Whether it's checking your balance after hours or transferring funds while waiting in line, we've got you covered. Join us at Sri and discover how easy managing your money can be with our digital banking solutions!

Key Services

Our online banking services provide a user-friendly experience that puts you in control. You can check your account balances, transfer funds, and even pay bills with just a few clicks. Plus, with features like e-statements, you can say goodbye to paper clutter and view your financial statements securely online. Need to sign documents quickly? Our electronic signature authorization makes this process seamless, allowing you to complete transactions without the hassle of printing and mailing paperwork.

Mobile Convenience

For those who prefer banking on the go, our mobile application is a game changer. It allows you to manage your accounts from your smartphone, including the ability to make mobile payments and send money through person-to-person transfers. With these features, sending money to friends or family has never been easier!

Financial Strength

A Solid Financial Foundation

With a net worth of $26,660,818, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,190 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sri is your trusted partner. Visit us at 333 Ravenswood Ave Menlo Park Ca 94025 or call (650) 859-3711 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $16,146,858 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity: we have $273 in used auto loans and a total of $175,952,728 in loans and leases available for you.

Our Team Is Here for You

We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 11,805 share accounts, it's clear that our growing member base trusts us with their finances.

Your Savings Are Secure

Members' savings are secured through $58,766,391 in share certificates and $35,524,546 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,311,553 in used vehicle loans and $5,505,422 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the vehicle you desire.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $60,948,432 provide a safety net for unexpected expenses or planned purchases. This flexibility allows you to borrow only what you need when you need it. At Sri, we're committed to helping our members navigate their financial journey. If you're interested in refinancing options or would like more information on eligibility for any of these products, please reach out to us at (650) 859-3711. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 333 Ravenswood Ave Menlo Park Ca 94025 in Menlo Park, CA, or check out our website at https://www.srifcu.org/ to learn more about how we can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,310,083, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,597,231 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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SRI FEDERAL CREDIT UNION - Menlo Park, CA