Spokane Teachers Spokane WA Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Spokane Teachers Credit Union - Moran Prairie Branch, your trusted financial partner located at 5711 S Hailee Ln, Spokane, WA 99223. Established in 1934, we have proudly served our community for decades, growing our membership to over 284,132 individuals who rely on us for their banking needs. With total assets of $5,872,400,967 and total deposits reaching $248,112,160, we are committed to providing our members with exceptional financial services. At Spokane Teachers Credit Union, we understand the importance of community and are dedicated to making a positive impact. Our team of 913 employees, led by CEO Ezra Eckhardt and Board President Steven Jones, works tirelessly to ensure that each member receives personalized service tailored to their unique financial goals. Whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions including merchant services and business loans, we have you covered. While members can visit us at our branch location, official correspondence should be sent to 5711 S Hailee Lane, Spokane, WA 99223-7222. We invite you to explore our website at stcu.org for more information about our services and offerings. With a net worth of $633,978,608 and a robust lending portfolio consisting of 209,832 loans and leases, Spokane Teachers Credit Union is well-positioned to support your financial journey. Our commitment extends beyond numbers; it's about building relationships with our members and fostering a sense of trust within our community. If you have questions or need assistance, feel free to reach out to us at 509-326-1954. We look forward to serving you!

Branch History & Mission

At Spokane Teachers Credit Union, we take pride in our rich legacy that began in 1934. Founded with a mission to serve the educators of Spokane and their families, our branch has grown from a small local initiative into a trusted financial institution with over 284,000 members. Located at 5711 S Hailee Ln, Spokane, WA 99223, we are committed to supporting our community by providing excellent financial services while fostering strong relationships. Over the years, Spokane Teachers has achieved remarkable milestones. From our humble beginnings, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With total assets now exceeding $5.87 billion, we have built a solid foundation that enables us to support both individual members and businesses in the area. Our mission is simple yet powerful: to empower our members through accessible financial services while making a positive impact in the community. We believe in the importance of education and strive to provide resources that help individuals make informed decisions about their finances. Our commitment extends beyond traditional banking as we engage in various community outreach programs and partnerships designed to uplift those around us. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 5711 S Hailee Lane, Spokane, WA 99223-7222 if different from the branch address. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for members to access our services. In addition to offering robust banking options, we also prioritize digital advancements to enhance member experience. Our online banking platform allows easy management of accounts from anywhere, while mobile payments and electronic statements cater to today's tech-savvy users. With an ATM available on-site and drive-thru service for quick transactions, we're here to meet your needs efficiently. Join us in celebrating a history filled with dedication to service and community spirit. Experience firsthand how Spokane Teachers Credit Union can help you achieve your financial goals while being part of a vibrant community. We invite you to become a member today! Visit us online at stcu.org or call us at 509-326-1954 for more information on how you can join our family at Spokane Teachers Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Spokane Teachers Credit Union - Moran Prairie Branch, your friendly neighborhood financial partner located at 5711 S Hailee Ln in Spokane, WA. We understand that convenience is key when it comes to banking, which is why our branch is easily accessible and situated near local landmarks. Whether you're popping in for a quick transaction or seeking advice on loans and savings, we're here to help! If you need to send official correspondence, please note that our mailing address is also 5711 S Hailee Lane, Spokane, WA 99223-7222. We've designed our space with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. At our branch, you'll find a range of services tailored to meet your financial needs. Enjoy the ease of drive-thru banking for deposits and withdrawals without leaving your car. Our ATM is available for quick cash access and balance checks anytime you need it. We're proud to serve you Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to stop by after work or during lunch breaks. With services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options, we have something for everyone. Have questions? Don't hesitate to give us a call at 509-326-1954! We look forward to welcoming you to Spokane Teachers Credit Union - Moran Prairie Branch soon!

Member Eligibility

At Spokane Teachers, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, or attend school in the Spokane area, you're likely eligible to become a member. We want to support you with personalized financial services tailored to your needs, from checking and savings accounts to auto loans and mortgages. It's all about helping you thrive! To learn more about the specific eligibility requirements, feel free to visit our website at http://www.stcu.org/business/why-stcu/business-membership. If you have any questions or need assistance, don't hesitate to reach out at (509) 326-1954. We can't wait to welcome you into the Spokane Teachers family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services tailored to meet the everyday needs of businesses. Imagine easily processing payments while focusing on what matters most serving your customers. Our services simplify transactions, allowing you to accept payments via various methods. This means more satisfied customers and smoother operations for your business. Located at 5711 S Hailee Ln Spokane Wa 99223 in Spokane, WA, we are here to partner with you on your journey. For more information about how we can help your business grow, feel free to contact us at (509) 326-1954 or visit our website at https://stcu.org/.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks right when you need them. Plus, our basic drive-thru banking lets you handle deposits and withdrawals without leaving your car perfect for busy days! At Spokane Teachers, we're proud to serve our members with dedication and care. If you'd like more information about any of these services or have specific questions about how we can help meet your financial needs, don't hesitate to reach out! Call us at (509) 326-1954 or visit us at Spokane Teachers Credit Union - Moran Prairie Branch today. Let us support you on your financial journey!

Business Banking Services

For entrepreneurs and business owners in the community, we understand how crucial it is to have reliable banking support. Our business banking services include merchant services and business loans designed specifically for small businesses. We want to partner with you as you grow and succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Spokane Teachers, we offer robust online and mobile banking features. Access your accounts anytime, anywhere! Whether it's checking balances, transferring funds, or paying bills on-the-go, managing your finances has never been easier.

Credit Cards & Rewards

Enhance your purchasing power with our credit cards featuring rewards. Earn points on everyday purchases that can be redeemed for cash back, travel, or other exciting rewards. This is just one more way we strive to add value to your financial journey.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. At Spokane Teachers, our mortgage loans and refinancing services provide flexible solutions tailored to your circumstances. Whether you're a first-time buyer or looking to refinance your current mortgage, our experienced staff will guide you through every step of the way. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options offer affordable rates to help ease your financial burden.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or need assistance with managing your personal finances, we have you covered. Our personal banking services are designed to fit your lifestyle. With our checking and savings accounts, you can easily manage your day-to-day expenses and save for future needs. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are here for you. We aim to make the process simple and straightforward, helping you get behind the wheel without breaking the bank.

Digital & Online Banking

Key Services

Our online banking platform gives you the power to manage your finances on your terms. You can check your balances, transfer funds, and pay bills with just a few clicks. Need to sign documents quickly? Our electronic signature authorization makes it simple and secure. Plus, you'll enjoy the convenience of e-statements, which allow you to view and download your account statements whenever you need them. If you're always on the go, our mobile application is here to help. With features like mobile payments, you can make purchases right from your smartphone without the hassle of carrying cash or cards. And for those moments when you want to send money directly to friends or family, our person-to-person transfer option is perfect though currently not available at Spokane Teachers.

Security and Ease-of-Use

Your security is our top priority. We use advanced technology to keep your information safe while providing a user-friendly experience. You can rest easy knowing that whether you're using our online banking services or our mobile app, your financial data is protected. With all these features at your fingertips, managing your accounts has never been easier. Embrace the convenience of digital banking with Spokane Teachers today!

Financial Strength

A Growing Community

We serve a vibrant community with a total of 438,612 share accounts, indicating the growing trust our members place in us. Additionally, our net shares available for lending amount to $0, ensuring that we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 5711 S Hailee Ln Spokane Wa 99223 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Our Future

Our commitment to excellence is evident in our $546,662,482 in undivided earnings, which allow us to reinvest in innovative banking tools and stronger lending options. With $46,523 in used auto loans and $4,878,662,135 in total loans and leases, we support your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We hold $941,822,472 in share certificates and $1,301,459,212 in money market shares, providing stable options for growing your funds. Unlike traditional banks, we prioritize our members; with non-member deposits at $335,368,031, we ensure our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our impressive $7,412,325 showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products designed for you. We're proud to have a dedicated team of 889 full-time employees and 24 part-time employees who are always ready to assist you with their expertise.

Our Financial Health

With a net worth of $633,978,608, we demonstrate our solid financial foundation. This strength is further reflected in our net worth ratio of 10.79%, which ensures that we can continue providing loans and competitive savings rates even during uncertain economic times. Such financial stability means you can trust us with your hard-earned money.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, we have options that can fit your budget.

Business Loans

For business owners looking for support, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. We are committed to helping local businesses thrive through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We understand how important it is to find the right financing for your dream home.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, we're here to guide you through the process. Our team will work closely with you to find solutions that best suit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us at 509-326-1954 or visit us at 5711 S Hailee Ln Spokane WA 99223 for more information about our loan offerings and how we can assist you further!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. This option provides you with access to funds when you need them most without collateral requirements.

Loan Aggregator

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SPOKANE TEACHERS CREDIT UNION - Spokane, WA

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Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Digital Banking

Credit Cards & Rewards

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Ease-of-Use

Financial Strength

A Growing Community

Investment in Our Future

Member-Focused Savings

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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