SPOKANE TEACHERS CREDIT UNION

Welcome to Spokane Teachers Credit Union - Indian Trail Branch, where we believe that financial empowerment begins at the community level. Established in 1934, our commitment to serving our members and enhancing their financial well-being has only grown stronger over the decades. Located conveniently at 8703 N Indian Trail Rd, Spokane, WA 99208, we are proud to be a vital resource for our 284,132 members. At Spokane Teachers Credit Union, we have built a solid foundation with total assets of $5,872,400,967 and total deposits amounting to $248,112,160. Our strength is reflected not only in our impressive numbers but also in the personalized service we provide. With a dedicated team of 913 employees, including our CEO, Ezra Eckhardt, and Board President, Steven Jones, we strive to create an environment where your financial goals can thrive. Our credit union offers a wide range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We understand that each member's journey is unique; that's why we're here to listen and provide tailored solutions. Whether you're looking for credit cards with rewards or business banking options, we've got you covered. With a net worth of $633,978,608 and cash on hand totaling $38,507,731, you can trust us to manage your finances wisely. Our total loans amounting to 209,832 reflect our commitment to helping members achieve their dreams whether it's buying a new car or expanding a business. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 8703 N Indian Trail Rd, Spokane, WA 99208. We invite you to connect with us today! Feel free to call us at 509-326-1954 or explore more about our services on our website at stcu.org. Let's work together towards achieving your financial goals!

At Spokane Teachers, we believe that joining our community is like stepping into a family that truly cares about your financial well-being. Becoming a member is straightforward and welcoming. If you live, work, or go to school in the Spokane area, you're likely eligible to join us! We also encourage family members of current members to apply. This means that if you're connected to someone already with us, you're welcome too. For more detailed eligibility criteria, please check out our resource at this link. Once you're ready to take the next step, opening an account is easy and convenient! You can visit us at our branch located at 8703 N Indian Trail Rd, Spokane WA 99208 or give us a call at 509-326-1954 during our business hours from Monday to Friday, 8:30 am to 5:30 pm. We look forward to having you as part of our vibrant community and helping you achieve your financial goals!

At Spokane Teachers, we understand that convenience and security are essential for our members. That's why we offer a suite of digital and online banking services designed to make managing your finances easy and secure, no matter where you are. With our user-friendly online banking platform, accessible at https://stcu.org/ , you can check your account balance, transfer funds, and pay bills anytime day or night. We provide 24/7 online banking services so you can take control of your financial life on your terms. For those who prefer the convenience of their mobile devices, our mobile application is available to keep your banking just a tap away. You can also enjoy the benefits of e-statements, making it easier than ever to keep track of your transactions without the clutter of paper. Plus, with electronic signature authorization, signing documents is straightforward and secure no more printing or mailing needed! For members who love the ease of modern payments, our mobile payments feature allows you to make purchases quickly and securely with your smartphone. While we currently don't offer person-to-person transfers, we are always looking for ways to enhance your banking experience. At Spokane Teachers, we're committed to providing you with accessible, easy-to-use tools for real-time account management. Whether you're checking your balance or making a payment, you can trust that your information is safe with us. Join us today and discover how our digital banking solutions can simplify your financial journey!

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your financial decisions, knowing that we are here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $46,523 in used auto loans and a total of $4,878,662,135 in loans and leases. Our $19,800,695 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 438,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Spokane Teachers is your trusted partner. Visit us at 8703 N Indian Trail Rd Spokane Wa 99208 or call 509-326-1954 to learn more about how we can help you achieve your financial goals.

At Spokane Teachers, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products tailored to help our members meet their goals. Whether you're looking to purchase a new vehicle, finance a home, or manage your everyday expenses, we have options designed just for you. With over 209832 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We're dedicated to making home financing accessible and straightforward for our community. For those who need flexibility in managing their finances, we also provide unsecured credit card loans. With a total of $198,747,957 in unsecured credit card loans available, members can enjoy flexible terms that fit their unique situations. Business owners will find value in our outstanding commercial loans totaling $902,579,724, which provide the capital needed to grow and expand operations effectively. If you're interested in refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with personalized service. To explore your options or apply for a loan today, contact us at 509-326-1954 or visit us at our branch located at 8703 N Indian Trail Rd Spokane WA 99208. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward achieving your financial dreams!