Spokane Teachers Spokane WA Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Spokane Teachers Credit Union - Northtown Square Branch, your trusted partner in financial growth and community support. Located at 4727 N Division St, Spokane, WA 99207, we have been serving our members since 1934. With a strong commitment to enhancing the lives of our over 284,000 members, we pride ourselves on offering personalized banking solutions tailored to meet your unique needs. At Spokane Teachers, we understand that financial decisions can shape your future. That's why we focus on providing a range of services from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $5.87 billion and deposits of $248 million, you can trust that your money is in good hands. Our net worth stands at an impressive $633 million, showcasing our stability and reliability as a credit union. Our dedicated team of 913 employees is led by CEO Ezra Eckhardt and Board President Steven Jones, who work tirelessly to ensure that every member feels valued and supported. Whether you're looking for a simple transaction at our drive-thru or seeking advice for your next big investment, we're here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 4727 N Division St, Spokane, WA 99207. If you have questions or need assistance, don't hesitate to give us a call at 509-326-1954. Join us in making a difference in the Spokane community explore our website at stcu.org today! We look forward to welcoming you into the Spokane Teachers family and helping you achieve your financial dreams.

Branch History & Mission

A Legacy of Service

Since opening our doors nearly nine decades ago, Spokane Teachers Credit Union has been dedicated to providing quality financial services while fostering a sense of community. From the start, our commitment has been clear: to empower our members through accessible banking solutions that meet their unique needs. Over the years, we have significantly expanded our offerings. Today, we provide personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards ensuring that every member can find the right products for their financial journey.

Innovation and Accessibility

As times change, so do we. We embrace technology to make banking easier for everyone. Our digital banking solutions include online banking and mobile payments that allow members to manage their finances on-the-go. For those who prefer face-to-face interactions or require assistance with transactions, we offer convenient drive-thru banking services and an ATM on-site.

Join Us Today!

At Spokane Teachers Credit Union, you're not just another account number; you're part of a family committed to helping you thrive financially. With total assets exceeding $5.8 billion and a team of dedicated professionals ready to assist you, now is the perfect time to join us! Experience firsthand the benefits of membership that come with being part of a supportive community-focused credit union. We invite you to reach out at 509-326-1954 or visit our website for more information about how Spokane Teachers can help you achieve your financial dreams!

Our Mission

Our mission at Spokane Teachers is simple yet impactful: we aim to improve the lives of our members by offering sound financial services while actively supporting our community. We believe that by helping individuals achieve their financial goals, we contribute to building a stronger community. This commitment extends beyond just banking; we engage in partnerships with local organizations and schools to promote financial literacy and give back through various outreach programs. While members can visit us at 4727 N Division St, official correspondence should be sent to 4727 N Division St, Suite 105, Spokane, WA 99207. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring we're available when you need us most.

Branch Location & Accessibility

Welcome to the Spokane Teachers Credit Union - Northtown Square Branch! Conveniently located at 4727 N Division St in Spokane, WA, our branch is here to serve you with a friendly smile and a range of banking services tailored to meet your needs. Whether you're stopping by for personal banking or looking for assistance with loans and credit cards, we've got you covered. Our branch is easy to access, situated near popular local landmarks that make finding us a breeze. If you're coming from downtown Spokane or the surrounding areas, simply head over to Division Street where parking is available right outside our doors. We strive to ensure that everyone can visit us comfortably, which is why our location features ADA-compliant access points, including ramps for those who need extra support. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location: 4727 N Division St, Spokane, WA 99207. At Spokane Teachers Credit Union - Northtown Square Branch, we are proud to offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to drop by after work or during lunch breaks. Need cash? You'll find an ATM on-site for quick withdrawals and balance checks anytime. For those who prefer drive-thru service, we offer basic banking transactions like deposits and withdrawals without leaving your car. Our drive-thru service is designed with your convenience in mind! We invite you to come experience our dedicated service firsthand. If you have any questions or need assistance before your visit, feel free to give us a call at 509-326-1954. Your financial well-being is our priority, and we look forward to welcoming you into the Spokane Teachers family!

Member Eligibility

At Spokane Teachers, we believe that everyone deserves a supportive financial community, and becoming a member is a simple step toward enhancing your financial well-being. If you live, work, or attend school in the Spokane area, you're likely eligible to join us! We warmly welcome individuals who are teachers, staff, students, and even family members of our current members. This means that if you're connected to education in any way in our vibrant community, we want you as part of our family. The perks of membership are numerous enjoy competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed with you in mind. To learn more about the specific eligibility requirements or to confirm your status, feel free to check out our detailed guidelines at http://www.stcu.org/business/why-stcu/business-membership. When you're ready to take the next step towards joining us at Spokane Teachers, you can reach out by calling (509) 326-1954. We're excited to help you start your journey with us at our branch located at 4727 N Division St Spokane Wa 99207!

Business Banking & Commercial Services

Merchant Services

Beyond loans, we offer merchant services that simplify payment processing for your customers. Imagine being able to accept payments seamlessly, whether in-store or online, ensuring you never miss a sale. Our solutions help you manage transactions efficiently, allowing you more time to focus on growing your business. Visit us at 4727 N Division St Spokane Wa 99207, Spokane, WA, or give us a call at (509) 326-1954 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash? Our ATMs provide hassle-free access for withdrawals and balance checks whenever you need them. Plus, if you're on the go, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At Spokane Teachers Credit Union - Northtown Square Branch, we are dedicated to making banking straightforward and accessible for everyone in our community. With friendly staff ready to assist you at every turn and a commitment to member service excellence, we invite you to explore all that we offer. Don't hesitate! Reach out today at 509-326-1954 or visit us online at stcu.org to discover how we can assist you in achieving your financial dreams!

Business Banking

For our business members, Spokane Teachers offers comprehensive banking solutions including merchant services and business loans. We understand the challenges of running a business and aim to support you with the financial tools necessary for success.

Credit Cards and Loans

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for debt consolidation or other urgent needs, we're here to help you find the best solution. Plus, don't forget about our credit cards with rewards designed to give back every time you swipe.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. With easy access to your accounts anytime, anywhere, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Banking

Whether you are looking to open a checking or savings account, we have options that fit your lifestyle and goals. Our personal banking services make managing your money simple and effective. For those in need of financing, our auto loans offer competitive rates to help you get behind the wheel of your dream car. We also provide mortgage loans and refinancing options for homebuyers, ensuring that your journey to homeownership is smooth and affordable.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check your account balances, pay bills, and transfer funds with ease. You can even sign documents electronically, thanks to our electronic signature authorization feature. This means no more waiting for paper forms in the mail everything is done quickly and securely from your device. For those who prefer going green, we provide e-statements that let you view your account statements online. This not only helps the environment but also keeps your financial information organized and easy to access.

Mobile Convenience

With our mobile application, managing your finances is just a tap away. You can make payments using our mobile payments feature, ensuring you're always prepared whether you're out shopping or on the go. Need to send money to a friend? While person-to-person transfers aren't currently offered, our other features make it simple to manage all aspects of your banking. In today's fast-paced world, having real-time access to your accounts is crucial. Our online banking platform provides just that whether you're checking balances or monitoring transactions, you're always in control. At Spokane Teachers, we're committed to making banking easier and more secure for you. Explore all of these services today and see how we can support your financial journey!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 438,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 4727 N Division St Spokane Wa 99207 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals.

Efficiency You Can Trust

Our $7,412,325 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Secured

Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $46,523 in used auto loans and $4,878,662,135 in total loans and leases.

Solid Financial Health

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the right loan for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we have tailored solutions that can support your business goals. At Spokane Teachers Credit Union located at 4727 N Division St Spokane Wa 99207, we prioritize your financial well-being. For any questions regarding our loan offerings or if you're interested in applying today, feel free to call us at 509-326-1954. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We offer various mortgage products designed for first-time buyers and seasoned homeowners alike. If you're looking to refinance an existing mortgage, we can help you explore eligibility options to potentially lower your monthly payments or access cash for other expenses.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you every time you use them.

Loan Aggregator

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Real-Time Rate Comparisons

You benefit from up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. With LendMesh, you don't have to worry about outdated information or hidden fees just straightforward comparisons. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Every lender listed on LendMesh has been vetted for compliance with industry standards, so you can trust that you're seeing genuine options.

SPOKANE TEACHERS CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Spokane, WA (99207)

Introduction

Branch History & Mission

A Legacy of Service

Innovation and Accessibility

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Cards and Loans

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Key Features

Mobile Convenience

Financial Strength

A Growing Community

Efficiency You Can Trust

Member Savings Secured

Reinvesting in You

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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