Spokane Teachers Spokane WA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Spokane Teachers Credit Union - South Branch, your trusted financial partner located at 820 E 29Th Ave, Spokane, WA 99203. Established in 1934, we have proudly served our community for nearly 90 years, growing alongside our members and adapting to their evolving financial needs. With a total membership of over 284,000, we are dedicated to providing exceptional service and fostering lasting relationships. At Spokane Teachers Credit Union, we understand that your financial journey is unique. That's why we offer a wide range of services tailored just for you whether it's personal banking with checking and savings accounts, auto loans, mortgage loans, or business banking solutions. Our total assets exceed $5.87 billion, reflecting our commitment to stability and growth for our members. You can trust us to manage your funds wisely; our total deposits stand at $248 million while maintaining a robust net worth of $633 million. Under the leadership of CEO Ezra Eckhardt and Board President Steven Jones, our team of over 900 employees is here to support you with personalized service and expert advice. We pride ourselves on being accessible feel free to reach out at 509-326-1954 or visit us during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. While members can visit us at our branch location, official correspondence should be sent to the same address: 820 E 29th Ave, Spokane, WA 99203. Explore more about our services and offerings by visiting our website at stcu.org. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

As technology continues to change how we bank, we've embraced digital advancements that enhance your experience. From online banking and mobile payment options to convenient ATM access and drive-thru services, we're committed to making banking as easy as possible for you. Our branch is ADA compliant, ensuring accessibility for all members of our community.

Community Engagement

Community engagement is at the heart of what we do. We are proud of our partnerships with local schools and charities aimed at enriching lives across Spokane. By supporting educational programs and community events, we reinforce our commitment to being a trusted partner in your financial journey. While you can visit us at 820 E 29th Ave for all your banking needs during our lobby hours from Monday through Friday from 8:30 AM to 5:30 PM, official correspondence should be directed to our mailing address at 820 E 29th Ave, Spokane, WA 99203.

Join Us Today!

At Spokane Teachers Credit Union - South Branch, we invite you to experience the many benefits of membership firsthand. Together, let's build a brighter financial future for you and your family while strengthening our vibrant community. If you're ready to take the next step toward achieving your financial dreams or want more information about becoming a member, please call us at 509-326-1954 or visit our website. Join us today!

Our Story

Located at 820 E 29th Ave in beautiful Spokane, WA, our branch is more than just a place to bank; it's a hub for connection and support. As we've expanded, we've remained focused on our mission: to improve the financial well-being of our members and the community we serve. We provide a wide range of services, including personal banking accounts, auto loans, mortgage loans, and business banking solutions. Our dedication to helping members achieve their financial goals drives everything we do. Our mission statement emphasizes not only providing excellent financial services but also actively supporting local initiatives and outreach programs. We believe that by investing in our community, we empower those around us to thrive. Whether through educational workshops or partnerships with local organizations, we strive to make a real difference in people's lives.

Branch Location & Accessibility

Accessibility Features

At Spokane Teachers, we understand that accessibility is important. Our location features ADA-compliant entrances and ramps, making it easy for everyone to visit us. Plus, we have ample parking available to ensure you can find a spot without hassle. Whether you're stopping by for a quick transaction or need assistance with more complex banking matters, our staff is ready to help.

Call to Action

We invite you to stop by Spokane Teachers Credit Union - South Branch today! Experience our welcoming atmosphere and see how we can help you achieve your financial goals. We look forward to serving you soon!

Operating Hours

We know your time is valuable, which is why we're open Monday through Friday from 8:30 AM to 5:30 PM. This schedule allows you to visit us before or after work or during lunch breaks. If you prefer the convenience of banking on-the-go, don't forget about our ATM availability for quick cash withdrawals and balance checks.

Services Offered

At Spokane Teachers Credit Union - South Branch, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For businesses, we provide merchant services and business loans as well. Our drive-thru service allows for easy deposits and withdrawals without having to leave your vehicle. While members can visit us at 820 E 29Th Ave Spokane Wa 99203, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at (509) 326-1954.

Member Eligibility

Joining the Spokane Teachers community means stepping into a supportive family where your financial needs are prioritized. At Spokane Teachers, we believe that everyone deserves access to quality banking services, and becoming a member is easier than you might think! If you live or work in Spokane County, or if you're an employee of a local school district, you're likely eligible for membership. This means you can enjoy a range of benefits designed to help you save money and reach your financial goals. For more detailed eligibility criteria, feel free to visit our website at http://www.stcu.org/business/why-stcu/business-membership. Getting started is simple! You can open an account by visiting us at our branch located at 820 E 29Th Ave Spokane Wa 99203, or just give us a call at (509) 326-1954 for more information. Our friendly team is here to assist you every step of the way, ensuring that your experience with us is as welcoming and straightforward as possible. We can't wait for you to become a part of our vibrant community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services make daily transactions easier for you and your customers. Imagine simplifying payment processes with options that allow you to accept payments anytime, anywhere giving you more time to focus on what you do best. From card processing to invoicing solutions, we offer tools that enhance your operations while keeping costs manageable. Located at 820 E 29Th Ave Spokane Wa 99203, Spokane WA 99203, our team is ready to partner with you on your journey toward success. Let's grow together! For more information, visit us at stcu.org.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you need quick access to cash or assistance without stepping inside the branch. Our ATM & Cash Withdrawal Services give you 24/7 access to your money with basic ATM functions like withdrawals and balance checks. Additionally, our Basic Drive-Thru Banking allows you to handle deposits and simple transactions efficiently from the comfort of your vehicle. At Spokane Teachers, we strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. Our knowledgeable staff is always available at (509) 326-1954 during operating hours (M-F 8:30am-5:30pm) to answer questions or help with any service inquiries. We invite you to explore all the ways we can assist you in achieving your financial goals. Visit us today or check out our website at Spokane Teachers Credit Union - South Branch for more information!

Business Banking

For our members who own businesses, we offer comprehensive Business Banking services including Merchant Services and Business Loans. These solutions are crafted to help your business thrive by providing the necessary resources and support for growth.

Credit Options

In addition to these offerings, we also provide Personal Loans & Debt Consolidation services designed to help you take control of your finances. If you're looking for a way to manage everyday expenses or consolidate debt into a single monthly payment, our friendly advisors are ready to help. Plus, our Credit Cards with Rewards allow you to earn benefits on purchases you already make turning everyday spending into rewards!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Spokane Teachers offers robust Online & Mobile Banking features that let you manage your accounts from anywhere at any time. With easy access to transactions and account management tools right at your fingertips, you can bank on-the-go without any hassle.

Personal Banking

When it comes to personal banking, we offer a variety of options that make managing your money simple and effective. You can open Checking & Savings Accounts that fit your lifestyle, allowing you to earn interest while keeping your funds accessible. For those considering a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services ensure you have the best possible financing solutions tailored to your situation.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services are available 24/7, allowing you to access your accounts whenever you need. Whether you're at home or on the go, managing your finances is just a few clicks away. You can also enjoy the peace of mind that comes with our electronic signature authorization feature. This means you can complete important transactions securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements. This feature not only helps the environment but also makes it easy for you to keep track of your financial activities. You'll receive your statements directly in your inbox, ensuring quick access whenever you need them.

Mobile Convenience

Our mobile application brings all these features right to your fingertips. With our app, you can make mobile payments effortlessly and manage your accounts with ease. Need to send money to a friend? While we currently don't support person-to-person transfers, our mobile application still allows for a range of other convenient features. With all these services designed with user-friendliness in mind, managing your finances has never been simpler. At Spokane Teachers, we prioritize accessibility and real-time account management so that you can focus on what truly matters in your life. Explore all that our digital banking options have to offer today!

Financial Strength

Commitment to Innovation and Growth

With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $46,523 in used auto loans and an impressive total of $4,878,662,135 in loans and leases across various sectors.

Growing Member Base

Our commitment to serving you is evident in our total share accounts 438,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 820 E 29Th Ave Spokane WA 99203 or call 509-326-1954 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget. If you're considering refinancing your current auto loan for better rates or terms, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital to keep your business running smoothly, we have solutions tailored for you.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can make everyday purchases more rewarding. If you need additional funds for personal projects or debt consolidation, our unsecured personal loans could be the right fit.

Credit Lines

In addition to these offerings, we provide credit lines totaling $1,708,221,097, which give you the flexibility to manage cash flow and unforeseen expenses without the hassle of applying for a new loan each time. Our dedicated team at Spokane Teachers is ready to help you explore these options further. For any questions or assistance with applications or eligibility criteria including refinancing opportunities please feel free to contact us at 509-326-1954 or visit us at 820 E 29th Ave Spokane WA 99203. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the loan that fits your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We can assist you whether you are a first-time homebuyer or looking to refinance your existing mortgage. Our competitive rates and personalized service ensure that you get the best deal possible.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and reflects real market options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same loan options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to compare offers effectively, ensuring they make choices based on the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh actively assists users in navigating their borrowing options with ease. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions, which enhances the reliability of the comparisons.

SPOKANE TEACHERS CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Spokane, WA (99203)

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Join Us Today!

Our Story

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Credit Options

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Mobile Convenience

Financial Strength

Commitment to Innovation and Growth

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Cards and Unsecured Loans

Credit Lines

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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