SPOKANE TEACHERS CREDIT UNION

Welcome to Spokane Teachers Credit Union - Ritzville Branch, where we prioritize the financial well-being of our members and community! Located at 108 E 1St Ave, Ritzville, WA 99169, we have been serving our members since 1934. With a strong commitment to providing personalized financial services, we currently boast a membership of over 284,132 individuals who trust us with their financial needs. At Spokane Teachers, our total assets stand proudly at $5,872,400,967, reflecting our stability and dedication. Our members enjoy a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We understand that each member's financial journey is unique, which is why our friendly staff is here to guide you every step of the way. While you can visit us directly at our branch for all your banking needs, official correspondence should be sent to the same address: 108 E 1st Ave, Ritzville, WA 99169. We are open Monday through Friday from 8:30 AM to 5:30 PM, ensuring we're available when you need us most. Under the leadership of CEO Ezra Eckhardt and Board President Steven Jones, we strive to create a welcoming environment where members feel valued and supported. Our team of 913 employees is dedicated to helping you achieve your financial goals. With total deposits reaching $248,112,160 and a net worth of $633,978,608, we are well-equipped to offer competitive rates on loans and savings products. Currently holding a cash reserve of $38,507,731, we ensure that your funds are secure while also working hard to provide you with the best possible return on your investments. Join us today and experience the difference that comes with being part of Spokane Teachers Credit Union! Visit our website at stcu.org or give us a call at 509-326-1954 for more information about how we can help you achieve your financial dreams. Your future starts here!

At Spokane Teachers Credit Union - Ritzville Branch, we are proud of our rich history and commitment to serving our community. Since our establishment in 1934, we have grown alongside our members and the town of Ritzville, WA, making a positive impact in the lives of those around us. Located at 108 E 1St Ave, right in the heart of Ritzville, our branch is easily accessible and stands as a beacon of support for financial needs. Over the years, we've expanded our services to meet the diverse needs of our more than 284,132 members. With total assets now exceeding $5.87 billion, we have built a solid foundation that allows us to offer a wide array of financial products. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to provide solutions that empower individuals and families. Our mission goes beyond just providing financial services; it is about fostering a sense of community. We believe in supporting local initiatives and partnering with organizations that enhance the well-being of our residents. Whether it's through educational programs or community outreach events, we aim to make a lasting difference in the lives of those we serve. In addition to our comprehensive financial offerings, we are dedicated to staying current with technological advancements. Our digital banking services ensure that members can manage their finances conveniently from anywhere. We are also committed to accessibility; our facilities comply with ADA standards so everyone can benefit from our services. While members can visit us at 108 E 1St Ave, official correspondence should be sent to 108 E 1st Ave, Ritzville, WA 99169 if you prefer mailing. Our branch offers ATM services and drive-thru banking for added convenience during your busy day. At Spokane Teachers Credit Union - Ritzville Branch, we invite you to join us on this journey of growth and community spirit. Experience firsthand how being part of a credit union can change your financial life for the better. For any inquiries or assistance, feel free to contact us at 509-326-1954 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM. Together, let's build a brighter future!

At Spokane Teachers, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We proudly extend our membership to individuals who align with our mission and values, so whether you are a teacher, an education professional, or just someone looking for better financial options, you're in the right place! For detailed eligibility criteria, feel free to check out our resource at stcu.org/business/why-stcu/business-membership. Joining Spokane Teachers opens up a world of benefits tailored just for you. Enjoy competitive rates on loans and savings accounts, personalized customer service, and access to various financial tools designed to help you achieve your goals. The process of opening an account is straightforward just stop by our branch located at 108 E 1St Ave Ritzville Wa 99169 or give us a call at (509) 326-1954. We're here to assist you every step of the way, making sure your journey towards financial empowerment is as smooth as possible.

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, reassuring you of our commitment to providing reliable services and support. With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $46,523 in used auto loans and an impressive total of $4,878,662,135 in loans and leases. Our operational efficiency is evident with a net income of $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 438,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 108 E 1st Ave Ritzville WA 99169 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. For your peace of mind regarding our performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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