Spokane Teachers Pasco WA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Community Impact

Our focus goes beyond numbers; it's about making a positive impact in the community. With $38,507,731 cash in hand and a net worth of $633,978,608, we are well-positioned to support our members' dreams whether it's buying a home or starting a business. We also hold a net member business loan balance of $1,008,667,116, reinforcing our dedication to local entrepreneurs.

Get in Touch

While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 5677 Rd 68, Pasco, WA 99301. If you have questions or need assistance with any of our services, don't hesitate to give us a call at 509-326-1954 or explore more about us at stcu.org. Join us today at Spokane Teachers Credit Union - Pasco Branch and experience the difference personalized service can make!

Leadership You Can Trust

Led by our CEO, Ezra Eckhardt, and Board President, Steven Jones, Spokane Teachers Credit Union operates with transparency and commitment. Our team is here to guide you through every step of your financial decisions with friendly service and expert advice. With 913 employees working tirelessly for you, we ensure that help is always just a phone call away.

Branch History & Mission

Join Us!

We invite you to become part of the Spokane Teachers family. Experience firsthand how we combine comprehensive financial services with genuine community support. Whether you're looking for a new checking account or seeking guidance on loans and investments, we're here for you every step of the way. Let's work together towards achieving your financial goals! For more information or assistance, feel free to reach out at (509) 326-1954 or visit us online at stcu.org.

Our Journey

From the very beginning, Spokane Teachers has been committed to providing exceptional financial services while supporting our community. Over the years, we have achieved remarkable milestones, including accumulating total assets of over $5.8 billion and offering a variety of services that cater to both personal and business needs. Our team works tirelessly to ensure that we meet the diverse needs of our members through personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our commitment to innovation is evident in our digital advancements. Members enjoy convenient online and mobile banking options that make managing their finances easier than ever. We also prioritize accessibility by ensuring ADA compliance across our services.

Our Mission

At Spokane Teachers Credit Union, our mission is clear: we strive to improve the financial well-being of our members while fostering a sense of community support. We believe that financial empowerment goes hand-in-hand with building strong relationships within the communities we serve. That's why we actively participate in outreach programs and partnerships aimed at uplifting local initiatives. While members can visit us at 5677 Rd 68 for all their banking needs including drive-thru service and ATM access official correspondence should be sent to our mailing address at 5677 Rd 68, Pasco, WA 99301 if it differs from the branch address. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to find a time that fits your schedule.

Branch Location & Accessibility

Welcome to Spokane Teachers Credit Union - Pasco Branch, your friendly neighborhood financial partner located at 5677 Rd 68 in beautiful Pasco, WA. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and manage your banking needs. Whether you're a long-time member or new to our community, we're here to provide you with accessible and personalized service. At Spokane Teachers, we pride ourselves on creating a welcoming environment for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure that all members can visit us comfortably. If you prefer a quick transaction, take advantage of our drive-thru service, perfect for those busy days when you're on the go. Our operating hours are set to fit your schedule join us Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with online banking, our dedicated staff is ready to help. For added convenience, we offer ATM services right here at our location, allowing you to access cash whenever you need it. While members can visit us at 5677 Rd 68 for all your banking needs, official correspondence should be sent to the same address for clarity. If you have any questions or would like more information about our services including personal and business banking options please feel free to give us a call at 509-326-1954. We look forward to seeing you soon!

Member Eligibility

Joining the Spokane Teachers community is more than just opening a bank account; it's about becoming part of a supportive family that values education and growth. To become a member at our Pasco branch, located at 5677 Rd 68, Pasco, WA 99301, you simply need to meet a few friendly eligibility criteria. We welcome anyone who has an affinity for education this includes current and retired educators, their families, as well as those who work in educational institutions or related fields. Whether you're looking for personal banking options, auto loans, or business services, you'll find that our offerings are designed with your needs in mind. Getting started is easy! You can find more detailed information about membership requirements by visiting this link. If you have any questions or want to learn more about how we can support your financial journey, feel free to reach out to us at 509-326-1954. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing you need to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine accepting payments quickly and securely, enhancing customer satisfaction while streamlining your operations. Our merchant services equip you with the tools needed to manage transactions effectively, allowing you more time to focus on what truly matters growing your business. Located at 5677 Rd 68 Pasco Wa 99301, Pasco, WA 99301, we invite you to explore how our business banking and commercial services can empower your entrepreneurial journey. Reach out to us today at (509) 326-1954 or visit our website for more information!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services are crafted to support your venture's growth. From merchant services that simplify transactions to tailored business loans, we're committed to helping your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make deposits right from your smartphone! Plus, with features like ATM access for withdrawals and balance checks, getting cash has never been easier.

Credit Cards and Rewards

We know that rewards matter! That's why our credit cards come with exciting rewards programs that let you earn points on everyday purchases. Whether it's cash back or travel perks, we have options that fit your spending habits.

Drive-Thru and ATM Services

We also pride ourselves on offering straightforward banking solutions through our drive-thru service, where you can handle deposits, withdrawals, and simple transactions without leaving your car. And if you're on the go, our ATMs are ready when you are, providing easy access to cash whenever you need it. At Spokane Teachers, our commitment is not just about transactions; it's about building relationships with our members. We invite you to visit us or give us a call at (509) 326-1954 so we can assist you in achieving your financial goals today! For more information about all the ways we can help you succeed financially, explore our services at Spokane Teachers Credit Union - Pasco Branch.

Personal Banking Solutions

Our personal banking services cater to both everyday needs and long-term goals. If you're looking to manage your finances effectively, our checking and savings accounts offer great options with competitive rates and easy access. Maybe you're dreaming of a new car? Our auto loans and vehicle financing services can help turn that dream into reality with flexible terms designed just for you. For those thinking about home ownership or refinancing, our mortgage loans provide you with various choices to suit your budget and lifestyle. We also offer personal loans for debt consolidation, allowing you to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

We know security is a top priority for our members. That's why we use electronic signature authorization for secure transactions, ensuring your information stays protected. You can also opt for e-statements to keep track of your account activity without the hassle of paper clutter. With e-statements available, staying organized has never been easier! Another exciting feature is our mobile payments option. Whether you're out shopping or dining, you can make quick payments directly from your phone no cash or cards needed! For those who want to send money to friends or family, our person-to-person transfer feature makes it easy to send funds quickly and securely. At Spokane Teachers, we're committed to making banking as accessible as possible. Our online services are designed for real-time account management, meaning you can check your balances and make transactions whenever it suits you best. Explore all these features and more by visiting us online at https://stcu.org/ . Experience the ease of digital banking today!

Financial Strength

Commitment to Members

We currently have a strong member base with 438,612 total share accounts, showing that more people trust us with their finances. Our net shares available for lending stand at $0, which indicates our capability to provide you with the financial support you need. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 5677 Rd 68 Pasco Wa 99301 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $46,523 in used auto loans and $4,878,662,135 in total loans and leases.

Strong Capital Foundation

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971074899 in used vehicle loans and $186909428 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored for you.

Credit Lines

For those who want extra flexibility, our total credit lines amount to $1708221097, giving you access to funds when you need them most. This is ideal for unexpected expenses or larger purchases where you prefer not to use cash upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366047267, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure your path to homeownership is smooth and straightforward.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, consider refinancing your existing loans with us. We provide personalized assessments and eligibility options that may save you money in the long run. Our team at Spokane Teachers is here to guide you through the loan process. For inquiries or assistance, feel free to reach out at 5093261954. Visit us at 5677 Rd 68 Pasco Wa 99301 for more information about our services and how we can help you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take that next step towards your financial future together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198747957 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying them directly to your bank account.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers are fair and transparent, allowing users to make informed decisions without hidden surprises.

SPOKANE TEACHERS CREDIT UNION - Pasco, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Community Impact

Get in Touch

Leadership You Can Trust

Branch History & Mission

Join Us!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Digital Banking

Credit Cards and Rewards

Drive-Thru and ATM Services

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Commitment to Members

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Capital Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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